James R And Charlotte A Noble Family Foundation

James R And Charlotte A Noble Family Foundation consistently spends more than it earns, drawing down assets.

EIN: 204063253 · Johnston, IA · NTEE: T20 · Updated: 2026-03-28

$126Revenue
$3KAssets
45/100Mission Score (Fair)
T20
James R And Charlotte A Noble Family Foundation Financial Summary
MetricValue
Total Revenue$126
Total Expenses$723
Program Spending80%
Net Assets$3K
Transparency Score45/100

Is James R And Charlotte A Noble Family Foundation Legit?

Significant Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
ModerateTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

James R And Charlotte A Noble Family Foundation directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About James R And Charlotte A Noble Family Foundation

James R And Charlotte A Noble Family Foundation (EIN: 204063253) is a nonprofit organization based in Johnston, IA, classified under NTEE code T20. The organization reported total revenue of $126 and total assets of $3K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of James R And Charlotte A Noble Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
MicroSize Classification
10Years of Filings
MixedRevenue Trajectory

James R And Charlotte A Noble Family Foundation is a micro nonprofit that has been operating for 20 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -19.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$160
Total Expenses$723
Surplus / Deficit$-563
Total Assets$3K
Total Liabilities$1
Net Assets$3K
Operating Margin-351.9%
Debt-to-Asset Ratio0.0%
Months of Reserves53.8 months

Financial Health Grade: B

In 2023, James R And Charlotte A Noble Family Foundation reported a deficit of $563 with expenses exceeding revenue, holds 53.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), James R And Charlotte A Noble Family Foundation's revenue has declined at a compound annual growth rate (CAGR) of -19.0%.

YearRevenue ChangeExpense ChangeAsset Change
2023+122.2%-2.7%-14.8%
2022-98.6%+0.7%-15.0%
2021+2394.1%+23.2%+2429.4%
2020-39.0%-11.9%-54.1%
2019-98.9%-98.7%-83.4%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The James R And Charlotte A Noble Family Foundation exhibits a concerning financial trend with expenses consistently exceeding revenue in recent years. For instance, in 2023, the organization reported revenue of $160 against expenses of $723, and in 2022, revenue was $72 while expenses were $743. This pattern of deficit spending, particularly with minimal revenue generation, raises questions about the long-term sustainability and funding model of the foundation. While the asset base has fluctuated, it has generally declined from a high of $22,487 in 2014 to $3,243 in 2023, further indicating a draw-down of resources. The consistent reporting of $1 in liabilities across all filings suggests a very low debt burden, which is positive, but the overall financial picture points to an organization operating at a significant loss relative to its income. The foundation's financial health appears precarious given its consistent operational deficits. The lack of officer compensation reported across all filings suggests a volunteer-driven or minimally compensated leadership structure, which can be a positive for efficiency. However, without detailed expense breakdowns beyond total expenses, it's difficult to assess spending efficiency in terms of program versus administrative costs. The minimal revenue figures in most recent years, coupled with ongoing expenses, suggest that the foundation may be primarily disbursing from its existing asset base rather than actively fundraising or generating significant new income. This model, while common for family foundations, requires careful management to ensure the longevity of its philanthropic efforts. Transparency is generally met through the public availability of IRS Form 990 filings. However, the limited financial activity and the consistent negative net income in recent periods warrant closer scrutiny. The NTEE code T20 indicates a focus on 'Foundations, Philanthropy, and Grantmaking,' which aligns with a family foundation's typical activities. The absence of officer compensation is a positive indicator of resource allocation, but the overall financial trajectory suggests a need for a clearer strategy to align expenses with sustainable revenue generation to maintain its philanthropic capacity.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates James R And Charlotte A Noble Family Foundation with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, James R And Charlotte A Noble Family Foundation allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$160Total Revenue
$723Total Expenses
$3KTotal Assets
$1Total Liabilities
$3KNet Assets

Executive Compensation Analysis

Officer compensation has consistently been reported as 0% across all available filings, indicating that the foundation's leadership is either entirely volunteer-based or compensated through other means not reported as officer compensation, which is a positive for resource allocation given the organization's small size and limited revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of James R And Charlotte A Noble Family Foundation's IRS 990 filings:

Strengths

The following positive indicators were identified for James R And Charlotte A Noble Family Foundation:

Frequently Asked Questions about James R And Charlotte A Noble Family Foundation

Is James R And Charlotte A Noble Family Foundation a legitimate charity?

Based on AI analysis of IRS 990 filings, James R And Charlotte A Noble Family Foundation (EIN: 204063253) significant concerns. Mission Score: 45/100. 3 red flags identified, 2 strengths noted.

How does James R And Charlotte A Noble Family Foundation spend its money?

James R And Charlotte A Noble Family Foundation directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to James R And Charlotte A Noble Family Foundation tax-deductible?

James R And Charlotte A Noble Family Foundation is registered as a tax-exempt nonprofit (EIN: 204063253). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of James R And Charlotte A Noble Family Foundation's spending goes to programs?

James R And Charlotte A Noble Family Foundation directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does James R And Charlotte A Noble Family Foundation compare to similar nonprofits?

With a transparency score of 45/100 (Fair), James R And Charlotte A Noble Family Foundation is near average for NTEE category T20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is James R And Charlotte A Noble Family Foundation located?

James R And Charlotte A Noble Family Foundation is headquartered in Johnston, Iowa and files with the IRS under EIN 204063253. It is classified under NTEE code T20.

How many years of IRS 990 filings does James R And Charlotte A Noble Family Foundation have?

James R And Charlotte A Noble Family Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $126 in total revenue.

How does the foundation cover its consistent operational deficits?

The foundation appears to cover its operational deficits by drawing down its asset base, as evidenced by expenses consistently exceeding revenue (e.g., $723 expenses vs. $160 revenue in 2023) and a declining trend in total assets from $22,487 in 2014 to $3,243 in 2023.

What is the primary source of funding for the foundation?

Based on the filing history, the foundation's revenue has been highly inconsistent and generally low in recent years, suggesting that its primary funding may come from initial endowments or contributions that are now being disbursed, rather than ongoing significant fundraising or investment income.

What are the specific program activities funded by the foundation?

The provided IRS 990 data does not offer a detailed breakdown of specific program activities or grants made, only total expenses. Further investigation of the full 990 forms would be needed to understand the nature of its philanthropic disbursements.

Filing History

IRS 990 filing history for James R And Charlotte A Noble Family Foundation showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), James R And Charlotte A Noble Family Foundation's revenue has declined by 92%, moving from $2K to $160. Total assets increased by 1.1% over the same period, from $3K to $3K. Total functional expenses rose by 261.5%, from $200 to $723. In its most recent filing year (2023), James R And Charlotte A Noble Family Foundation reported a deficit of $563, with expenses exceeding revenue. The organization holds $1 in liabilities against $3K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $3K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $160 $723 $3K $1
2022 $72 $743 $4K $1
2021 $5K $738 $4K $1
2020 $202 $599 $177 $1 View 990
2019 $331 $680 $386 $1
2015 $31K $51K $2K $1 View 990
2014 $45K $26K $22K $1 View 990
2013 $75 $300 $3K $1 View 990
2012 $13 $229 $3K $1 View 990
2011 $2K $200 $3K $1 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for James R And Charlotte A Noble Family Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for James R And Charlotte A Noble Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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