Hunterdon County Young Mens Christian Association
Hunterdon County YMCA: Strong Community Presence, Declining Financials
EIN: 221524183 · Annandale, NJ · NTEE: P270 · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $8.3M |
| Total Expenses | $5.7M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $0 |
| Net Assets | $4.3M |
| Transparency Score | 85/100 |
Is Hunterdon County Young Mens Christian Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Hunterdon County Young Mens Christian Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Hunterdon County Young Mens Christian Association
Hunterdon County Young Mens Christian Association (EIN: 221524183) is a nonprofit organization based in Annandale, NJ, classified under NTEE code P270. The organization reported total revenue of $8.3M and total assets of $10.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Hunterdon County Young Mens Christian Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Hunterdon County Young Mens Christian Association is a mid-size nonprofit that has been operating for 84 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of -3.8%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $5.7M |
| Total Expenses | $5.7M |
| Surplus / Deficit | $-90,706 |
| Total Assets | $8.5M |
| Total Liabilities | $4.1M |
| Net Assets | $4.3M |
| Operating Margin | -1.6% |
| Debt-to-Asset Ratio | 48.7% |
| Months of Reserves | 17.7 months |
Financial Health Grade: B
In 2020, Hunterdon County Young Mens Christian Association reported a deficit of $91K with expenses exceeding revenue, holds 17.7 months of operating reserves (strong position), has a debt-to-asset ratio of 48.7% (moderate leverage).
Financial Trends
Over 10 years of filings (2011–2020), Hunterdon County Young Mens Christian Association's revenue has declined at a compound annual growth rate (CAGR) of -3.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -32.8% | -34.7% | -11.4% |
| 2019 | +1.2% | +3.0% | +1.8% |
| 2018 | +1.5% | +1.4% | -6.3% |
| 2017 | -2.7% | +0.2% | -3.7% |
| 2016 | +0.8% | +1.8% | -1.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Hunterdon County Young Mens Christian Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Hunterdon County Young Mens Christian Association allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $91K, with expenses exceeding revenue.
- Debt-to-asset ratio: 48.7%.
Executive Compensation Analysis
The provided data consistently reports $0 in compensation for officers, directors, trustees, and key employees, which suggests either a fully volunteer-led executive team or that compensation is reported under different categories not detailed in the provided summary.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Hunterdon County Young Mens Christian Association's IRS 990 filings:
- Total expenses exceeded total revenue in 2019 ($8,796,477 expenses vs. $8,411,752 revenue) and 2018 ($8,542,707 expenses vs. $8,309,045 revenue), indicating operational deficits.
- Total assets have shown a consistent decline from $10,893,773 in 2013 to $8,458,564 in 2020.
- Long-term liabilities have remained relatively high, ranging from $4,117,343 in 2020 to $5,186,110 in 2013, without significant reduction.
Strengths
The following positive indicators were identified for Hunterdon County Young Mens Christian Association:
- The organization has a long history of operation with consistent revenue generation, indicating established community support.
- Despite financial fluctuations, the organization maintains substantial assets, with over $8.4 million in 2020.
- The organization consistently reports its financial data over many years, demonstrating transparency in reporting.
Frequently Asked Questions about Hunterdon County Young Mens Christian Association
Is Hunterdon County Young Mens Christian Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Hunterdon County Young Mens Christian Association (EIN: 221524183) some concerns. Mission Score: 85/100. 3 red flags identified, 3 strengths noted.
How does Hunterdon County Young Mens Christian Association spend its money?
Hunterdon County Young Mens Christian Association directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Hunterdon County Young Mens Christian Association tax-deductible?
Hunterdon County Young Mens Christian Association is registered as a tax-exempt nonprofit (EIN: 221524183). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Hunterdon County Young Mens Christian Association CEO make?
Hunterdon County Young Mens Christian Association's highest-compensated officer earns $0 annually. The organization reported $8.3M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Hunterdon County Young Mens Christian Association's spending goes to programs?
Hunterdon County Young Mens Christian Association directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Hunterdon County Young Mens Christian Association compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Hunterdon County Young Mens Christian Association is above average for NTEE category P270 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Hunterdon County Young Mens Christian Association located?
Hunterdon County Young Mens Christian Association is headquartered in Annandale, New Jersey and files with the IRS under EIN 221524183. It is classified under NTEE code P270.
How many years of IRS 990 filings does Hunterdon County Young Mens Christian Association have?
Hunterdon County Young Mens Christian Association has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $8.3M in total revenue.
What does Hunterdon County Young Mens Christian Association do?
Hunterdon County Young Mens Christian Association is a nonprofit organization in the Human Services sector, located in Annandale, New Jersey. It is classified under NTEE code P270.
How much revenue does Hunterdon County Young Mens Christian Association have?
Hunterdon County Young Mens Christian Association reported total revenue of $8,260,399. Based on 10 IRS 990 filings on record.
What are Hunterdon County Young Mens Christian Association's total assets?
Hunterdon County Young Mens Christian Association holds total assets of $10,150,669 as reported in IRS 990 filings.
Where is Hunterdon County Young Mens Christian Association located?
Hunterdon County Young Mens Christian Association is based in Annandale, New Jersey.
What is Hunterdon County Young Mens Christian Association's EIN?
Hunterdon County Young Mens Christian Association's Employer Identification Number (EIN) is 221524183. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Hunterdon County Young Mens Christian Association?
Hunterdon County Young Mens Christian Association is classified under NTEE code P270 (Human Services).
Is Hunterdon County Young Mens Christian Association a registered 501(c)(3)?
Yes, Hunterdon County Young Mens Christian Association is recognized as a tax-exempt organization by the IRS. EIN: 221524183.
Does Hunterdon County Young Mens Christian Association file IRS Form 990?
Yes, Hunterdon County Young Mens Christian Association has 10 IRS Form 990 filings on record. The most recent covers tax period 202012.
What was Hunterdon County Young Mens Christian Association's revenue in 2020?
In the 202012 filing period, Hunterdon County Young Mens Christian Association reported total revenue of $5,655,766, total expenses of $5,746,472, and net assets of $8,458,564.
Is Hunterdon County Young Mens Christian Association's revenue growing or declining?
Hunterdon County Young Mens Christian Association's revenue is declining. Revenue went from $8,411,752 (201912) to $5,655,766 (202012), a -32.8% change. Based on 10 filings on record.
What is Hunterdon County Young Mens Christian Association's most recent 990 filing?
The most recent IRS Form 990 filing for Hunterdon County Young Mens Christian Association covers tax period 202012. It shows revenue of $5,655,766, expenses of $5,746,472, total assets of $8,458,564, and liabilities of $4,117,343.
How much does Hunterdon County Young Mens Christian Association spend on programs vs administration?
Based on IRS 990 analysis, Hunterdon County Young Mens Christian Association allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Hunterdon County Young Mens Christian Association a trustworthy charity?
Based on AI analysis of IRS 990 data, Hunterdon County Young Mens Christian Association appears trustworthy. Mission Score: 85/100 (Excellent). 3 red flags identified. 3 strengths noted.
What are the red flags for Hunterdon County Young Mens Christian Association?
The following concerns were identified: Total expenses exceeded total revenue in 2019 ($8,796,477 expenses vs. $8,411,752 revenue) and 2018 ($8,542,707 expenses vs. $8,309,045 revenue), indicating operational deficits.. Total assets have shown a consistent decline from $10,893,773 in 2013 to $8,458,564 in 2020.. Long-term liabilities have remained relatively high, ranging from $4,117,343 in 2020 to $5,186,110 in 2013, without significant reduction.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Hunterdon County Young Mens Christian Association's strengths?
Positive indicators for Hunterdon County Young Mens Christian Association include: The organization has a long history of operation with consistent revenue generation, indicating established community support.. Despite financial fluctuations, the organization maintains substantial assets, with over $8.4 million in 2020.. The organization consistently reports its financial data over many years, demonstrating transparency in reporting.. These findings are derived from AI analysis of the organization's financial filings.
How does Hunterdon County Young Mens Christian Association compensate executives?
The provided data consistently reports $0 in compensation for officers, directors, trustees, and key employees, which suggests either a fully volunteer-led executive team or that compensation is reported under different categories not detailed in the provided summary. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent reporting of $0 executive compensation, how does the organization manage its leadership and operational oversight without direct compensation to key personnel?
This could imply a highly dedicated volunteer board and executive team, or that compensation is structured in a way that it's not reported under the 'officers, directors, trustees, and key employees' category, potentially through a related entity or as general staff salaries.
What specific strategies are in place to address the consistent decline in total assets and the recurring operational deficits observed in recent years?
Without further information, it's difficult to pinpoint exact strategies. However, typical responses include fundraising campaigns, cost-cutting measures, or re-evaluating program offerings to align with available resources.
Filing History
IRS 990 filing history for Hunterdon County Young Mens Christian Association showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), Hunterdon County Young Mens Christian Association's revenue has declined by 29.4%, moving from $8.0M to $5.7M. Total assets decreased by 1.6% over the same period, from $8.6M to $8.5M. Total functional expenses fell by 29.2%, from $8.1M to $5.7M. In its most recent filing year (2020), Hunterdon County Young Mens Christian Association reported a deficit of $91K, with expenses exceeding revenue. The organization holds $4.1M in liabilities against $8.5M in assets (debt-to-asset ratio: 48.7%), resulting in net assets of $4.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $5.7M | $5.7M | $8.5M | $4.1M | — | — |
| 2019 | $8.4M | $8.8M | $9.5M | $4.8M | — | View 990 |
| 2018 | $8.3M | $8.5M | $9.4M | $4.3M | — | View 990 |
| 2017 | $8.2M | $8.4M | $10.0M | $4.6M | — | View 990 |
| 2016 | $8.4M | $8.4M | $10.4M | $4.7M | — | View 990 |
| 2015 | $8.3M | $8.3M | $10.5M | $4.9M | — | View 990 |
| 2014 | $7.8M | $7.7M | $10.6M | $5.0M | — | View 990 |
| 2013 | $7.9M | $8.0M | $10.9M | $5.2M | — | View 990 |
| 2012 | $8.0M | $8.1M | $11.0M | $5.4M | — | View 990 |
| 2011 | $8.0M | $8.1M | $8.6M | $2.8M | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $5.7M, expenses of $5.7M, and assets of $8.5M (revenue -32.8% year-over-year).
- 2019: Revenue of $8.4M, expenses of $8.8M, and assets of $9.5M (revenue +1.2% year-over-year).
- 2018: Revenue of $8.3M, expenses of $8.5M, and assets of $9.4M (revenue +1.5% year-over-year).
- 2017: Revenue of $8.2M, expenses of $8.4M, and assets of $10.0M (revenue -2.7% year-over-year).
- 2016: Revenue of $8.4M, expenses of $8.4M, and assets of $10.4M (revenue +0.8% year-over-year).
- 2015: Revenue of $8.3M, expenses of $8.3M, and assets of $10.5M (revenue +7.4% year-over-year).
- 2014: Revenue of $7.8M, expenses of $7.7M, and assets of $10.6M (revenue -1.1% year-over-year).
- 2013: Revenue of $7.9M, expenses of $8.0M, and assets of $10.9M (revenue -1.5% year-over-year).
- 2012: Revenue of $8.0M, expenses of $8.1M, and assets of $11.0M (revenue -0.3% year-over-year).
- 2011: Revenue of $8.0M, expenses of $8.1M, and assets of $8.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Hunterdon County Young Mens Christian Association:
Data Sources and Methodology
This transparency report for Hunterdon County Young Mens Christian Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.