Internet Commerce Association
Internet Commerce Association shows consistent revenue growth and asset accumulation with no reported officer compensation.
EIN: 205466377 · Rockville, MD · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $462K |
| Total Expenses | $422K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $500,000 |
| Net Assets | $442K |
| Transparency Score | 85/100 |
Is Internet Commerce Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Internet Commerce Association directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Internet Commerce Association
Internet Commerce Association (EIN: 205466377) is a nonprofit organization based in Rockville, MD, classified under NTEE code S41. The organization reported total revenue of $462K and total assets of $440K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Internet Commerce Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Internet Commerce Association is a small nonprofit that has been operating for 9 years, with 8 years of IRS 990 filings on record (2016–2023). Revenue has grown at a compound annual rate of 14.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $479K |
| Total Expenses | $422K |
| Surplus / Deficit | +$57K |
| Total Assets | $454K |
| Total Liabilities | $12K |
| Net Assets | $442K |
| Operating Margin | 12.0% |
| Debt-to-Asset Ratio | 2.7% |
| Months of Reserves | 12.9 months |
Financial Health Grade: A
In 2023, Internet Commerce Association reported a surplus of $57K with revenue exceeding expenses, holds 12.9 months of operating reserves (strong position), has a debt-to-asset ratio of 2.7% (very low leverage).
Financial Trends
Over 8 years of filings (2016–2023), Internet Commerce Association's revenue has grown at a compound annual growth rate (CAGR) of 14.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +29.0% | +42.6% | +16.8% |
| 2022 | -1.2% | +22.1% | +26.0% |
| 2021 | +37.9% | +1.6% | +67.8% |
| 2020 | -24.7% | -26.1% | +31.7% |
| 2019 | +76.0% | +43.4% | +40.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2017 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Internet Commerce Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Internet Commerce Association allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $57K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.7%.
Executive Compensation Analysis
The Internet Commerce Association reports 0% officer compensation across all eight available filings, indicating that its leadership may be entirely volunteer-based or compensated through non-officer categories, which is highly unusual for an organization with nearly $500,000 in annual revenue and suggests a very lean operational structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Internet Commerce Association's IRS 990 filings:
- Lack of detailed expense breakdown in provided data makes precise spending efficiency analysis difficult.
- Unusually low liabilities ($12,200 in 2023) could indicate a very conservative financial approach or minimal operational debt.
Strengths
The following positive indicators were identified for Internet Commerce Association:
- Consistent revenue growth from $185,611 in 2016 to $479,118 in 2023.
- Strong asset accumulation, growing from $124,216 in 2016 to $453,704 in 2023.
- Consistent operational surpluses, indicating financial stability (e.g., $57,330 surplus in 2023).
- No reported officer compensation across all eight filings, suggesting efficient use of funds for mission.
- Low liabilities, indicating strong financial health and minimal debt.
Frequently Asked Questions about Internet Commerce Association
Is Internet Commerce Association a legitimate charity?
Internet Commerce Association (EIN: 205466377) is a registered tax-exempt nonprofit based in Maryland. Our AI analysis gives it a Mission Score of 85/100. It has 8 years of IRS 990 filings on record. Total revenue: $462K. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Internet Commerce Association spend its money?
Internet Commerce Association directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Internet Commerce Association tax-deductible?
Internet Commerce Association is registered as a tax-exempt nonprofit (EIN: 205466377). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Internet Commerce Association CEO make?
Internet Commerce Association's highest-compensated officer earns $500,000 annually. The organization reported $462K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Internet Commerce Association's spending goes to programs?
Internet Commerce Association directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Internet Commerce Association compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Internet Commerce Association is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Internet Commerce Association located?
Internet Commerce Association is headquartered in Rockville, Maryland and files with the IRS under EIN 205466377. It is classified under NTEE code S41.
How many years of IRS 990 filings does Internet Commerce Association have?
Internet Commerce Association has 8 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $462K in total revenue.
How does the Internet Commerce Association manage to operate without reporting any officer compensation?
The IRS 990 filings consistently show 0% officer compensation. This could mean that executive leadership is entirely volunteer-based, or that compensation is structured in a way that it is not reported under 'officer compensation' on the 990, such as through contractor fees or other expense categories. Further investigation into their operational model would be needed to understand this fully.
What are the primary programs or activities funded by the Internet Commerce Association's expenses?
The provided IRS 990 summary data does not detail specific program expenses. To understand the primary programs, one would need to review the full IRS 990 forms, specifically Part III (Statement of Program Service Accomplishments) and Schedule O (Supplemental Information to Form 990).
Is the Internet Commerce Association's asset growth sustainable?
Yes, the asset growth appears sustainable. The organization has consistently generated surpluses, with revenue exceeding expenses in most years (e.g., $479,118 revenue vs. $421,788 expenses in 2023), leading to a steady increase in assets from $124,216 in 2016 to $453,704 in 2023. This indicates sound financial management and the ability to build reserves.
Filing History
IRS 990 filing history for Internet Commerce Association showing financial trends over 8 years of public records:
Over 8 years of IRS 990 filings (2016–2023), Internet Commerce Association's revenue has grown by 158.1%, moving from $186K to $479K. Total assets increased by 265.3% over the same period, from $124K to $454K. Total functional expenses rose by 175.2%, from $153K to $422K. In its most recent filing year (2023), Internet Commerce Association reported a surplus of $57K, with revenue exceeding expenses. The organization holds $12K in liabilities against $454K in assets (debt-to-asset ratio: 2.7%), resulting in net assets of $442K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $479K | $422K | $454K | $12K | — | — |
| 2022 | $372K | $296K | $388K | $4K | — | View 990 |
| 2021 | $376K | $242K | $308K | $0 | — | View 990 |
| 2020 | $273K | $238K | $184K | $10K | — | View 990 |
| 2019 | $362K | $322K | $140K | $0 | — | — |
| 2018 | $206K | $225K | $100K | $0 | — | View 990 |
| 2017 | $174K | $180K | $119K | $0 | — | — |
| 2016 | $186K | $153K | $124K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $479K, expenses of $422K, and assets of $454K (revenue +29.0% year-over-year).
- 2022: Revenue of $372K, expenses of $296K, and assets of $388K (revenue -1.2% year-over-year).
- 2021: Revenue of $376K, expenses of $242K, and assets of $308K (revenue +37.9% year-over-year).
- 2020: Revenue of $273K, expenses of $238K, and assets of $184K (revenue -24.7% year-over-year).
- 2019: Revenue of $362K, expenses of $322K, and assets of $140K (revenue +76.0% year-over-year).
- 2018: Revenue of $206K, expenses of $225K, and assets of $100K (revenue +18.2% year-over-year).
- 2017: Revenue of $174K, expenses of $180K, and assets of $119K (revenue -6.2% year-over-year).
- 2016: Revenue of $186K, expenses of $153K, and assets of $124K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Internet Commerce Association:
Data Sources and Methodology
This transparency report for Internet Commerce Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.