Intersure Ltd
Intersure Ltd: Consistent Revenue, High Administrative Costs
EIN: 221913242 · N Chesterfld, VA · NTEE: S41 · Updated: 2026-04-04
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| Metric | Value |
|---|---|
| Total Revenue | $301K |
| Total Expenses | $247K |
| Program Spending | 20% |
| Net Assets | $234K |
| Transparency Score | 65/100 |
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Intersure Ltd Form 990, Revenue, CEO Pay, and IRS Filing Signals
Intersure Ltd is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Intersure Ltd in one place.
Form 990 Filing Summary
9 filing years are available, with latest revenue of $375K and expenses of $247K.
Revenue and Expenses
Intersure Ltd reported $375K in revenue and $247K in expenses, a surplus of $128K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
65/100 mission score, 2 red flags, and 2 strengths are shown from structured and AI review.
Is Intersure Ltd Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $49K (20%) |
Across stored filings, Intersure Ltd shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 20% to programs | Below Average |
| Financial durability | Grade A | 9 stored filing years |
| Peer context | Compare with Association Of Small Business Development Centers | Virginia and Community Improvement context |
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Intersure Ltd directs 20% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.
About Intersure Ltd
Intersure Ltd (EIN: 221913242) is a nonprofit organization based in N Chesterfld, VA, classified under NTEE code S41. The organization reported total revenue of $301K and total assets of $594K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Intersure Ltd's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Intersure Ltd is a small nonprofit that has been operating for 11 years, with 9 years of IRS 990 filings on record (2015–2023). Revenue has grown at a compound annual rate of 6.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $375K |
| Total Expenses | $247K |
| Surplus / Deficit | +$128K |
| Total Assets | $514K |
| Total Liabilities | $279K |
| Net Assets | $234K |
| Operating Margin | 34.1% |
| Debt-to-Asset Ratio | 54.4% |
| Months of Reserves | 24.9 months |
Financial Health Grade: A
In 2023, Intersure Ltd reported a surplus of $128K with revenue exceeding expenses, holds 24.9 months of operating reserves (strong position), has a debt-to-asset ratio of 54.4% (high leverage).
Financial Trends
Over 9 years of filings (2015–2023), Intersure Ltd's revenue has grown at a compound annual growth rate (CAGR) of 6.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +34.4% | +10.6% | +28.3% |
| 2022 | +36.0% | +7.1% | +6.5% |
| 2021 | -9.6% | -1.7% | +17.3% |
| 2020 | -12.8% | -6.3% | +0.7% |
| 2019 | +44.0% | +14.6% | +12.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2015 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Intersure Ltd with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 50%
- programs: 20%
- fundraising: 30%
According to IRS 990 filings, Intersure Ltd allocates its expenses as follows: admin: 50%, programs: 20%, fundraising: 30%. Only 20% is directed toward programs, which may warrant further investigation by donors.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $128K, with revenue exceeding expenses.
- Debt-to-asset ratio: 54.4%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% in available filings, suggesting either a volunteer-led organization or a lack of transparent disclosure regarding executive salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Intersure Ltd's IRS 990 filings:
- Consistent 0% compensation reported for highest-paid employees across all years, which could mask actual compensation or indicate a lack of paid leadership.
- High proportion of spending allocated to administrative functions relative to program expenses.
Strengths
The following positive indicators were identified for Intersure Ltd:
- Consistent revenue generation and asset growth over the past several years, indicating financial stability.
- Assets have grown from $282,522 in 2018 to $513,763 in 2023.
Frequently Asked Questions about Intersure Ltd
Is Intersure Ltd a legitimate charity?
Intersure Ltd (EIN: 221913242) is a registered tax-exempt nonprofit based in Virginia. Our AI analysis gives it a Mission Score of 65/100. It has 9 years of IRS 990 filings on record. Total revenue: $301K. 2 red flags identified. 2 strengths noted. Financial health grade: A.
How does Intersure Ltd spend its money?
Intersure Ltd directs 20% of its spending to programs and services. Fundraising costs 30%. This falls below the 65% benchmark.
Are donations to Intersure Ltd tax-deductible?
Intersure Ltd is registered as a tax-exempt nonprofit (EIN: 221913242). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Intersure Ltd's spending goes to programs?
Intersure Ltd directs 20% to programs, 30% to fundraising. This falls below the 65% industry benchmark, which may warrant further review by donors.
How does Intersure Ltd compare to similar nonprofits?
With a transparency score of 65/100 (Good), Intersure Ltd is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Intersure Ltd located?
Intersure Ltd is headquartered in N Chesterfld, Virginia and files with the IRS under EIN 221913242. It is classified under NTEE code S41.
How many years of IRS 990 filings does Intersure Ltd have?
Intersure Ltd has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $301K in total revenue.
What does Intersure Ltd do?
Intersure Ltd is a nonprofit organization in the Community Improvement sector, located in N Chesterfld, Virginia. It is classified under NTEE code S41.
How much revenue does Intersure Ltd have?
Intersure Ltd reported total revenue of $300,659. Based on 9 IRS 990 filings on record.
What are Intersure Ltd's total assets?
Intersure Ltd holds total assets of $594,401 as reported in IRS 990 filings.
Where is Intersure Ltd located?
Intersure Ltd is based in N Chesterfld, Virginia.
What is Intersure Ltd's EIN?
Intersure Ltd's Employer Identification Number (EIN) is 221913242. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Intersure Ltd?
Intersure Ltd is classified under NTEE code S41 (Community Improvement).
Is Intersure Ltd a registered 501(c)(3)?
Yes, Intersure Ltd is recognized as a tax-exempt organization by the IRS. EIN: 221913242.
Does Intersure Ltd file IRS Form 990?
Yes, Intersure Ltd has 9 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Intersure Ltd's revenue in 2023?
In the 202312 filing period, Intersure Ltd reported total revenue of $375,229, total expenses of $247,404, and net assets of $513,763.
Is Intersure Ltd's revenue growing or declining?
Intersure Ltd's revenue is growing. Revenue went from $279,257 (202212) to $375,229 (202312), a +34.4% change. Based on 9 filings on record.
What is Intersure Ltd's most recent 990 filing?
The most recent IRS Form 990 filing for Intersure Ltd covers tax period 202312. It shows revenue of $375,229, expenses of $247,404, total assets of $513,763, and liabilities of $279,488.
How much does Intersure Ltd spend on programs vs administration?
Based on IRS 990 analysis, Intersure Ltd allocates approximately 20% of expenses to program services, 50% to administrative costs, and 30% to fundraising. Overhead costs appear high relative to program spending.
Is Intersure Ltd a trustworthy charity?
Based on AI analysis of IRS 990 data, Intersure Ltd shows mixed signals. Mission Score: 65/100 (Good). 2 red flags identified. 2 strengths noted.
What are the red flags for Intersure Ltd?
The following concerns were identified: Consistent 0% compensation reported for highest-paid employees across all years, which could mask actual compensation or indicate a lack of paid leadership.. High proportion of spending allocated to administrative functions relative to program expenses.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Intersure Ltd's strengths?
Positive indicators for Intersure Ltd include: Consistent revenue generation and asset growth over the past several years, indicating financial stability.. Assets have grown from $282,522 in 2018 to $513,763 in 2023.. These findings are derived from AI analysis of the organization's financial filings.
How does Intersure Ltd compensate executives?
Executive compensation is consistently reported as 0% in available filings, suggesting either a volunteer-led organization or a lack of transparent disclosure regarding executive salaries. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent 0% compensation reported for the highest-paid employees, how does Intersure Ltd manage its operational leadership and strategic direction?
The consistent reporting of 0% compensation for top employees suggests Intersure Ltd may operate with a fully volunteer executive team or that compensation is structured in a way not captured by this specific disclosure field, potentially through contractor payments or other means not directly attributed as 'compensation' in these filings.
What factors contribute to the relatively high administrative spending compared to program spending, and how does this impact the organization's mission effectiveness?
Without more detailed breakdowns, it's difficult to pinpoint exact factors. High administrative spending could be due to significant overhead, infrastructure costs, or a smaller scale of direct program delivery. This could potentially limit the direct impact of funds on beneficiaries if not justified by robust support for effective programs.
Filing History
IRS 990 filing history for Intersure Ltd showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2015–2023), Intersure Ltd's revenue has grown by 65.7%, moving from $227K to $375K. Total assets increased by 96.5% over the same period, from $262K to $514K. Total functional expenses rose by 18%, from $210K to $247K. In its most recent filing year (2023), Intersure Ltd reported a surplus of $128K, with revenue exceeding expenses. The organization holds $279K in liabilities against $514K in assets (debt-to-asset ratio: 54.4%), resulting in net assets of $234K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $375K | $247K | $514K | $279K | — | — |
| 2022 | $279K | $224K | $400K | $294K | — | View 990 |
| 2021 | $205K | $209K | $376K | $325K | — | View 990 |
| 2020 | $227K | $213K | $321K | $266K | — | View 990 |
| 2019 | $260K | $227K | $318K | $278K | — | View 990 |
| 2018 | $181K | $198K | $283K | $276K | — | View 990 |
| 2017 | $210K | $200K | $295K | $271K | — | — |
| 2016 | $207K | $150K | $295K | $281K | — | View 990 |
| 2015 | $227K | $210K | $262K | $308K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $375K, expenses of $247K, and assets of $514K (revenue +34.4% year-over-year).
- 2022: Revenue of $279K, expenses of $224K, and assets of $400K (revenue +36.0% year-over-year).
- 2021: Revenue of $205K, expenses of $209K, and assets of $376K (revenue -9.6% year-over-year).
- 2020: Revenue of $227K, expenses of $213K, and assets of $321K (revenue -12.8% year-over-year).
- 2019: Revenue of $260K, expenses of $227K, and assets of $318K (revenue +44.0% year-over-year).
- 2018: Revenue of $181K, expenses of $198K, and assets of $283K (revenue -14.1% year-over-year).
- 2017: Revenue of $210K, expenses of $200K, and assets of $295K (revenue +1.8% year-over-year).
- 2016: Revenue of $207K, expenses of $150K, and assets of $295K (revenue -8.8% year-over-year).
- 2015: Revenue of $227K, expenses of $210K, and assets of $262K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Intersure Ltd:
Data Sources and Methodology
This transparency report for Intersure Ltd is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.