Independent School District 110 Health Reimbursement Arrangement T

Independent School District 110 HRA T shows consistent asset growth and zero liabilities over a decade.

EIN: 208207550 · Clinton, IA · NTEE: Y44 · Updated: 2026-03-28

$175KRevenue
$1.3MAssets
95/100Mission Score (Excellent)
Y44
Independent School District 110 Health Reimbursement Arrangement T Financial Summary
MetricValue
Total Revenue$175K
Total Expenses$150K
Program Spending95%
Net Assets$1.3M
Transparency Score95/100

Is Independent School District 110 Health Reimbursement Arrangement T Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Independent School District 110 Health Reimbursement Arrangement T directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Independent School District 110 Health Reimbursement Arrangement T

Independent School District 110 Health Reimbursement Arrangement T (EIN: 208207550) is a nonprofit organization based in Clinton, IA, classified under NTEE code Y44. The organization reported total revenue of $175K and total assets of $1.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Independent School District 110 Health Reimbursement Arrangement T's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
SmallSize Classification
12Years of Filings
MixedRevenue Trajectory

Independent School District 110 Health Reimbursement Arrangement T is a small nonprofit that has been operating for 19 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 4.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$182K
Total Expenses$150K
Surplus / Deficit+$33K
Total Assets$1.3M
Net Assets$1.3M
Operating Margin17.9%
Months of Reserves100.6 months

Financial Health Grade: A

In 2023, Independent School District 110 Health Reimbursement Arrangement T reported a surplus of $33K with revenue exceeding expenses, holds 100.6 months of operating reserves (strong position).

Financial Trends

Over 12 years of filings (2012–2023), Independent School District 110 Health Reimbursement Arrangement T's revenue has grown at a compound annual growth rate (CAGR) of 4.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023-16.8%+26.8%+2.8%
2022-10.4%+65.9%+6.2%
2021+7.4%+42.8%+19.7%
2020+48.3%+31.9%+23.8%
2019-3.1%-26.5%+17.7%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Independent School District 110 Health Reimbursement Arrangement T demonstrates consistent financial growth and strong asset accumulation over the past decade. With assets growing from $315,553 in 2014 to $1,254,607 in 2023, the organization appears to be financially stable. Revenue has fluctuated but generally trended upwards, reaching $182,371 in 2023. The organization consistently reports zero liabilities, indicating a very healthy balance sheet and minimal financial risk. Spending efficiency is excellent, as the organization reports 0% officer compensation across all filings, suggesting that all expenses are directly related to its program services or essential administrative functions. Given its nature as a Health Reimbursement Arrangement, it's likely that the majority of its expenses are direct reimbursements, which aligns with high program spending. The absence of reported fundraising expenses further supports a lean operational model. Transparency appears to be high, with 12 years of consistent IRS 990 filings available. The clear reporting of zero liabilities and officer compensation provides a straightforward view of its financial operations. The organization's consistent growth in assets without incurring debt or significant administrative overhead points to a well-managed and focused entity.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Independent School District 110 Health Reimbursement Arrangement T with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Independent School District 110 Health Reimbursement Arrangement T allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$182KTotal Revenue
$150KTotal Expenses
$1.3MTotal Assets
$1.3MNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no executive salaries are paid, which is highly unusual and suggests a volunteer-led or externally managed structure for executive functions.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Independent School District 110 Health Reimbursement Arrangement T's IRS 990 filings:

Strengths

The following positive indicators were identified for Independent School District 110 Health Reimbursement Arrangement T:

Frequently Asked Questions about Independent School District 110 Health Reimbursement Arrangement T

Is Independent School District 110 Health Reimbursement Arrangement T a legitimate charity?

Based on AI analysis of IRS 990 filings, Independent School District 110 Health Reimbursement Arrangement T (EIN: 208207550) some concerns. Mission Score: 95/100. 1 red flag identified, 5 strengths noted.

How does Independent School District 110 Health Reimbursement Arrangement T spend its money?

Independent School District 110 Health Reimbursement Arrangement T directs 95% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Independent School District 110 Health Reimbursement Arrangement T tax-deductible?

Independent School District 110 Health Reimbursement Arrangement T is registered as a tax-exempt nonprofit (EIN: 208207550). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Independent School District 110 Health Reimbursement Arrangement T compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), Independent School District 110 Health Reimbursement Arrangement T is above average for NTEE category Y44 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Independent School District 110 Health Reimbursement Arrangement T located?

Independent School District 110 Health Reimbursement Arrangement T is headquartered in Clinton, Iowa and files with the IRS under EIN 208207550. It is classified under NTEE code Y44.

How many years of IRS 990 filings does Independent School District 110 Health Reimbursement Arrangement T have?

Independent School District 110 Health Reimbursement Arrangement T has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $175K in total revenue.

How does the organization manage its administrative functions without any reported officer compensation?

The consistent reporting of 0% officer compensation suggests that administrative and executive functions may be handled by volunteers, by staff whose compensation is categorized differently (e.g., as program expenses if they also deliver services), or through external arrangements not reflected as direct officer pay on the 990.

What specific services or reimbursements constitute the majority of its program expenses?

As a Health Reimbursement Arrangement (HRA), the primary program expenses would typically be direct reimbursements to eligible individuals for qualified medical expenses, as per the HRA plan design.

Given its consistent asset growth, how does the organization plan to utilize its accumulating assets?

The accumulating assets, which reached $1,254,607 in 2023, likely serve as reserves to ensure the long-term solvency and ability to meet future reimbursement obligations for its participants.

Filing History

IRS 990 filing history for Independent School District 110 Health Reimbursement Arrangement T showing financial trends over 12 years of public records:

Over 12 years of IRS 990 filings (2012–2023), Independent School District 110 Health Reimbursement Arrangement T's revenue has grown by 63.6%, moving from $111K to $182K. Total assets increased by 563.6% over the same period, from $189K to $1.3M. Total functional expenses rose by 493.7%, from $25K to $150K. In its most recent filing year (2023), Independent School District 110 Health Reimbursement Arrangement T reported a surplus of $33K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $182K $150K $1.3M $0
2022 $219K $118K $1.2M $0
2021 $245K $71K $1.1M $0 View 990
2020 $228K $50K $961K $0 View 990
2019 $154K $38K $776K $0 View 990
2018 $159K $51K $660K $0 View 990
2017 $137K $68K $552K $0 View 990
2016 $131K $68K $483K $0 View 990
2015 $149K $45K $419K $0 View 990
2014 $104K $47K $316K $0 View 990
2013 $105K $35K $259K $0 View 990
2012 $111K $25K $189K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Independent School District 110 Health Reimbursement Arrangement T:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing

Data Sources and Methodology

This transparency report for Independent School District 110 Health Reimbursement Arrangement T is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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