Joan And Chester Luby Charitable Trust
EIN: 474064085 · Jupiter, FL · NTEE: T20
| Metric | Value |
|---|---|
| Total Revenue | $812K |
| Total Expenses | $287K |
| Net Assets | $814K |
Is Joan And Chester Luby Charitable Trust Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Joan And Chester Luby Charitable Trust
Joan And Chester Luby Charitable Trust (EIN: 474064085) is a nonprofit organization based in Jupiter, FL, classified under NTEE code T20. The organization reported total revenue of $812K and total assets of $1.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Joan And Chester Luby Charitable Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Joan And Chester Luby Charitable Trust is a small nonprofit that has been operating for 11 years, with 5 years of IRS 990 filings on record (2020–2024). Revenue has grown at a compound annual rate of 4.2%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $409K |
| Total Expenses | $287K |
| Surplus / Deficit | +$122K |
| Total Assets | $814K |
| Total Liabilities | $1 |
| Net Assets | $814K |
| Operating Margin | 29.9% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 34.1 months |
Financial Health Grade: A
In 2024, Joan And Chester Luby Charitable Trust reported a surplus of $122K with revenue exceeding expenses, holds 34.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 5 years of filings (2020–2024), Joan And Chester Luby Charitable Trust's revenue has grown at a compound annual growth rate (CAGR) of 4.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | -0.7% | +37.0% | +17.6% |
| 2023 | +271.0% | +181.3% | +41.4% |
| 2022 | +985.1% | +735.8% | +8.1% |
| 2021 | -97.1% | -78.2% | +0.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2015 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Joan And Chester Luby Charitable Trust has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Joan And Chester Luby Charitable Trust with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $122K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.0%.
Frequently Asked Questions about Joan And Chester Luby Charitable Trust
Is Joan And Chester Luby Charitable Trust a legitimate charity?
Joan And Chester Luby Charitable Trust (EIN: 474064085) is a registered tax-exempt nonprofit based in Florida. It has 5 years of IRS 990 filings on record. Total revenue: $812K. No red flags identified. Financial health grade: A.
How does Joan And Chester Luby Charitable Trust spend its money?
Joan And Chester Luby Charitable Trust reported $812K in total revenue in IRS 990 filings. 5 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Joan And Chester Luby Charitable Trust tax-deductible?
Joan And Chester Luby Charitable Trust is registered as a tax-exempt nonprofit (EIN: 474064085). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Joan And Chester Luby Charitable Trust located?
Joan And Chester Luby Charitable Trust is headquartered in Jupiter, Florida and files with the IRS under EIN 474064085. It is classified under NTEE code T20.
How many years of IRS 990 filings does Joan And Chester Luby Charitable Trust have?
Joan And Chester Luby Charitable Trust has 5 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $812K in total revenue.
Filing History
IRS 990 filing history for Joan And Chester Luby Charitable Trust showing financial trends over 5 years of public records:
Over 5 years of IRS 990 filings (2020–2024), Joan And Chester Luby Charitable Trust's revenue has grown by 17.8%, moving from $347K to $409K. Total assets increased by 80.3% over the same period, from $452K to $814K. Total functional expenses rose by 601.3%, from $41K to $287K. In its most recent filing year (2024), Joan And Chester Luby Charitable Trust reported a surplus of $122K, with revenue exceeding expenses. The organization holds $1 in liabilities against $814K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $814K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $409K | $287K | $814K | $1 | — | View 990 |
| 2023 | $412K | $209K | $692K | $1 | — | — |
| 2022 | $111K | $74K | $490K | $1 | — | View 990 |
| 2021 | $10K | $9K | $453K | $1 | — | — |
| 2020 | $347K | $41K | $452K | $1 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $409K, expenses of $287K, and assets of $814K (revenue -0.7% year-over-year).
- 2023: Revenue of $412K, expenses of $209K, and assets of $692K (revenue +271.0% year-over-year).
- 2022: Revenue of $111K, expenses of $74K, and assets of $490K (revenue +985.1% year-over-year).
- 2021: Revenue of $10K, expenses of $9K, and assets of $453K (revenue -97.1% year-over-year).
- 2020: Revenue of $347K, expenses of $41K, and assets of $452K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Joan And Chester Luby Charitable Trust:
Data Sources and Methodology
This transparency report for Joan And Chester Luby Charitable Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.