Inside Out Christian Counseling

Inside Out Christian Counseling frequently operates at a deficit with no reported officer compensation.

EIN: 201725399 · Keokuk, IA · NTEE: F60 · Updated: 2026-03-28

$82KRevenue

$35KAssets

75/100Mission Score (Good)

F60

About Inside Out Christian Counseling

Inside Out Christian Counseling (EIN: 201725399) is a nonprofit organization based in Keokuk, IA, classified under NTEE code F60. The organization reported total revenue of $82K and total assets of $35K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Inside Out Christian Counseling's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Inside Out Christian Counseling operates as a relatively small nonprofit, with recent annual revenues hovering around $90,000-$100,000. The organization consistently reports no officer compensation, which is a positive indicator for donor trust and suggests that leadership is either volunteer-based or compensated through other means not classified as officer compensation. However, the organization has frequently operated at a deficit, with expenses exceeding revenue in most recent years (e.g., 2023: $97,941 expenses vs. $97,772 revenue; 2022: $105,961 expenses vs. $98,499 revenue). This trend of spending more than it takes in could raise concerns about long-term financial sustainability if not addressed.

The organization's assets have fluctuated, currently standing at $29,547 in 2023, which is modest relative to its operational scale. Liabilities have also been present in recent years, reaching $12,159 in 2023. While the lack of officer compensation is a strong point for transparency, the consistent operational deficits and the relatively small asset base suggest a need for careful financial management to ensure the organization can continue its mission effectively without relying on depleting reserves or incurring significant debt. Further details on program spending versus administrative and fundraising costs would provide a more complete picture of spending efficiency, but the available data points to a lean operation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Inside Out Christian Counseling with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 10%
programs: 85%
fundraising: 5%

According to IRS 990 filings, Inside Out Christian Counseling allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer or compensated through mechanisms not categorized as officer compensation, which is commendable for a small nonprofit.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Inside Out Christian Counseling's IRS 990 filings:

Consistent operational deficits (expenses exceeding revenue in most recent years, e.g., 2023, 2022, 2021, 2020)
Fluctuating and relatively low asset base compared to annual expenses, potentially limiting long-term stability
Presence of liabilities in recent years (e.g., $12,159 in 2023) without clear context

Strengths

The following positive indicators were identified for Inside Out Christian Counseling:

Consistently reports 0% officer compensation, indicating efficient use of funds at the executive level
Long filing history (14 filings) demonstrates consistent reporting and operational presence
Maintains a relatively stable revenue stream for a small organization, generally between $90,000-$100,000 annually in recent years

Frequently Asked Questions about Inside Out Christian Counseling

How does Inside Out Christian Counseling cover its operational deficits?

The filings show expenses frequently exceeding revenue (e.g., $97,941 expenses vs. $97,772 revenue in 2023). This suggests the organization may be drawing from reserves, utilizing non-cash contributions, or relying on other funding sources not fully detailed in the summary data to cover the gaps.

What is the nature of the liabilities reported by the organization?

The organization has reported liabilities in recent years, such as $12,159 in 2023. Without more detailed financial statements, the specific nature of these liabilities (e.g., accounts payable, deferred revenue, loans) cannot be determined from the provided summary data.

Given the 0% officer compensation, how is the organization's leadership structured and supported?

The consistent reporting of 0% officer compensation suggests that the organization's leadership may be volunteer-based, or that any compensation is structured in a way that does not fall under the 'officer compensation' category on the 990 form. This is a positive sign for donor confidence regarding executive pay.

Filing History

IRS 990 filing history for Inside Out Christian Counseling showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2010–2023), Inside Out Christian Counseling's revenue has declined by 6.8%, moving from $105K to $98K. Total assets increased by 34.6% over the same period, from $22K to $30K. Total functional expenses fell by 2%, from $100K to $98K. In its most recent filing year (2023), Inside Out Christian Counseling reported a deficit of $169, with expenses exceeding revenue. The organization holds $12K in liabilities against $30K in assets (debt-to-asset ratio: 41.2%), resulting in net assets of $17K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$98K	$98K	$30K	$12K	—	View 990
2022	$98K	$106K	$30K	$12K	—	View 990
2021	$90K	$94K	$37K	$12K	—	—
2020	$95K	$102K	$57K	$28K	—	—
2019	$92K	$87K	$47K	$12K	—	View 990
2018	$98K	$96K	$30K	$0	—	View 990
2017	$115K	$114K	$28K	$0	—	View 990
2016	$139K	$143K	$26K	$0	—	View 990
2015	$127K	$136K	$31K	$0	—	View 990
2014	$165K	$151K	$41K	$1K	—	View 990
2013	$128K	$134K	$37K	$12K	—	View 990
2012	$118K	$111K	$32K	$1K	—	View 990
2011	$97K	$93K	$27K	$3K	—	View 990
2010	$105K	$100K	$22K	$1K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $98K, expenses of $98K, and assets of $30K (revenue -0.7% year-over-year).
2022: Revenue of $98K, expenses of $106K, and assets of $30K (revenue +8.9% year-over-year).
2021: Revenue of $90K, expenses of $94K, and assets of $37K (revenue -5.2% year-over-year).
2020: Revenue of $95K, expenses of $102K, and assets of $57K (revenue +3.4% year-over-year).
2019: Revenue of $92K, expenses of $87K, and assets of $47K (revenue -6.3% year-over-year).
2018: Revenue of $98K, expenses of $96K, and assets of $30K (revenue -14.5% year-over-year).
2017: Revenue of $115K, expenses of $114K, and assets of $28K (revenue -17.0% year-over-year).
2016: Revenue of $139K, expenses of $143K, and assets of $26K (revenue +9.4% year-over-year).
2015: Revenue of $127K, expenses of $136K, and assets of $31K (revenue -23.4% year-over-year).
2014: Revenue of $165K, expenses of $151K, and assets of $41K (revenue +28.8% year-over-year).
2013: Revenue of $128K, expenses of $134K, and assets of $37K (revenue +8.8% year-over-year).
2012: Revenue of $118K, expenses of $111K, and assets of $32K (revenue +22.3% year-over-year).
2011: Revenue of $97K, expenses of $93K, and assets of $27K (revenue -7.9% year-over-year).
2010: Revenue of $105K, expenses of $100K, and assets of $22K.

Data Sources and Methodology

This transparency report for Inside Out Christian Counseling is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.