International Credit And Trade Finance Association
EIN: 273271490 · Baltimore, MD · NTEE: S41
| Metric | Value |
|---|---|
| Total Revenue | $925K |
| Total Expenses | $807K |
| Net Assets | $1.2M |
Is International Credit And Trade Finance Association Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About International Credit And Trade Finance Association
International Credit And Trade Finance Association (EIN: 273271490) is a nonprofit organization based in Baltimore, MD, classified under NTEE code S41. The organization reported total revenue of $925K and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of International Credit And Trade Finance Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
International Credit And Trade Finance Association is a small nonprofit that has been operating for 16 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $906K |
| Total Expenses | $807K |
| Surplus / Deficit | +$99K |
| Total Assets | $1.4M |
| Total Liabilities | $269K |
| Net Assets | $1.2M |
| Operating Margin | 11.0% |
| Debt-to-Asset Ratio | 18.8% |
| Months of Reserves | 21.2 months |
Financial Health Grade: A
In 2023, International Credit And Trade Finance Association reported a surplus of $99K with revenue exceeding expenses, holds 21.2 months of operating reserves (strong position), has a debt-to-asset ratio of 18.8% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), International Credit And Trade Finance Association's revenue has grown at a compound annual growth rate (CAGR) of 3.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -0.5% | +4.2% | +8.1% |
| 2022 | +17.7% | +16.1% | +8.7% |
| 2021 | +4.7% | +0.4% | +11.1% |
| 2020 | -28.0% | -28.2% | +5.4% |
| 2019 | +2.6% | +3.8% | +11.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2010 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for International Credit And Trade Finance Association has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates International Credit And Trade Finance Association with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $99K, with revenue exceeding expenses.
- Debt-to-asset ratio: 18.8%.
Frequently Asked Questions about International Credit And Trade Finance Association
Is International Credit And Trade Finance Association a legitimate charity?
International Credit And Trade Finance Association (EIN: 273271490) is a registered tax-exempt nonprofit based in Maryland. It has 13 years of IRS 990 filings on record. Total revenue: $925K. No red flags identified. Financial health grade: A.
How does International Credit And Trade Finance Association spend its money?
International Credit And Trade Finance Association reported $925K in total revenue in IRS 990 filings. 13 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to International Credit And Trade Finance Association tax-deductible?
International Credit And Trade Finance Association is registered as a tax-exempt nonprofit (EIN: 273271490). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is International Credit And Trade Finance Association located?
International Credit And Trade Finance Association is headquartered in Baltimore, Maryland and files with the IRS under EIN 273271490. It is classified under NTEE code S41.
How many years of IRS 990 filings does International Credit And Trade Finance Association have?
International Credit And Trade Finance Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $925K in total revenue.
Filing History
IRS 990 filing history for International Credit And Trade Finance Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), International Credit And Trade Finance Association's revenue has grown by 46.9%, moving from $617K to $906K. Total assets increased by 924.1% over the same period, from $139K to $1.4M. Total functional expenses rose by 32.5%, from $609K to $807K. In its most recent filing year (2023), International Credit And Trade Finance Association reported a surplus of $99K, with revenue exceeding expenses. The organization holds $269K in liabilities against $1.4M in assets (debt-to-asset ratio: 18.8%), resulting in net assets of $1.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $906K | $807K | $1.4M | $269K | — | — |
| 2022 | $911K | $775K | $1.3M | $262K | — | View 990 |
| 2021 | $774K | $667K | $1.2M | $292K | — | View 990 |
| 2020 | $739K | $664K | $1.1M | $277K | — | — |
| 2019 | $1.0M | $925K | $1.0M | $296K | — | View 990 |
| 2018 | $1.0M | $891K | $927K | $288K | — | View 990 |
| 2017 | $1.0M | $960K | $790K | $261K | — | View 990 |
| 2016 | $1.0M | $928K | $703K | $255K | — | View 990 |
| 2015 | $937K | $889K | $574K | $235K | — | View 990 |
| 2014 | $976K | $855K | $513K | $223K | — | View 990 |
| 2013 | $908K | $780K | $372K | $203K | — | View 990 |
| 2012 | $774K | $696K | $268K | $227K | — | View 990 |
| 2011 | $617K | $609K | $139K | $176K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $906K, expenses of $807K, and assets of $1.4M (revenue -0.5% year-over-year).
- 2022: Revenue of $911K, expenses of $775K, and assets of $1.3M (revenue +17.7% year-over-year).
- 2021: Revenue of $774K, expenses of $667K, and assets of $1.2M (revenue +4.7% year-over-year).
- 2020: Revenue of $739K, expenses of $664K, and assets of $1.1M (revenue -28.0% year-over-year).
- 2019: Revenue of $1.0M, expenses of $925K, and assets of $1.0M (revenue +2.6% year-over-year).
- 2018: Revenue of $1.0M, expenses of $891K, and assets of $927K (revenue -3.9% year-over-year).
- 2017: Revenue of $1.0M, expenses of $960K, and assets of $790K (revenue +0.4% year-over-year).
- 2016: Revenue of $1.0M, expenses of $928K, and assets of $703K (revenue +10.7% year-over-year).
- 2015: Revenue of $937K, expenses of $889K, and assets of $574K (revenue -4.0% year-over-year).
- 2014: Revenue of $976K, expenses of $855K, and assets of $513K (revenue +7.5% year-over-year).
- 2013: Revenue of $908K, expenses of $780K, and assets of $372K (revenue +17.3% year-over-year).
- 2012: Revenue of $774K, expenses of $696K, and assets of $268K (revenue +25.5% year-over-year).
- 2011: Revenue of $617K, expenses of $609K, and assets of $139K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for International Credit And Trade Finance Association:
Data Sources and Methodology
This transparency report for International Credit And Trade Finance Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.