Jcama Inc
Jcama Inc maintains stable assets and zero officer compensation amidst fluctuating revenues.
EIN: 204441646 · Jersey City, NJ · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $195K |
| Total Expenses | $129K |
| Program Spending | 85% |
| Net Assets | $83K |
| Transparency Score | 85/100 |
Is Jcama Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Jcama Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Jcama Inc
Jcama Inc (EIN: 204441646) is a nonprofit organization based in Jersey City, NJ, classified under NTEE code S41. The organization reported total revenue of $195K and total assets of $115K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jcama Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Jcama Inc is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $174K |
| Total Expenses | $129K |
| Surplus / Deficit | +$44K |
| Total Assets | $83K |
| Net Assets | $83K |
| Operating Margin | 25.6% |
| Months of Reserves | 7.7 months |
Financial Health Grade: A
In 2023, Jcama Inc reported a surplus of $44K with revenue exceeding expenses, holds 7.7 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Jcama Inc's revenue has grown at a compound annual growth rate (CAGR) of 2.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +29.2% | -10.8% | +116.2% |
| 2022 | -28.8% | -10.8% | -22.3% |
| 2021 | +283.2% | +150.4% | +118.4% |
| 2020 | -68.0% | -68.3% | -41.9% |
| 2019 | -45.7% | -18.2% | -57.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Jcama Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Jcama Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $44K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is reported as 0% across all 13 filings, indicating that no officers receive salaries from the organization. This suggests a highly volunteer-driven leadership or a commitment to directing all funds towards programs and operations, which is commendable for an organization of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Jcama Inc's IRS 990 filings:
- Significant year-over-year revenue fluctuations, indicating potential funding instability or project-based income variability.
Strengths
The following positive indicators were identified for Jcama Inc:
- Consistent reporting of 0% officer compensation across all filings, demonstrating a strong commitment to directing funds to the mission.
- Maintained positive net assets and minimal to zero liabilities over a long filing history, indicating sound financial management.
- Robust filing history with 13 IRS 990 filings, showing consistent compliance and transparency.
Frequently Asked Questions about Jcama Inc
Is Jcama Inc a legitimate charity?
Jcama Inc (EIN: 204441646) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $195K. 1 red flag identified. 3 strengths noted. Financial health grade: A.
How does Jcama Inc spend its money?
Jcama Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Jcama Inc tax-deductible?
Jcama Inc is registered as a tax-exempt nonprofit (EIN: 204441646). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Jcama Inc's spending goes to programs?
Jcama Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Jcama Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Jcama Inc is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Jcama Inc located?
Jcama Inc is headquartered in Jersey City, New Jersey and files with the IRS under EIN 204441646. It is classified under NTEE code S41.
How many years of IRS 990 filings does Jcama Inc have?
Jcama Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $195K in total revenue.
Is Jcama Inc a good charity?
Based on the available IRS 990 data, Jcama Inc appears to be a well-managed charity with a strong commitment to its mission, evidenced by zero officer compensation and consistent financial reporting. Its ability to maintain positive assets and minimal liabilities is a good sign of financial health.
How has Jcama Inc's financial health changed over time?
Jcama Inc's financial health has shown resilience. While revenue and expenses have fluctuated significantly (e.g., revenue from $49,294 in 2020 to $283,946 in 2018), the organization has consistently maintained positive assets and very low to zero liabilities, indicating prudent financial management despite external variations.
What is Jcama Inc's approach to executive compensation?
Jcama Inc's approach to executive compensation is highly conservative, with 0% reported officer compensation in all 13 filings. This suggests that the organization's leadership is either entirely volunteer-based or compensated through other means not reported as officer compensation, allowing more funds to be directed to its mission.
Filing History
IRS 990 filing history for Jcama Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Jcama Inc's revenue has grown by 30.7%, moving from $133K to $174K. Total assets increased by 5609.1% over the same period, from $1K to $83K. Total functional expenses fell by 3.7%, from $134K to $129K. In its most recent filing year (2023), Jcama Inc reported a surplus of $44K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $174K | $129K | $83K | $0 | — | — |
| 2022 | $134K | $145K | $38K | $0 | — | View 990 |
| 2021 | $189K | $163K | $49K | $365 | — | View 990 |
| 2020 | $49K | $65K | $23K | $0 | — | — |
| 2019 | $154K | $205K | $39K | $626 | — | View 990 |
| 2018 | $284K | $250K | $91K | $2K | — | View 990 |
| 2017 | $264K | $244K | $56K | $601 | — | View 990 |
| 2016 | $243K | $273K | $36K | $610 | — | View 990 |
| 2015 | $273K | $229K | $66K | $780 | — | View 990 |
| 2014 | $287K | $274K | $23K | $806 | — | View 990 |
| 2013 | $288K | $284K | $10K | $1K | — | View 990 |
| 2012 | $91K | $89K | $4K | $0 | — | View 990 |
| 2011 | $133K | $134K | $1K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $174K, expenses of $129K, and assets of $83K (revenue +29.2% year-over-year).
- 2022: Revenue of $134K, expenses of $145K, and assets of $38K (revenue -28.8% year-over-year).
- 2021: Revenue of $189K, expenses of $163K, and assets of $49K (revenue +283.2% year-over-year).
- 2020: Revenue of $49K, expenses of $65K, and assets of $23K (revenue -68.0% year-over-year).
- 2019: Revenue of $154K, expenses of $205K, and assets of $39K (revenue -45.7% year-over-year).
- 2018: Revenue of $284K, expenses of $250K, and assets of $91K (revenue +7.7% year-over-year).
- 2017: Revenue of $264K, expenses of $244K, and assets of $56K (revenue +8.7% year-over-year).
- 2016: Revenue of $243K, expenses of $273K, and assets of $36K (revenue -11.1% year-over-year).
- 2015: Revenue of $273K, expenses of $229K, and assets of $66K (revenue -4.9% year-over-year).
- 2014: Revenue of $287K, expenses of $274K, and assets of $23K (revenue -0.5% year-over-year).
- 2013: Revenue of $288K, expenses of $284K, and assets of $10K (revenue +215.0% year-over-year).
- 2012: Revenue of $91K, expenses of $89K, and assets of $4K (revenue -31.2% year-over-year).
- 2011: Revenue of $133K, expenses of $134K, and assets of $1K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Jcama Inc:
Data Sources and Methodology
This transparency report for Jcama Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.