Jumpstart Coalition For Personal Financial Literacy
Jumpstart Coalition faces consistent operational deficits, drawing down assets despite zero reported officer compensation.
EIN: 20520342 · Hillsboro, NH · NTEE: B019 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $73K |
| Total Expenses | $59K |
| Program Spending | 75% |
| CEO/Top Officer Pay | $40,000 |
| Net Assets | $14K |
| Transparency Score | 65/100 |
Is Jumpstart Coalition For Personal Financial Literacy Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Jumpstart Coalition For Personal Financial Literacy directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Jumpstart Coalition For Personal Financial Literacy
Jumpstart Coalition For Personal Financial Literacy (EIN: 20520342) is a nonprofit organization based in Hillsboro, NH, classified under NTEE code B019. The organization reported total revenue of $73K and total assets of $5K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jumpstart Coalition For Personal Financial Literacy's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Jumpstart Coalition For Personal Financial Literacy is a micro nonprofit that has been operating for 25 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $48K |
| Total Expenses | $59K |
| Surplus / Deficit | $-11,061 |
| Total Assets | $14K |
| Net Assets | $14K |
| Operating Margin | -23.0% |
| Months of Reserves | 2.8 months |
Financial Health Grade: C
In 2023, Jumpstart Coalition For Personal Financial Literacy reported a deficit of $11K with expenses exceeding revenue, holds 2.8 months of operating reserves (limited).
Financial Trends
Over 13 years of filings (2011–2023), Jumpstart Coalition For Personal Financial Literacy's revenue has declined at a compound annual growth rate (CAGR) of -2.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -11.5% | -18.6% | -44.5% |
| 2022 | +75.0% | +246.7% | -42.4% |
| 2021 | -51.0% | -39.5% | +30.7% |
| 2020 | +51.4% | -35.3% | +687.6% |
| 2019 | -21.2% | +6.8% | -73.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2001 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Jumpstart Coalition For Personal Financial Literacy with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Jumpstart Coalition For Personal Financial Literacy allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $11K, with expenses exceeding revenue.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership may be entirely volunteer-based or compensated through non-officer roles, which is unusual for an organization with over $40,000 in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Jumpstart Coalition For Personal Financial Literacy's IRS 990 filings:
- Consistent operational deficits in recent years (e.g., 2023, 2022, 2019, 2017, 2016, 2014)
- Declining asset base from $43,168 in 2021 to $13,821 in 2023
- Small and fluctuating revenue streams, making long-term planning challenging
Strengths
The following positive indicators were identified for Jumpstart Coalition For Personal Financial Literacy:
- Consistent reporting of 0% officer compensation, indicating potential for low administrative overhead
- Zero reported liabilities across all filings, suggesting good debt management
- Long history of IRS 990 filings (13 filings), indicating transparency in reporting
Frequently Asked Questions about Jumpstart Coalition For Personal Financial Literacy
Is Jumpstart Coalition For Personal Financial Literacy a legitimate charity?
Based on AI analysis of IRS 990 filings, Jumpstart Coalition For Personal Financial Literacy (EIN: 20520342) some concerns. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
How does Jumpstart Coalition For Personal Financial Literacy spend its money?
Jumpstart Coalition For Personal Financial Literacy directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Jumpstart Coalition For Personal Financial Literacy tax-deductible?
Jumpstart Coalition For Personal Financial Literacy is registered as a tax-exempt nonprofit (EIN: 20520342). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Jumpstart Coalition For Personal Financial Literacy CEO make?
Jumpstart Coalition For Personal Financial Literacy's highest-compensated officer earns $40,000 annually. The organization reported $73K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Jumpstart Coalition For Personal Financial Literacy's spending goes to programs?
Jumpstart Coalition For Personal Financial Literacy directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Jumpstart Coalition For Personal Financial Literacy compare to similar nonprofits?
With a transparency score of 65/100 (Good), Jumpstart Coalition For Personal Financial Literacy is above average for NTEE category B019 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Jumpstart Coalition For Personal Financial Literacy located?
Jumpstart Coalition For Personal Financial Literacy is headquartered in Hillsboro, New Hampshire and files with the IRS under EIN 20520342. It is classified under NTEE code B019.
How many years of IRS 990 filings does Jumpstart Coalition For Personal Financial Literacy have?
Jumpstart Coalition For Personal Financial Literacy has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $73K in total revenue.
Is Jumpstart Coalition For Personal Financial Literacy a good charity?
The organization's mission to promote financial literacy is commendable. However, its financial health shows volatility with recent operational deficits and declining assets. The lack of officer compensation is a positive for efficiency, but detailed spending breakdowns are needed for a full assessment.
Why are assets declining?
Assets have declined from $43,168 in 2021 to $13,821 in 2023 primarily due to expenses exceeding revenue in recent years, such as $59,223 in expenses against $48,162 in revenue in 2023, and $72,722 in expenses against $54,435 in revenue in 2022.
How does the organization manage without officer compensation?
The consistent reporting of 0% officer compensation suggests that the organization's leadership may be volunteer-based or compensated through other means not classified as officer compensation, which can significantly reduce administrative costs.
Filing History
IRS 990 filing history for Jumpstart Coalition For Personal Financial Literacy showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Jumpstart Coalition For Personal Financial Literacy's revenue has declined by 23.8%, moving from $63K to $48K. Total assets increased by 14.4% over the same period, from $12K to $14K. Total functional expenses fell by 7.7%, from $64K to $59K. In its most recent filing year (2023), Jumpstart Coalition For Personal Financial Literacy reported a deficit of $11K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $48K | $59K | $14K | $0 | — | — |
| 2022 | $54K | $73K | $25K | $0 | — | View 990 |
| 2021 | $31K | $21K | $43K | $0 | — | View 990 |
| 2020 | $64K | $35K | $33K | $0 | — | View 990 |
| 2019 | $42K | $54K | $4K | $0 | — | View 990 |
| 2018 | $53K | $50K | $16K | $0 | — | View 990 |
| 2017 | $49K | $50K | $13K | $0 | — | — |
| 2016 | $67K | $69K | $14K | $0 | — | View 990 |
| 2015 | $76K | $65K | $16K | $0 | — | View 990 |
| 2014 | $57K | $62K | $6K | $0 | — | View 990 |
| 2013 | $73K | $70K | $10K | $0 | — | View 990 |
| 2012 | $56K | $61K | $7K | $0 | — | View 990 |
| 2011 | $63K | $64K | $12K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $48K, expenses of $59K, and assets of $14K (revenue -11.5% year-over-year).
- 2022: Revenue of $54K, expenses of $73K, and assets of $25K (revenue +75.0% year-over-year).
- 2021: Revenue of $31K, expenses of $21K, and assets of $43K (revenue -51.0% year-over-year).
- 2020: Revenue of $64K, expenses of $35K, and assets of $33K (revenue +51.4% year-over-year).
- 2019: Revenue of $42K, expenses of $54K, and assets of $4K (revenue -21.2% year-over-year).
- 2018: Revenue of $53K, expenses of $50K, and assets of $16K (revenue +9.7% year-over-year).
- 2017: Revenue of $49K, expenses of $50K, and assets of $13K (revenue -28.0% year-over-year).
- 2016: Revenue of $67K, expenses of $69K, and assets of $14K (revenue -10.7% year-over-year).
- 2015: Revenue of $76K, expenses of $65K, and assets of $16K (revenue +32.4% year-over-year).
- 2014: Revenue of $57K, expenses of $62K, and assets of $6K (revenue -21.4% year-over-year).
- 2013: Revenue of $73K, expenses of $70K, and assets of $10K (revenue +29.0% year-over-year).
- 2012: Revenue of $56K, expenses of $61K, and assets of $7K (revenue -10.9% year-over-year).
- 2011: Revenue of $63K, expenses of $64K, and assets of $12K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Jumpstart Coalition For Personal Financial Literacy:
Data Sources and Methodology
This transparency report for Jumpstart Coalition For Personal Financial Literacy is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.