Jewish Family Service Agency Of Central Jersey
Jewish Family Service Agency of Central Jersey: Stable Finances, Strong Program Focus
EIN: 221487364 · Elizabeth, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $10.8M |
| Total Expenses | $9.2M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $0 |
| Net Assets | $3.1M |
| Transparency Score | 85/100 |
Is Jewish Family Service Agency Of Central Jersey Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Jewish Family Service Agency Of Central Jersey directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Jewish Family Service Agency Of Central Jersey
Jewish Family Service Agency Of Central Jersey (EIN: 221487364) is a nonprofit organization based in Elizabeth, NJ. The organization reported total revenue of $10.8M and total assets of $5.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jewish Family Service Agency Of Central Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Jewish Family Service Agency Of Central Jersey is a large nonprofit that has been operating for 61 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $9.1M |
| Total Expenses | $9.2M |
| Surplus / Deficit | $-148,375 |
| Total Assets | $4.8M |
| Total Liabilities | $1.7M |
| Net Assets | $3.1M |
| Operating Margin | -1.6% |
| Debt-to-Asset Ratio | 36.2% |
| Months of Reserves | 6.3 months |
Financial Health Grade: B
In 2023, Jewish Family Service Agency Of Central Jersey reported a deficit of $148K with expenses exceeding revenue, holds 6.3 months of operating reserves (strong position), has a debt-to-asset ratio of 36.2% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Jewish Family Service Agency Of Central Jersey's revenue has grown at a compound annual growth rate (CAGR) of 6.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +11.8% | +14.8% | +0.2% |
| 2022 | +10.7% | +16.3% | +2.6% |
| 2021 | -2.4% | +11.4% | -6.2% |
| 2020 | +30.1% | +6.0% | +41.7% |
| 2019 | -3.2% | +12.4% | +2.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1965 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Jewish Family Service Agency Of Central Jersey with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Jewish Family Service Agency Of Central Jersey allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $148K, with expenses exceeding revenue.
- Debt-to-asset ratio: 36.2%.
Executive Compensation Analysis
Executive compensation is reported as $0 across all available filings, suggesting either volunteer leadership or compensation is categorized differently, which warrants further investigation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Jewish Family Service Agency Of Central Jersey:
- Consistent revenue growth from $4.7M in 2017 to $10.7M in 2023, demonstrating strong financial health.
- Maintains a healthy asset base, growing from $2.7M in 2017 to $5.7M in 2023.
- Low liability-to-asset ratio, indicating sound financial management and minimal debt burden.
- Consistent reporting of 0% compensation for key personnel, suggesting a highly dedicated and potentially volunteer-driven leadership structure.
- Positive net assets year over year, reflecting financial stability and sustainability.
Frequently Asked Questions about Jewish Family Service Agency Of Central Jersey
Is Jewish Family Service Agency Of Central Jersey a legitimate charity?
Based on AI analysis of IRS 990 filings, Jewish Family Service Agency Of Central Jersey (EIN: 221487364) appears legitimate. Mission Score: 85/100. 0 red flags identified, 5 strengths noted.
How does Jewish Family Service Agency Of Central Jersey spend its money?
Jewish Family Service Agency Of Central Jersey directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Jewish Family Service Agency Of Central Jersey tax-deductible?
Jewish Family Service Agency Of Central Jersey is registered as a tax-exempt nonprofit (EIN: 221487364). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Jewish Family Service Agency Of Central Jersey CEO make?
Jewish Family Service Agency Of Central Jersey's highest-compensated officer earns $0 annually. The organization reported $10.8M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Jewish Family Service Agency Of Central Jersey's spending goes to programs?
Jewish Family Service Agency Of Central Jersey directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Jewish Family Service Agency Of Central Jersey located?
Jewish Family Service Agency Of Central Jersey is headquartered in Elizabeth, New Jersey and files with the IRS under EIN 221487364.
How many years of IRS 990 filings does Jewish Family Service Agency Of Central Jersey have?
Jewish Family Service Agency Of Central Jersey has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $10.8M in total revenue.
What does Jewish Family Service Agency Of Central Jersey do?
Jewish Family Service Agency Of Central Jersey is a nonprofit organization in the Unknown sector, located in Elizabeth, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Jewish Family Service Agency Of Central Jersey have?
Jewish Family Service Agency Of Central Jersey reported total revenue of $10,764,655. Based on 13 IRS 990 filings on record.
What are Jewish Family Service Agency Of Central Jersey's total assets?
Jewish Family Service Agency Of Central Jersey holds total assets of $5,746,051 as reported in IRS 990 filings.
Where is Jewish Family Service Agency Of Central Jersey located?
Jewish Family Service Agency Of Central Jersey is based in Elizabeth, New Jersey.
What is Jewish Family Service Agency Of Central Jersey's EIN?
Jewish Family Service Agency Of Central Jersey's Employer Identification Number (EIN) is 221487364. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Jewish Family Service Agency Of Central Jersey?
Jewish Family Service Agency Of Central Jersey is classified under NTEE code Unknown (Unknown).
Is Jewish Family Service Agency Of Central Jersey a registered 501(c)(3)?
Jewish Family Service Agency Of Central Jersey appears in IRS records (EIN: 221487364). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Jewish Family Service Agency Of Central Jersey file IRS Form 990?
Yes, Jewish Family Service Agency Of Central Jersey has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Jewish Family Service Agency Of Central Jersey's revenue in 2023?
In the 202312 filing period, Jewish Family Service Agency Of Central Jersey reported total revenue of $9,086,610, total expenses of $9,234,985, and net assets of $4,820,143.
Is Jewish Family Service Agency Of Central Jersey's revenue growing or declining?
Jewish Family Service Agency Of Central Jersey's revenue is growing. Revenue went from $8,126,395 (202212) to $9,086,610 (202312), a +11.8% change. Based on 13 filings on record.
What is Jewish Family Service Agency Of Central Jersey's most recent 990 filing?
The most recent IRS Form 990 filing for Jewish Family Service Agency Of Central Jersey covers tax period 202312. It shows revenue of $9,086,610, expenses of $9,234,985, total assets of $4,820,143, and liabilities of $1,747,112.
How much does Jewish Family Service Agency Of Central Jersey spend on programs vs administration?
Based on IRS 990 analysis, Jewish Family Service Agency Of Central Jersey allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Jewish Family Service Agency Of Central Jersey a trustworthy charity?
Based on AI analysis of IRS 990 data, Jewish Family Service Agency Of Central Jersey appears trustworthy. Mission Score: 85/100 (Excellent). No red flags identified. 5 strengths noted.
What are Jewish Family Service Agency Of Central Jersey's strengths?
Positive indicators for Jewish Family Service Agency Of Central Jersey include: Consistent revenue growth from $4.7M in 2017 to $10.7M in 2023, demonstrating strong financial health.. Maintains a healthy asset base, growing from $2.7M in 2017 to $5.7M in 2023.. Low liability-to-asset ratio, indicating sound financial management and minimal debt burden.. Consistent reporting of 0% compensation for key personnel, suggesting a highly dedicated and potentially volunteer-driven leadership structure.. Positive net assets year over year, reflecting financial stability and sustainability.. These findings are derived from AI analysis of the organization's financial filings.
How does Jewish Family Service Agency Of Central Jersey compensate executives?
Executive compensation is reported as $0 across all available filings, suggesting either volunteer leadership or compensation is categorized differently, which warrants further investigation. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the reported $0 executive compensation, how does the organization attract and retain leadership, and what is the actual operational cost of leadership if not reflected in this line item?
The consistent reporting of $0 for executive compensation across multiple years suggests that leadership may be entirely volunteer-based or compensated through other means not categorized under this specific line item on the Form 990. This structure could indicate a highly dedicated board and executive team, but also raises questions about the sustainability and professionalization of leadership roles without direct compensation. Further inquiry into their operational budget would be needed to understand how leadership-related expenses, if any, are covered.
What specific factors contributed to the significant revenue increase from $4.7M in 2017 to $10.7M in 2023, and how has this growth impacted program delivery and community reach?
The substantial increase in revenue over this period suggests successful fundraising initiatives, increased grant funding, or expansion of services. Understanding the specific drivers of this growth, such as new programs, increased donor engagement, or successful grant applications, would provide insight into the organization's strategic development. This growth likely enabled an expansion of their program services, potentially reaching a larger population or offering more comprehensive support to their community.
Filing History
IRS 990 filing history for Jewish Family Service Agency Of Central Jersey showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Jewish Family Service Agency Of Central Jersey's revenue has grown by 101.2%, moving from $4.5M to $9.1M. Total assets increased by 69.6% over the same period, from $2.8M to $4.8M. Total functional expenses rose by 90.8%, from $4.8M to $9.2M. In its most recent filing year (2023), Jewish Family Service Agency Of Central Jersey reported a deficit of $148K, with expenses exceeding revenue. The organization holds $1.7M in liabilities against $4.8M in assets (debt-to-asset ratio: 36.2%), resulting in net assets of $3.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $9.1M | $9.2M | $4.8M | $1.7M | — | — |
| 2022 | $8.1M | $8.0M | $4.8M | $1.7M | — | View 990 |
| 2021 | $7.3M | $6.9M | $4.7M | $1.5M | — | View 990 |
| 2020 | $7.5M | $6.2M | $5.0M | $1.7M | — | View 990 |
| 2019 | $5.8M | $5.9M | $3.5M | $1.6M | — | View 990 |
| 2018 | $6.0M | $5.2M | $3.4M | $1.4M | — | View 990 |
| 2017 | $4.7M | $4.6M | $2.8M | $1.5M | — | View 990 |
| 2016 | $4.1M | $4.1M | $2.7M | $1.6M | — | View 990 |
| 2015 | $9.3M | $9.2M | $4.1M | $2.9M | — | View 990 |
| 2014 | $6.2M | $5.9M | $2.8M | $1.8M | — | View 990 |
| 2013 | $5.7M | $5.5M | $2.9M | $2.1M | — | View 990 |
| 2012 | $4.9M | $4.7M | $2.2M | $833K | — | View 990 |
| 2011 | $4.5M | $4.8M | $2.8M | $1.6M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $9.1M, expenses of $9.2M, and assets of $4.8M (revenue +11.8% year-over-year).
- 2022: Revenue of $8.1M, expenses of $8.0M, and assets of $4.8M (revenue +10.7% year-over-year).
- 2021: Revenue of $7.3M, expenses of $6.9M, and assets of $4.7M (revenue -2.4% year-over-year).
- 2020: Revenue of $7.5M, expenses of $6.2M, and assets of $5.0M (revenue +30.1% year-over-year).
- 2019: Revenue of $5.8M, expenses of $5.9M, and assets of $3.5M (revenue -3.2% year-over-year).
- 2018: Revenue of $6.0M, expenses of $5.2M, and assets of $3.4M (revenue +27.0% year-over-year).
- 2017: Revenue of $4.7M, expenses of $4.6M, and assets of $2.8M (revenue +15.0% year-over-year).
- 2016: Revenue of $4.1M, expenses of $4.1M, and assets of $2.7M (revenue -56.1% year-over-year).
- 2015: Revenue of $9.3M, expenses of $9.2M, and assets of $4.1M (revenue +49.8% year-over-year).
- 2014: Revenue of $6.2M, expenses of $5.9M, and assets of $2.8M (revenue +9.9% year-over-year).
- 2013: Revenue of $5.7M, expenses of $5.5M, and assets of $2.9M (revenue +16.0% year-over-year).
- 2012: Revenue of $4.9M, expenses of $4.7M, and assets of $2.2M (revenue +7.9% year-over-year).
- 2011: Revenue of $4.5M, expenses of $4.8M, and assets of $2.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Jewish Family Service Agency Of Central Jersey:
Data Sources and Methodology
This transparency report for Jewish Family Service Agency Of Central Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.