Jessica Howard Memorial Scholarship Fund
Jessica Howard Memorial Scholarship Fund consistently directs all funds to programs with zero executive compensation.
EIN: 200565889 · Attalla, AL · NTEE: B82 · Updated: 2026-03-28
Is Jessica Howard Memorial Scholarship Fund Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Jessica Howard Memorial Scholarship Fund directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Jessica Howard Memorial Scholarship Fund
Jessica Howard Memorial Scholarship Fund (EIN: 200565889) is a nonprofit organization based in Attalla, AL, classified under NTEE code B82. The organization reported total revenue of $11K and total assets of $1 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jessica Howard Memorial Scholarship Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Jessica Howard Memorial Scholarship Fund is a micro nonprofit that has been operating for 22 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 22.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $11K |
| Total Expenses | $10K |
| Surplus / Deficit | +$642 |
| Total Assets | $9K |
| Net Assets | $9K |
| Operating Margin | 6.0% |
| Months of Reserves | 11.1 months |
Financial Health Grade: A
In 2023, Jessica Howard Memorial Scholarship Fund reported a surplus of $642 with revenue exceeding expenses, holds 11.1 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Jessica Howard Memorial Scholarship Fund's revenue has grown at a compound annual growth rate (CAGR) of 22.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +73.6% | +400.0% | +7.5% |
| 2022 | +20.8% | -33.3% | +92.6% |
| 2021 | +361.5% | +49.9% | +87.1% |
| 2020 | -66.6% | +0.0% | -27.5% |
| 2019 | +90.4% | +33.5% | +65.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2004 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Jessica Howard Memorial Scholarship Fund with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 100%
- fundraising: 0%
According to IRS 990 filings, Jessica Howard Memorial Scholarship Fund allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $642, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that all leadership roles are likely volunteer-based, which is highly commendable for an organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Jessica Howard Memorial Scholarship Fund:
- Zero officer compensation reported across all filings, ensuring funds go directly to programs.
- Consistent growth in revenue and assets over recent years, indicating increasing support and financial stability.
- No reported liabilities in any filing, demonstrating sound financial management.
- High spending efficiency, with expenses closely aligned to revenue and likely almost entirely programmatic.
- Consistent IRS 990 filing history, indicating good transparency and compliance.
Frequently Asked Questions about Jessica Howard Memorial Scholarship Fund
Is Jessica Howard Memorial Scholarship Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Jessica Howard Memorial Scholarship Fund (EIN: 200565889) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
How does Jessica Howard Memorial Scholarship Fund spend its money?
Jessica Howard Memorial Scholarship Fund directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Jessica Howard Memorial Scholarship Fund tax-deductible?
Jessica Howard Memorial Scholarship Fund is registered as a tax-exempt nonprofit (EIN: 200565889). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is the Jessica Howard Memorial Scholarship Fund a good charity?
Based on the provided IRS 990 data, the Jessica Howard Memorial Scholarship Fund appears to be a very good charity. It consistently reports zero officer compensation, indicating that all contributions directly support its mission. Its expenses are consistently low relative to revenue, and it maintains no liabilities, demonstrating strong financial management and a clear focus on program delivery.
How has the organization's revenue trended over time?
The organization's revenue has shown a positive trend, particularly in recent years. It increased from $1,100 in 202012 to $10,642 in 202312, indicating growing support for its mission.
What is the organization's asset situation?
The organization's assets have grown steadily, reaching $9,236 in 202312 from $2,383 in 202012. This growth, coupled with zero liabilities, indicates a healthy and stable financial position for a small nonprofit.
Filing History
IRS 990 filing history for Jessica Howard Memorial Scholarship Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Jessica Howard Memorial Scholarship Fund's revenue has grown by 985.9%, moving from $980 to $11K. Total assets increased by 53.2% over the same period, from $6K to $9K. Total functional expenses rose by 400%, from $2K to $10K. In its most recent filing year (2023), Jessica Howard Memorial Scholarship Fund reported a surplus of $642, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $11K | $10K | $9K | $0 | — | View 990 |
| 2022 | $6K | $2K | $9K | $0 | — | View 990 |
| 2021 | $5K | $3K | $4K | $0 | — | — |
| 2020 | $1K | $2K | $2K | $0 | — | — |
| 2019 | $3K | $2K | $3K | $0 | — | View 990 |
| 2018 | $2K | $2K | $2K | $0 | — | View 990 |
| 2017 | $1K | $2K | $2K | $0 | — | View 990 |
| 2016 | $1K | $2K | $2K | $0 | — | View 990 |
| 2015 | $2K | $1K | $2K | $0 | — | View 990 |
| 2014 | $1K | $1K | $1K | $0 | — | View 990 |
| 2013 | $150 | $2K | $733 | $0 | — | View 990 |
| 2012 | $556 | $4K | $3K | $0 | — | View 990 |
| 2011 | $980 | $2K | $6K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $11K, expenses of $10K, and assets of $9K (revenue +73.6% year-over-year).
- 2022: Revenue of $6K, expenses of $2K, and assets of $9K (revenue +20.8% year-over-year).
- 2021: Revenue of $5K, expenses of $3K, and assets of $4K (revenue +361.5% year-over-year).
- 2020: Revenue of $1K, expenses of $2K, and assets of $2K (revenue -66.6% year-over-year).
- 2019: Revenue of $3K, expenses of $2K, and assets of $3K (revenue +90.4% year-over-year).
- 2018: Revenue of $2K, expenses of $2K, and assets of $2K (revenue +57.4% year-over-year).
- 2017: Revenue of $1K, expenses of $2K, and assets of $2K (revenue -8.3% year-over-year).
- 2016: Revenue of $1K, expenses of $2K, and assets of $2K (revenue -48.4% year-over-year).
- 2015: Revenue of $2K, expenses of $1K, and assets of $2K (revenue +66.1% year-over-year).
- 2014: Revenue of $1K, expenses of $1K, and assets of $1K (revenue +833.3% year-over-year).
- 2013: Revenue of $150, expenses of $2K, and assets of $733 (revenue -73.0% year-over-year).
- 2012: Revenue of $556, expenses of $4K, and assets of $3K (revenue -43.3% year-over-year).
- 2011: Revenue of $980, expenses of $2K, and assets of $6K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Jessica Howard Memorial Scholarship Fund:
Data Sources and Methodology
This transparency report for Jessica Howard Memorial Scholarship Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.