Josephine Moore Trust Uw Fbo
Josephine Moore Trust maintains stable assets with fluctuating revenue and expenses, consistently reporting zero officer compensation.
EIN: 16016999 · Bangor, ME · NTEE: Z99Z · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $19K |
| Total Expenses | $24K |
| Program Spending | 90% |
| Net Assets | $298K |
| Transparency Score | 75/100 |
Is Josephine Moore Trust Uw Fbo Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Josephine Moore Trust Uw Fbo directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Josephine Moore Trust Uw Fbo
Josephine Moore Trust Uw Fbo (EIN: 16016999) is a nonprofit organization based in Bangor, ME, classified under NTEE code Z99Z. The organization reported total revenue of $19K and total assets of $283K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Josephine Moore Trust Uw Fbo's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Josephine Moore Trust Uw Fbo is a micro nonprofit that has been operating for 56 years, with 10 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of -0.4%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $27K |
| Total Expenses | $24K |
| Surplus / Deficit | +$3K |
| Total Assets | $298K |
| Total Liabilities | $1 |
| Net Assets | $298K |
| Operating Margin | 10.4% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 146.6 months |
Financial Health Grade: A
In 2024, Josephine Moore Trust Uw Fbo reported a surplus of $3K with revenue exceeding expenses, holds 146.6 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2012–2024), Josephine Moore Trust Uw Fbo's revenue has declined at a compound annual growth rate (CAGR) of -0.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +104.2% | -7.2% | +0.9% |
| 2023 | -42.0% | -4.6% | -4.2% |
| 2022 | +79.9% | +24.7% | -1.5% |
| 2021 | +16.1% | -20.4% | -2.9% |
| 2020 | +55.5% | +740.8% | -10.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1970 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Josephine Moore Trust Uw Fbo with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Josephine Moore Trust Uw Fbo allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $3K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no funds are used for executive salaries, which is highly efficient for a nonprofit of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Josephine Moore Trust Uw Fbo's IRS 990 filings:
- Consistent asset decline over the past decade, from $363,104 in 2013 to $297,987 in 2024.
- Expenses frequently exceed revenue in recent years (e.g., 2023: $13,326 revenue vs. $26,270 expenses), indicating a reliance on asset drawdowns.
- NTEE code Z99Z (Unknown/Unclassified) limits transparency regarding specific programmatic activities and impact.
Strengths
The following positive indicators were identified for Josephine Moore Trust Uw Fbo:
- Consistently reports 0% officer compensation, indicating efficient use of funds for its mission.
- Maintains a stable asset base, providing a foundation for its operations despite fluctuations.
- Low liabilities, consistently reported as $0 or $1, indicating strong financial management and minimal debt.
Frequently Asked Questions about Josephine Moore Trust Uw Fbo
Is Josephine Moore Trust Uw Fbo a legitimate charity?
Based on AI analysis of IRS 990 filings, Josephine Moore Trust Uw Fbo (EIN: 16016999) some concerns. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
How does Josephine Moore Trust Uw Fbo spend its money?
Josephine Moore Trust Uw Fbo directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Josephine Moore Trust Uw Fbo tax-deductible?
Josephine Moore Trust Uw Fbo is registered as a tax-exempt nonprofit (EIN: 16016999). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Josephine Moore Trust Uw Fbo compare to similar nonprofits?
With a transparency score of 75/100 (Good), Josephine Moore Trust Uw Fbo is above average for NTEE category Z99Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Josephine Moore Trust Uw Fbo located?
Josephine Moore Trust Uw Fbo is headquartered in Bangor, Maine and files with the IRS under EIN 16016999. It is classified under NTEE code Z99Z.
How many years of IRS 990 filings does Josephine Moore Trust Uw Fbo have?
Josephine Moore Trust Uw Fbo has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $19K in total revenue.
What specific programs or beneficiaries does the Josephine Moore Trust support?
The provided NTEE code Z99Z (Unknown/Unclassified) does not specify the trust's programmatic activities. Further investigation into its governing documents or public statements would be needed to understand its mission and beneficiaries.
Why have the trust's assets gradually declined over the past decade?
The trust's assets have decreased from $363,104 in 2013 to $297,987 in 2024. This decline is likely due to periods where expenses exceeded revenue, such as in 2023 ($13,326 revenue vs. $26,270 expenses) and 2022 ($22,988 revenue vs. $27,535 expenses), drawing down the principal.
Is the trust's financial model sustainable given recent expense trends?
In several recent periods (e.g., 2023, 2022, 2021, 2020), expenses have exceeded revenue, leading to a draw on assets. While the asset base is substantial relative to annual expenses, this trend is not sustainable long-term without increased revenue or reduced spending.
Filing History
IRS 990 filing history for Josephine Moore Trust Uw Fbo showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2012–2024), Josephine Moore Trust Uw Fbo's revenue has declined by 4.8%, moving from $29K to $27K. Total assets decreased by 13.6% over the same period, from $345K to $298K. Total functional expenses rose by 29.6%, from $19K to $24K. In its most recent filing year (2024), Josephine Moore Trust Uw Fbo reported a surplus of $3K, with revenue exceeding expenses. The organization holds $1 in liabilities against $298K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $298K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $27K | $24K | $298K | $1 | — | — |
| 2023 | $13K | $26K | $295K | $1 | — | — |
| 2022 | $23K | $28K | $308K | $1 | — | — |
| 2021 | $13K | $22K | $313K | $1 | — | — |
| 2020 | $11K | $28K | $322K | $0 | — | View 990 |
| 2016 | $7K | $3K | $361K | $0 | — | View 990 |
| 2015 | $28K | $20K | $355K | $0 | — | View 990 |
| 2014 | $26K | $20K | $355K | $0 | — | View 990 |
| 2013 | $36K | $18K | $363K | $0 | — | View 990 |
| 2012 | $29K | $19K | $345K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $27K, expenses of $24K, and assets of $298K (revenue +104.2% year-over-year).
- 2023: Revenue of $13K, expenses of $26K, and assets of $295K (revenue -42.0% year-over-year).
- 2022: Revenue of $23K, expenses of $28K, and assets of $308K (revenue +79.9% year-over-year).
- 2021: Revenue of $13K, expenses of $22K, and assets of $313K (revenue +16.1% year-over-year).
- 2020: Revenue of $11K, expenses of $28K, and assets of $322K (revenue +55.5% year-over-year).
- 2016: Revenue of $7K, expenses of $3K, and assets of $361K (revenue -74.5% year-over-year).
- 2015: Revenue of $28K, expenses of $20K, and assets of $355K (revenue +5.4% year-over-year).
- 2014: Revenue of $26K, expenses of $20K, and assets of $355K (revenue -26.2% year-over-year).
- 2013: Revenue of $36K, expenses of $18K, and assets of $363K (revenue +24.9% year-over-year).
- 2012: Revenue of $29K, expenses of $19K, and assets of $345K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Josephine Moore Trust Uw Fbo:
Data Sources and Methodology
This transparency report for Josephine Moore Trust Uw Fbo is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.