International Card Manufacturers Association Inc
International Card Manufacturers Association: Stable Revenue, Declining Assets
EIN: 223076401 · Princeton Junction, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $1.1M |
| Total Expenses | $1.1M |
| Program Spending | 70% |
| Net Assets | $196K |
| Transparency Score | 75/100 |
Is International Card Manufacturers Association Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
International Card Manufacturers Association Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About International Card Manufacturers Association Inc
International Card Manufacturers Association Inc (EIN: 223076401) is a nonprofit organization based in Princeton Junction, NJ. The organization reported total revenue of $1.1M and total assets of $323K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of International Card Manufacturers Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
International Card Manufacturers Association Inc is a mid-size nonprofit that has been operating for 29 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -0.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.1M |
| Total Expenses | $1.1M |
| Surplus / Deficit | $-31,801 |
| Total Assets | $275K |
| Total Liabilities | $79K |
| Net Assets | $196K |
| Operating Margin | -3.0% |
| Debt-to-Asset Ratio | 28.8% |
| Months of Reserves | 3.0 months |
Financial Health Grade: B
In 2023, International Card Manufacturers Association Inc reported a deficit of $32K with expenses exceeding revenue, holds 3.0 months of operating reserves (adequate), has a debt-to-asset ratio of 28.8% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), International Card Manufacturers Association Inc's revenue has declined at a compound annual growth rate (CAGR) of -0.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.6% | +17.6% | -27.9% |
| 2022 | +92.4% | +73.4% | -19.4% |
| 2021 | -12.2% | -19.1% | -3.8% |
| 2020 | -40.9% | -35.3% | +24.9% |
| 2019 | -5.0% | -7.5% | -7.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1997 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates International Card Manufacturers Association Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 70%
- fundraising: 15%
According to IRS 990 filings, International Card Manufacturers Association Inc allocates its expenses as follows: admin: 15%, programs: 70%, fundraising: 15%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $32K, with expenses exceeding revenue.
- Debt-to-asset ratio: 28.8%.
Executive Compensation Analysis
Executive compensation cannot be assessed from the provided data, as no specific figures for salaries or benefits are included in the filings summary.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of International Card Manufacturers Association Inc's IRS 990 filings:
- Total assets have shown a consistent decline from $451,955 in 2016 to $274,960 in 2023, indicating a shrinking financial base.
- The organization has frequently reported expenses exceeding revenue, such as in 2023 ($1,103,452 expenses vs. $1,071,651 revenue) and 2018 ($1,118,194 expenses vs. $1,068,633 revenue), leading to net losses.
Strengths
The following positive indicators were identified for International Card Manufacturers Association Inc:
- The organization maintains a stable revenue stream, consistently around $1 million annually over the past 8 years.
- Despite fluctuations, the organization has maintained positive net assets (assets exceeding liabilities) in all reported years.
- Consistent reporting of financial data over an 8-year period demonstrates a commitment to transparency.
Frequently Asked Questions about International Card Manufacturers Association Inc
Is International Card Manufacturers Association Inc a legitimate charity?
International Card Manufacturers Association Inc (EIN: 223076401) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.1M. 2 red flags identified. 3 strengths noted. Financial health grade: C.
How does International Card Manufacturers Association Inc spend its money?
International Card Manufacturers Association Inc directs 70% of its spending to programs and services. Fundraising costs 15%. This meets the 65% industry benchmark.
Are donations to International Card Manufacturers Association Inc tax-deductible?
International Card Manufacturers Association Inc is registered as a tax-exempt nonprofit (EIN: 223076401). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of International Card Manufacturers Association Inc's spending goes to programs?
International Card Manufacturers Association Inc directs 70% to programs, 15% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is International Card Manufacturers Association Inc located?
International Card Manufacturers Association Inc is headquartered in Princeton Junction, New Jersey and files with the IRS under EIN 223076401.
How many years of IRS 990 filings does International Card Manufacturers Association Inc have?
International Card Manufacturers Association Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.1M in total revenue.
What does International Card Manufacturers Association Inc do?
International Card Manufacturers Association Inc is a nonprofit organization in the Unknown sector, located in Princeton Junction, New Jersey. It is classified under NTEE code Unknown.
How much revenue does International Card Manufacturers Association Inc have?
International Card Manufacturers Association Inc reported total revenue of $1,054,894. Based on 13 IRS 990 filings on record.
What are International Card Manufacturers Association Inc's total assets?
International Card Manufacturers Association Inc holds total assets of $322,640 as reported in IRS 990 filings.
Where is International Card Manufacturers Association Inc located?
International Card Manufacturers Association Inc is based in Princeton Junction, New Jersey.
What is International Card Manufacturers Association Inc's EIN?
International Card Manufacturers Association Inc's Employer Identification Number (EIN) is 223076401. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is International Card Manufacturers Association Inc?
International Card Manufacturers Association Inc is classified under NTEE code Unknown (Unknown).
Is International Card Manufacturers Association Inc a registered 501(c)(3)?
International Card Manufacturers Association Inc appears in IRS records (EIN: 223076401). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does International Card Manufacturers Association Inc file IRS Form 990?
Yes, International Card Manufacturers Association Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was International Card Manufacturers Association Inc's revenue in 2023?
In the 202312 filing period, International Card Manufacturers Association Inc reported total revenue of $1,071,651, total expenses of $1,103,452, and net assets of $274,960.
Is International Card Manufacturers Association Inc's revenue growing or declining?
International Card Manufacturers Association Inc's revenue is growing. Revenue went from $1,014,536 (202212) to $1,071,651 (202312), a +5.6% change. Based on 13 filings on record.
What is International Card Manufacturers Association Inc's most recent 990 filing?
The most recent IRS Form 990 filing for International Card Manufacturers Association Inc covers tax period 202312. It shows revenue of $1,071,651, expenses of $1,103,452, total assets of $274,960, and liabilities of $79,114.
How much does International Card Manufacturers Association Inc spend on programs vs administration?
Based on IRS 990 analysis, International Card Manufacturers Association Inc allocates approximately 70% of expenses to program services, 15% to administrative costs, and 15% to fundraising. Program spending is moderate relative to overhead.
Is International Card Manufacturers Association Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, International Card Manufacturers Association Inc appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 3 strengths noted.
What are the red flags for International Card Manufacturers Association Inc?
The following concerns were identified: Total assets have shown a consistent decline from $451,955 in 2016 to $274,960 in 2023, indicating a shrinking financial base.. The organization has frequently reported expenses exceeding revenue, such as in 2023 ($1,103,452 expenses vs. $1,071,651 revenue) and 2018 ($1,118,194 expenses vs. $1,068,633 revenue), leading to net losses.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are International Card Manufacturers Association Inc's strengths?
Positive indicators for International Card Manufacturers Association Inc include: The organization maintains a stable revenue stream, consistently around $1 million annually over the past 8 years.. Despite fluctuations, the organization has maintained positive net assets (assets exceeding liabilities) in all reported years.. Consistent reporting of financial data over an 8-year period demonstrates a commitment to transparency.. These findings are derived from AI analysis of the organization's financial filings.
How does International Card Manufacturers Association Inc compensate executives?
Executive compensation cannot be assessed from the provided data, as no specific figures for salaries or benefits are included in the filings summary. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent decline in assets, what strategies are in place to reverse this trend and ensure long-term financial stability?
The provided data does not detail specific strategies, but the consistent decline from $451,955 in 2016 to $274,960 in 2023 suggests a need for a strategic review of asset management or investment policies.
How does the organization manage its liabilities, which have fluctuated significantly, such as increasing from $79,114 in 2023 to $153,499 in 2022?
The data shows variability in liabilities, indicating potential short-term debt management or operational funding needs that fluctuate year-to-year. A detailed look at the balance sheet would be required to understand the nature of these liabilities.
Filing History
IRS 990 filing history for International Card Manufacturers Association Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), International Card Manufacturers Association Inc's revenue has declined by 0.7%, moving from $1.1M to $1.1M. Total assets decreased by 36.7% over the same period, from $434K to $275K. Total functional expenses rose by 6.3%, from $1.0M to $1.1M. In its most recent filing year (2023), International Card Manufacturers Association Inc reported a deficit of $32K, with expenses exceeding revenue. The organization holds $79K in liabilities against $275K in assets (debt-to-asset ratio: 28.8%), resulting in net assets of $196K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.1M | $1.1M | $275K | $79K | — | — |
| 2022 | $1.0M | $938K | $381K | $153K | — | — |
| 2021 | $527K | $541K | $473K | $321K | — | View 990 |
| 2020 | $600K | $669K | $491K | $319K | — | View 990 |
| 2019 | $1.0M | $1.0M | $394K | $152K | — | View 990 |
| 2018 | $1.1M | $1.1M | $425K | $164K | — | View 990 |
| 2017 | $1.1M | $1.1M | $441K | $131K | — | — |
| 2016 | $1.1M | $1.0M | $452K | $144K | — | View 990 |
| 2015 | $1.1M | $1.1M | $425K | $183K | — | View 990 |
| 2014 | $1.0M | $1.1M | $422K | $180K | — | View 990 |
| 2013 | $1.1M | $1.1M | $397K | $126K | — | View 990 |
| 2012 | $1.0M | $1.1M | $372K | $98K | — | View 990 |
| 2011 | $1.1M | $1.0M | $434K | $110K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.1M, expenses of $1.1M, and assets of $275K (revenue +5.6% year-over-year).
- 2022: Revenue of $1.0M, expenses of $938K, and assets of $381K (revenue +92.4% year-over-year).
- 2021: Revenue of $527K, expenses of $541K, and assets of $473K (revenue -12.2% year-over-year).
- 2020: Revenue of $600K, expenses of $669K, and assets of $491K (revenue -40.9% year-over-year).
- 2019: Revenue of $1.0M, expenses of $1.0M, and assets of $394K (revenue -5.0% year-over-year).
- 2018: Revenue of $1.1M, expenses of $1.1M, and assets of $425K (revenue -0.1% year-over-year).
- 2017: Revenue of $1.1M, expenses of $1.1M, and assets of $441K (revenue -2.0% year-over-year).
- 2016: Revenue of $1.1M, expenses of $1.0M, and assets of $452K (revenue +2.6% year-over-year).
- 2015: Revenue of $1.1M, expenses of $1.1M, and assets of $425K (revenue +4.1% year-over-year).
- 2014: Revenue of $1.0M, expenses of $1.1M, and assets of $422K (revenue -3.7% year-over-year).
- 2013: Revenue of $1.1M, expenses of $1.1M, and assets of $397K (revenue +3.0% year-over-year).
- 2012: Revenue of $1.0M, expenses of $1.1M, and assets of $372K (revenue -4.5% year-over-year).
- 2011: Revenue of $1.1M, expenses of $1.0M, and assets of $434K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for International Card Manufacturers Association Inc:
Data Sources and Methodology
This transparency report for International Card Manufacturers Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.