James C Cabrera Memorialscholarship Fund

James C Cabrera Memorialscholarship Fund consistently disburses funds with no officer compensation, but recent expenses exceed revenue.

EIN: 205366660 · Old Greenwich, CT · NTEE: B82 · Updated: 2026-03-28

$220KRevenue
$298KAssets
85/100Mission Score (Excellent)
B82

Is James C Cabrera Memorialscholarship Fund Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

James C Cabrera Memorialscholarship Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About James C Cabrera Memorialscholarship Fund

James C Cabrera Memorialscholarship Fund (EIN: 205366660) is a nonprofit organization based in Old Greenwich, CT, classified under NTEE code B82. The organization reported total revenue of $220K and total assets of $298K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of James C Cabrera Memorialscholarship Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The James C Cabrera Memorialscholarship Fund demonstrates a consistent commitment to its mission of providing scholarships, as evidenced by its NTEE code B82 (Scholarships & Student Financial Aid). The organization has maintained a healthy asset base, with assets ranging from $298,186 to $516,586 over the past decade, indicating financial stability. A key strength is its transparency regarding executive compensation, consistently reporting 0% officer compensation across all available filings, which is excellent for a nonprofit of its size. However, recent years show expenses exceeding revenue, such as in 2023 where expenses were $217,265 against revenues of $178,762, and in 2022 with expenses of $173,857 against revenues of $163,639. This trend, if continued, could gradually erode its asset base, which has seen a decline from $516,586 in 2018 to $358,962 in 2023. While this may be a strategic decision to disburse more funds, it warrants monitoring. The organization's spending efficiency appears to be strong given the lack of officer compensation, suggesting that a significant portion of its operational costs are directly related to program delivery or essential administrative functions without high overhead for leadership salaries. The consistent filing of IRS Form 990s over 13 periods demonstrates a commitment to regulatory compliance and transparency. The absence of reported liabilities across all filings is another positive indicator of sound financial management. While the recent revenue-expense imbalance is a point to watch, the overall picture suggests a well-managed organization focused on its programmatic goals.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates James C Cabrera Memorialscholarship Fund with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, James C Cabrera Memorialscholarship Fund allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that no salaries are paid to officers, which is highly commendable for an organization of this size and demonstrates a strong commitment to directing funds towards its mission.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of James C Cabrera Memorialscholarship Fund's IRS 990 filings:

Strengths

The following positive indicators were identified for James C Cabrera Memorialscholarship Fund:

Frequently Asked Questions about James C Cabrera Memorialscholarship Fund

Is James C Cabrera Memorialscholarship Fund a legitimate charity?

Based on AI analysis of IRS 990 filings, James C Cabrera Memorialscholarship Fund (EIN: 205366660) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.

How does James C Cabrera Memorialscholarship Fund spend its money?

James C Cabrera Memorialscholarship Fund directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to James C Cabrera Memorialscholarship Fund tax-deductible?

James C Cabrera Memorialscholarship Fund is registered as a tax-exempt nonprofit (EIN: 205366660). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is James C Cabrera Memorialscholarship Fund a good charity?

Based on the available data, the James C Cabrera Memorialscholarship Fund appears to be a good charity. It consistently reports 0% officer compensation, indicating that funds are not diverted to executive salaries. It has a long history of IRS 990 filings, demonstrating transparency, and maintains a healthy asset base to support its scholarship programs.

Why are expenses exceeding revenue in recent years?

In recent years (e.g., 2023, 2022, 2021), the organization's expenses have exceeded its revenue. For example, in 2023, expenses were $217,265 while revenue was $178,762. This could be due to a strategic decision to disburse more scholarships than current year donations, drawing from accumulated assets, or a temporary dip in fundraising. It's a trend to monitor, as continued deficits could impact long-term sustainability.

How stable is the organization's financial position?

The organization's financial position appears stable, with assets consistently in the range of $298,186 to $516,586 over the past decade and no reported liabilities. While assets have declined from a peak of $516,586 in 2018 to $358,962 in 2023, this is likely due to the recent trend of expenses exceeding revenue, which suggests active program disbursement rather than financial distress.

Filing History

IRS 990 filing history for James C Cabrera Memorialscholarship Fund showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), James C Cabrera Memorialscholarship Fund's revenue has grown by 11.4%, moving from $160K to $179K. Total assets decreased by 12.9% over the same period, from $412K to $359K. Total functional expenses rose by 148.8%, from $87K to $217K. In its most recent filing year (2023), James C Cabrera Memorialscholarship Fund reported a deficit of $39K, with expenses exceeding revenue.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $179K $217K $359K $0 View 990
2022 $164K $174K $417K $0 View 990
2021 $156K $168K $428K $0 View 990
2020 $154K $126K $440K $0 View 990
2019 $62K $166K $413K $0 View 990
2018 $157K $131K $517K $0 View 990
2017 $128K $133K $490K $0 View 990
2016 $140K $135K $495K $0 View 990
2015 $127K $121K $489K $0 View 990
2014 $146K $115K $483K $0 View 990
2013 $161K $165K $452K $0 View 990
2012 $154K $111K $456K $0 View 990
2011 $160K $87K $412K $0 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for James C Cabrera Memorialscholarship Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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