Intown Concord
Intown Concord shows consistent operations with recent operating deficits and no reported officer compensation.
EIN: 20528727 · Concord, NH · NTEE: S30 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $284K |
| Total Expenses | $340K |
| Program Spending | 80% |
| Net Assets | $101K |
| Transparency Score | 85/100 |
Is Intown Concord Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Intown Concord directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Intown Concord
Intown Concord (EIN: 20528727) is a nonprofit organization based in Concord, NH, classified under NTEE code S30. The organization reported total revenue of $284K and total assets of $157K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Intown Concord's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Intown Concord is a small nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $292K |
| Total Expenses | $340K |
| Surplus / Deficit | $-48,182 |
| Total Assets | $176K |
| Total Liabilities | $75K |
| Net Assets | $101K |
| Operating Margin | -16.5% |
| Debt-to-Asset Ratio | 42.7% |
| Months of Reserves | 6.2 months |
Financial Health Grade: B
In 2023, Intown Concord reported a deficit of $48K with expenses exceeding revenue, holds 6.2 months of operating reserves (strong position), has a debt-to-asset ratio of 42.7% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Intown Concord's revenue has grown at a compound annual growth rate (CAGR) of 4.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +18.4% | +8.7% | +17.5% |
| 2022 | +21.8% | +49.7% | -6.2% |
| 2021 | +37.0% | +33.2% | +2.9% |
| 2020 | -29.8% | -24.4% | -7.7% |
| 2019 | +7.4% | +24.4% | -3.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2003 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Intown Concord with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Intown Concord allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $48K, with expenses exceeding revenue.
- Debt-to-asset ratio: 42.7%.
Executive Compensation Analysis
Intown Concord consistently reports 0% officer compensation across all available filings, indicating that its leadership either serves on a volunteer basis or is compensated through other means not classified as officer compensation, which is a strong positive for efficient use of funds.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Intown Concord's IRS 990 filings:
- Consistent operating deficits in recent years (e.g., $48,182 deficit in 202312, $66,410 deficit in 202212).
Strengths
The following positive indicators were identified for Intown Concord:
- No reported officer compensation across all filings, indicating efficient use of funds at the leadership level.
- Healthy asset-to-liability ratio (e.g., $176,136 assets vs. $75,160 liabilities in 202312).
- Consistent IRS 990 filing history, demonstrating transparency.
- General growth in revenue over the past decade, indicating increasing activity and support.
Frequently Asked Questions about Intown Concord
Is Intown Concord a legitimate charity?
Based on AI analysis of IRS 990 filings, Intown Concord (EIN: 20528727) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
How does Intown Concord spend its money?
Intown Concord directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Intown Concord tax-deductible?
Intown Concord is registered as a tax-exempt nonprofit (EIN: 20528727). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Intown Concord's spending goes to programs?
Intown Concord directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Intown Concord compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Intown Concord is above average for NTEE category S30 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Intown Concord located?
Intown Concord is headquartered in Concord, New Hampshire and files with the IRS under EIN 20528727. It is classified under NTEE code S30.
How many years of IRS 990 filings does Intown Concord have?
Intown Concord has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $284K in total revenue.
Is Intown Concord experiencing financial difficulties due to recent operating deficits?
While Intown Concord has reported expenses exceeding revenue in recent periods (e.g., $340,348 expenses vs. $292,166 revenue in 202312), its asset base of $176,136 still comfortably exceeds its liabilities of $75,160, suggesting it has reserves to cover short-term deficits. However, sustained deficits could impact long-term financial health.
How does Intown Concord manage to operate without officer compensation?
The consistent reporting of 0% officer compensation across all filings suggests that Intown Concord's executive leadership may be entirely volunteer-based or compensated through mechanisms not categorized as officer compensation on the 990 form. This indicates a highly lean and potentially community-driven operational model.
What is the trend in Intown Concord's revenue and expenses?
Intown Concord has shown a general upward trend in both revenue and expenses over the past decade. For example, revenue grew from $168,093 in 201412 to $292,166 in 202312, with expenses similarly increasing from $163,969 to $340,348 over the same period.
Filing History
IRS 990 filing history for Intown Concord showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Intown Concord's revenue has grown by 68.7%, moving from $173K to $292K. Total assets increased by 19.3% over the same period, from $148K to $176K. Total functional expenses rose by 65.1%, from $206K to $340K. In its most recent filing year (2023), Intown Concord reported a deficit of $48K, with expenses exceeding revenue. The organization holds $75K in liabilities against $176K in assets (debt-to-asset ratio: 42.7%), resulting in net assets of $101K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $292K | $340K | $176K | $75K | — | — |
| 2022 | $247K | $313K | $150K | $63K | — | View 990 |
| 2021 | $203K | $209K | $160K | $63K | — | View 990 |
| 2020 | $148K | $157K | $155K | $52K | — | View 990 |
| 2019 | $211K | $208K | $168K | $55K | — | View 990 |
| 2018 | $196K | $167K | $174K | $64K | — | View 990 |
| 2017 | $179K | $174K | $160K | $79K | — | View 990 |
| 2016 | $184K | $185K | $154K | $74K | — | View 990 |
| 2015 | $187K | $172K | $146K | $66K | — | View 990 |
| 2014 | $168K | $164K | $129K | $64K | — | View 990 |
| 2013 | $137K | $161K | $117K | $56K | — | View 990 |
| 2012 | $142K | $165K | $133K | $48K | — | View 990 |
| 2011 | $173K | $206K | $148K | $40K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $292K, expenses of $340K, and assets of $176K (revenue +18.4% year-over-year).
- 2022: Revenue of $247K, expenses of $313K, and assets of $150K (revenue +21.8% year-over-year).
- 2021: Revenue of $203K, expenses of $209K, and assets of $160K (revenue +37.0% year-over-year).
- 2020: Revenue of $148K, expenses of $157K, and assets of $155K (revenue -29.8% year-over-year).
- 2019: Revenue of $211K, expenses of $208K, and assets of $168K (revenue +7.4% year-over-year).
- 2018: Revenue of $196K, expenses of $167K, and assets of $174K (revenue +9.7% year-over-year).
- 2017: Revenue of $179K, expenses of $174K, and assets of $160K (revenue -3.0% year-over-year).
- 2016: Revenue of $184K, expenses of $185K, and assets of $154K (revenue -1.4% year-over-year).
- 2015: Revenue of $187K, expenses of $172K, and assets of $146K (revenue +11.2% year-over-year).
- 2014: Revenue of $168K, expenses of $164K, and assets of $129K (revenue +22.6% year-over-year).
- 2013: Revenue of $137K, expenses of $161K, and assets of $117K (revenue -3.5% year-over-year).
- 2012: Revenue of $142K, expenses of $165K, and assets of $133K (revenue -18.0% year-over-year).
- 2011: Revenue of $173K, expenses of $206K, and assets of $148K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Intown Concord:
Data Sources and Methodology
This transparency report for Intown Concord is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.