Junior Achievement Of Chattanooga
EIN: 620636297 · Chattanooga, TN · NTEE: Q320
| Metric | Value |
|---|---|
| Total Revenue | $522K |
| Total Expenses | $374K |
| Net Assets | $355K |
Is Junior Achievement Of Chattanooga Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Junior Achievement Of Chattanooga
Junior Achievement Of Chattanooga (EIN: 620636297) is a nonprofit organization based in Chattanooga, TN, classified under NTEE code Q320. The organization reported total revenue of $522K and total assets of $394K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Junior Achievement Of Chattanooga's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Junior Achievement Of Chattanooga is a small nonprofit that has been operating for 32 years, with 14 years of IRS 990 filings on record (2011–2024). Revenue has grown at a compound annual rate of 3.2%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $526K |
| Total Expenses | $374K |
| Surplus / Deficit | +$152K |
| Total Assets | $388K |
| Total Liabilities | $33K |
| Net Assets | $355K |
| Operating Margin | 28.9% |
| Debt-to-Asset Ratio | 8.5% |
| Months of Reserves | 12.5 months |
Financial Health Grade: A
In 2024, Junior Achievement Of Chattanooga reported a surplus of $152K with revenue exceeding expenses, holds 12.5 months of operating reserves (strong position), has a debt-to-asset ratio of 8.5% (very low leverage).
Financial Trends
Over 14 years of filings (2011–2024), Junior Achievement Of Chattanooga's revenue has grown at a compound annual growth rate (CAGR) of 3.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +70.5% | +16.9% | +62.5% |
| 2023 | +11.7% | +22.9% | +10.8% |
| 2022 | +3.5% | -18.4% | +8.1% |
| 2021 | -31.2% | -21.0% | -22.2% |
| 2020 | +1.1% | +0.3% | +11.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1994 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Junior Achievement Of Chattanooga has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Junior Achievement Of Chattanooga with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $152K, with revenue exceeding expenses.
- Debt-to-asset ratio: 8.5%.
Frequently Asked Questions about Junior Achievement Of Chattanooga
Is Junior Achievement Of Chattanooga a legitimate charity?
Based on AI analysis of IRS 990 filings, Junior Achievement Of Chattanooga (EIN: 620636297) insufficient data. 0 red flags identified, 0 strengths noted.
How does Junior Achievement Of Chattanooga spend its money?
Detailed spending breakdown data is not yet available for Junior Achievement Of Chattanooga. Check back for updated IRS 990 analysis.
Are donations to Junior Achievement Of Chattanooga tax-deductible?
Junior Achievement Of Chattanooga is registered as a tax-exempt nonprofit (EIN: 620636297). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Junior Achievement Of Chattanooga located?
Junior Achievement Of Chattanooga is headquartered in Chattanooga, Tennessee and files with the IRS under EIN 620636297. It is classified under NTEE code Q320.
How many years of IRS 990 filings does Junior Achievement Of Chattanooga have?
Junior Achievement Of Chattanooga has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $522K in total revenue.
Filing History
IRS 990 filing history for Junior Achievement Of Chattanooga showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2024), Junior Achievement Of Chattanooga's revenue has grown by 50.8%, moving from $349K to $526K. Total assets increased by 119.2% over the same period, from $177K to $388K. Total functional expenses rose by 9.6%, from $341K to $374K. In its most recent filing year (2024), Junior Achievement Of Chattanooga reported a surplus of $152K, with revenue exceeding expenses. The organization holds $33K in liabilities against $388K in assets (debt-to-asset ratio: 8.5%), resulting in net assets of $355K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $526K | $374K | $388K | $33K | — | — |
| 2023 | $309K | $320K | $239K | $36K | — | View 990 |
| 2022 | $276K | $260K | $216K | $2K | — | View 990 |
| 2021 | $267K | $319K | $200K | $2K | — | — |
| 2020 | $388K | $404K | $257K | $45K | — | View 990 |
| 2019 | $384K | $403K | $230K | $7K | — | View 990 |
| 2018 | $387K | $371K | $257K | $15K | — | View 990 |
| 2017 | $375K | $388K | $247K | $21K | — | View 990 |
| 2016 | $361K | $403K | $247K | $8K | — | View 990 |
| 2015 | $445K | $431K | $300K | $19K | — | View 990 |
| 2014 | $430K | $398K | $277K | $10K | — | View 990 |
| 2013 | $415K | $358K | $242K | $7K | — | View 990 |
| 2012 | $374K | $370K | $182K | $3K | — | View 990 |
| 2011 | $349K | $341K | $177K | $3K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $526K, expenses of $374K, and assets of $388K (revenue +70.5% year-over-year).
- 2023: Revenue of $309K, expenses of $320K, and assets of $239K (revenue +11.7% year-over-year).
- 2022: Revenue of $276K, expenses of $260K, and assets of $216K (revenue +3.5% year-over-year).
- 2021: Revenue of $267K, expenses of $319K, and assets of $200K (revenue -31.2% year-over-year).
- 2020: Revenue of $388K, expenses of $404K, and assets of $257K (revenue +1.1% year-over-year).
- 2019: Revenue of $384K, expenses of $403K, and assets of $230K (revenue -0.8% year-over-year).
- 2018: Revenue of $387K, expenses of $371K, and assets of $257K (revenue +3.1% year-over-year).
- 2017: Revenue of $375K, expenses of $388K, and assets of $247K (revenue +4.1% year-over-year).
- 2016: Revenue of $361K, expenses of $403K, and assets of $247K (revenue -18.9% year-over-year).
- 2015: Revenue of $445K, expenses of $431K, and assets of $300K (revenue +3.3% year-over-year).
- 2014: Revenue of $430K, expenses of $398K, and assets of $277K (revenue +3.8% year-over-year).
- 2013: Revenue of $415K, expenses of $358K, and assets of $242K (revenue +10.9% year-over-year).
- 2012: Revenue of $374K, expenses of $370K, and assets of $182K (revenue +7.1% year-over-year).
- 2011: Revenue of $349K, expenses of $341K, and assets of $177K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Junior Achievement Of Chattanooga:
Data Sources and Methodology
This transparency report for Junior Achievement Of Chattanooga is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.