Holy Trinity Apartments Inc

Holy Trinity Apartments Inc. consistently operates at a deficit, with declining assets and high liabilities.

EIN: 205045648 · Louisville, KY · NTEE: L21 · Updated: 2026-03-28

$113KRevenue
$969KAssets
55/100Mission Score (Fair)
L21
Holy Trinity Apartments Inc Financial Summary
MetricValue
Total Revenue$113K
Total Expenses$168K
Program Spending85%
Net Assets$-765,387
Transparency Score55/100

Is Holy Trinity Apartments Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Holy Trinity Apartments Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Holy Trinity Apartments Inc

Holy Trinity Apartments Inc (EIN: 205045648) is a nonprofit organization based in Louisville, KY, classified under NTEE code L21. The organization reported total revenue of $113K and total assets of $969K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Holy Trinity Apartments Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Holy Trinity Apartments Inc is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$107K
Total Expenses$168K
Surplus / Deficit$-60,739
Total Assets$1.0M
Total Liabilities$1.8M
Net Assets$-765,387
Operating Margin-56.5%
Debt-to-Asset Ratio174.8%
Months of Reserves73.0 months

Financial Health Grade: C

In 2023, Holy Trinity Apartments Inc reported a deficit of $61K with expenses exceeding revenue, holds 73.0 months of operating reserves (strong position), has a debt-to-asset ratio of 174.8% (high leverage).

Financial Trends

Over 13 years of filings (2011–2023), Holy Trinity Apartments Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023+25.6%-6.5%-7.0%
2022-0.2%+31.2%-6.7%
2021+17.8%+7.1%-4.2%
2020-12.1%+0.7%-3.7%
2019+6.4%-6.1%-3.5%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Holy Trinity Apartments Inc. appears to be in a challenging financial position, consistently operating at a deficit over the past decade. In the latest filing (202312), the organization reported revenues of $107,469 against expenses of $168,208, resulting in a deficit of over $60,000. This trend of expenses exceeding revenue is consistent across all provided filings, indicating a reliance on existing assets or other funding mechanisms to cover operational costs. The organization's assets have steadily declined from $1,563,223 in 2014 to $1,023,341 in 2023, while liabilities have remained high and relatively stable, hovering around $1.78 million. This suggests a significant debt burden relative to its declining asset base. Given the NTEE code L21 (Housing for the Elderly, Disabled, or Poor), the organization's mission likely involves providing affordable housing. The consistent deficits raise questions about the long-term sustainability of its operations without a significant increase in revenue or reduction in expenses. The absence of reported officer compensation across all filings suggests a volunteer-led or very lean administrative structure, which is a positive indicator for minimizing overhead. However, the overall financial health, marked by persistent deficits and declining assets against stable high liabilities, warrants close monitoring.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Holy Trinity Apartments Inc with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Holy Trinity Apartments Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$107KTotal Revenue
$168KTotal Expenses
$1.0MTotal Assets
$1.8MTotal Liabilities
$-765,387Net Assets
  • The organization reported a deficit of $61K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 174.8%.

Executive Compensation Analysis

No officer compensation has been reported in any of the provided filings, indicating that executive leadership is either unpaid or compensated through other means not disclosed as officer compensation, which is a positive for minimizing administrative overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Holy Trinity Apartments Inc's IRS 990 filings:

  • Consistent operational deficits across all reported years, with expenses exceeding revenue (e.g., $168,208 expenses vs. $107,469 revenue in 2023).
  • Declining asset base over the past decade (from $1,563,223 in 2014 to $1,023,341 in 2023).
  • High and stable liabilities ($1,788,728 in 2023) relative to declining assets, indicating a significant debt burden.
  • Negative net assets (Assets - Liabilities = $1,023,341 - $1,788,728 = -$765,387 in 2023), suggesting insolvency.

Strengths

The following positive indicators were identified for Holy Trinity Apartments Inc:

  • No reported officer compensation across all filings, indicating a potentially volunteer-driven or very lean administrative structure.
  • Consistent operation for over a decade, suggesting resilience despite financial challenges.

Frequently Asked Questions about Holy Trinity Apartments Inc

Is Holy Trinity Apartments Inc a legitimate charity?

Holy Trinity Apartments Inc (EIN: 205045648) is a registered tax-exempt nonprofit based in Kentucky. Our AI analysis gives it a Mission Score of 55/100. It has 13 years of IRS 990 filings on record. Total revenue: $113K. 4 red flags identified. 2 strengths noted. Financial health grade: C.

How does Holy Trinity Apartments Inc spend its money?

Holy Trinity Apartments Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Holy Trinity Apartments Inc tax-deductible?

Holy Trinity Apartments Inc is registered as a tax-exempt nonprofit (EIN: 205045648). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Holy Trinity Apartments Inc's spending goes to programs?

Holy Trinity Apartments Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Holy Trinity Apartments Inc compare to similar nonprofits?

With a transparency score of 55/100 (Fair), Holy Trinity Apartments Inc is near average for NTEE category L21 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Holy Trinity Apartments Inc located?

Holy Trinity Apartments Inc is headquartered in Louisville, Kentucky and files with the IRS under EIN 205045648. It is classified under NTEE code L21.

How many years of IRS 990 filings does Holy Trinity Apartments Inc have?

Holy Trinity Apartments Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $113K in total revenue.

How does Holy Trinity Apartments Inc. cover its consistent operational deficits?

The organization consistently reports expenses exceeding revenue, with a deficit of $60,739 in 2023. This suggests it may be drawing down on its assets or relying on other non-operating income sources not detailed in the provided summary to sustain operations.

What is the long-term plan for addressing the declining asset base and high liabilities?

Assets have decreased from $1,563,223 in 2014 to $1,023,341 in 2023, while liabilities remain high at $1,788,728. This trend indicates a deteriorating balance sheet, and a strategy for financial stabilization would be crucial.

What are the primary sources of revenue for Holy Trinity Apartments Inc.?

The provided data only shows total revenue, which has fluctuated but generally remained below expenses. Understanding the specific revenue streams (e.g., rental income, grants, donations) would provide insight into financial stability.

Filing History

IRS 990 filing history for Holy Trinity Apartments Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Holy Trinity Apartments Inc's revenue has grown by 53.4%, moving from $70K to $107K. Total assets decreased by 41.8% over the same period, from $1.8M to $1.0M. Total functional expenses rose by 21.1%, from $139K to $168K. In its most recent filing year (2023), Holy Trinity Apartments Inc reported a deficit of $61K, with expenses exceeding revenue. The organization holds $1.8M in liabilities against $1.0M in assets (debt-to-asset ratio: 174.8%), resulting in net assets of $-765,387.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $107K $168K $1.0M $1.8M
2022 $86K $180K $1.1M $1.8M View 990
2021 $86K $137K $1.2M $1.8M
2020 $73K $128K $1.2M $1.8M View 990
2019 $83K $127K $1.3M $1.8M View 990
2018 $78K $136K $1.3M $1.8M View 990
2017 $80K $139K $1.4M $1.8M View 990
2016 $79K $133K $1.4M $1.8M View 990
2015 $79K $142K $1.5M $1.8M View 990
2014 $75K $142K $1.6M $1.8M View 990
2013 $76K $137K $1.6M $1.8M View 990
2012 $72K $140K $1.7M $1.8M View 990
2011 $70K $139K $1.8M $1.8M View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $107K, expenses of $168K, and assets of $1.0M (revenue +25.6% year-over-year).
  • 2022: Revenue of $86K, expenses of $180K, and assets of $1.1M (revenue -0.2% year-over-year).
  • 2021: Revenue of $86K, expenses of $137K, and assets of $1.2M (revenue +17.8% year-over-year).
  • 2020: Revenue of $73K, expenses of $128K, and assets of $1.2M (revenue -12.1% year-over-year).
  • 2019: Revenue of $83K, expenses of $127K, and assets of $1.3M (revenue +6.4% year-over-year).
  • 2018: Revenue of $78K, expenses of $136K, and assets of $1.3M (revenue -2.6% year-over-year).
  • 2017: Revenue of $80K, expenses of $139K, and assets of $1.4M (revenue +1.3% year-over-year).
  • 2016: Revenue of $79K, expenses of $133K, and assets of $1.4M (revenue +0.3% year-over-year).
  • 2015: Revenue of $79K, expenses of $142K, and assets of $1.5M (revenue +4.3% year-over-year).
  • 2014: Revenue of $75K, expenses of $142K, and assets of $1.6M (revenue -1.0% year-over-year).
  • 2013: Revenue of $76K, expenses of $137K, and assets of $1.6M (revenue +6.0% year-over-year).
  • 2012: Revenue of $72K, expenses of $140K, and assets of $1.7M (revenue +2.6% year-over-year).
  • 2011: Revenue of $70K, expenses of $139K, and assets of $1.8M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Holy Trinity Apartments Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Holy Trinity Apartments Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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