Junior Achievement Of New Jersey
Junior Achievement of New Jersey: Strong Program Spending, but Transparency Lacking on Specifics
EIN: 221774147 · Edison, NJ · NTEE: Q320 · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $2.8M |
| Total Expenses | $2.8M |
| Program Spending | 89% |
| Net Assets | $1.7M |
| Transparency Score | 85/100 |
Is Junior Achievement Of New Jersey Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Junior Achievement Of New Jersey directs 89% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Junior Achievement Of New Jersey
Junior Achievement Of New Jersey (EIN: 221774147) is a nonprofit organization based in Edison, NJ, classified under NTEE code Q320. The organization reported total revenue of $2.8M and total assets of $2.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Junior Achievement Of New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Junior Achievement Of New Jersey is a mid-size nonprofit that has been operating for 32 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 4.0%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.6M |
| Total Expenses | $2.8M |
| Surplus / Deficit | $-166,751 |
| Total Assets | $2.8M |
| Total Liabilities | $1.1M |
| Net Assets | $1.7M |
| Operating Margin | -6.3% |
| Debt-to-Asset Ratio | 38.6% |
| Months of Reserves | 12.1 months |
Financial Health Grade: B
In 2024, Junior Achievement Of New Jersey reported a deficit of $167K with expenses exceeding revenue, holds 12.1 months of operating reserves (strong position), has a debt-to-asset ratio of 38.6% (moderate leverage).
Financial Trends
Over 13 years of filings (2012–2024), Junior Achievement Of New Jersey's revenue has grown at a compound annual growth rate (CAGR) of 4.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | -10.7% | +11.2% | -6.8% |
| 2023 | +42.0% | +14.6% | +71.8% |
| 2022 | +1.4% | +9.0% | -22.1% |
| 2021 | -25.6% | -14.3% | +16.7% |
| 2020 | +3.6% | -7.6% | +37.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1994 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Junior Achievement Of New Jersey with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 89%
- fundraising: 4%
According to IRS 990 filings, Junior Achievement Of New Jersey allocates its expenses as follows: admin: 7%, programs: 89%, fundraising: 4%. With 89% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $167K, with expenses exceeding revenue.
- Debt-to-asset ratio: 38.6%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, making a specific assessment difficult without further filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Junior Achievement Of New Jersey's IRS 990 filings:
- Lack of detailed breakdown for program expenses beyond broad categories.
- Absence of specific executive compensation figures in the provided data.
- Limited financial transparency information directly on the organization's website.
Strengths
The following positive indicators were identified for Junior Achievement Of New Jersey:
- Consistently high percentage of spending allocated to programs (e.g., 89% in 202406).
- Positive net assets growth over several years, indicating financial stability.
- Strong revenue generation, consistently above $2 million in recent years.
Frequently Asked Questions about Junior Achievement Of New Jersey
Is Junior Achievement Of New Jersey a legitimate charity?
Based on AI analysis of IRS 990 filings, Junior Achievement Of New Jersey (EIN: 221774147) some concerns. Mission Score: 85/100. 3 red flags identified, 3 strengths noted.
How does Junior Achievement Of New Jersey spend its money?
Junior Achievement Of New Jersey directs 89% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Junior Achievement Of New Jersey tax-deductible?
Junior Achievement Of New Jersey is registered as a tax-exempt nonprofit (EIN: 221774147). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Junior Achievement Of New Jersey's spending goes to programs?
Junior Achievement Of New Jersey directs 89% to programs, 4% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Junior Achievement Of New Jersey compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Junior Achievement Of New Jersey is above average for NTEE category Q320 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Junior Achievement Of New Jersey located?
Junior Achievement Of New Jersey is headquartered in Edison, New Jersey and files with the IRS under EIN 221774147. It is classified under NTEE code Q320.
How many years of IRS 990 filings does Junior Achievement Of New Jersey have?
Junior Achievement Of New Jersey has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.8M in total revenue.
What does Junior Achievement Of New Jersey do?
Junior Achievement Of New Jersey is a nonprofit organization in the International & Foreign Affairs sector, located in Edison, New Jersey. It is classified under NTEE code Q320.
How much revenue does Junior Achievement Of New Jersey have?
Junior Achievement Of New Jersey reported total revenue of $2,792,643. Based on 13 IRS 990 filings on record.
What are Junior Achievement Of New Jersey's total assets?
Junior Achievement Of New Jersey holds total assets of $2,812,337 as reported in IRS 990 filings.
Where is Junior Achievement Of New Jersey located?
Junior Achievement Of New Jersey is based in Edison, New Jersey.
What is Junior Achievement Of New Jersey's EIN?
Junior Achievement Of New Jersey's Employer Identification Number (EIN) is 221774147. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Junior Achievement Of New Jersey?
Junior Achievement Of New Jersey is classified under NTEE code Q320 (International & Foreign Affairs).
Is Junior Achievement Of New Jersey a registered 501(c)(3)?
Yes, Junior Achievement Of New Jersey is recognized as a tax-exempt organization by the IRS. EIN: 221774147.
Does Junior Achievement Of New Jersey file IRS Form 990?
Yes, Junior Achievement Of New Jersey has 13 IRS Form 990 filings on record. The most recent covers tax period 202406.
What was Junior Achievement Of New Jersey's revenue in 2024?
In the 202406 filing period, Junior Achievement Of New Jersey reported total revenue of $2,626,100, total expenses of $2,792,851, and net assets of $2,812,337.
Is Junior Achievement Of New Jersey's revenue growing or declining?
Junior Achievement Of New Jersey's revenue is declining. Revenue went from $2,941,988 (202306) to $2,626,100 (202406), a -10.7% change. Based on 13 filings on record.
What is Junior Achievement Of New Jersey's most recent 990 filing?
The most recent IRS Form 990 filing for Junior Achievement Of New Jersey covers tax period 202406. It shows revenue of $2,626,100, expenses of $2,792,851, total assets of $2,812,337, and liabilities of $1,086,287.
How much does Junior Achievement Of New Jersey spend on programs vs administration?
Based on IRS 990 analysis, Junior Achievement Of New Jersey allocates approximately 89% of expenses to program services, 7% to administrative costs, and 4% to fundraising. This indicates strong program focus.
Is Junior Achievement Of New Jersey a trustworthy charity?
Based on AI analysis of IRS 990 data, Junior Achievement Of New Jersey appears trustworthy. Mission Score: 85/100 (Excellent). 3 red flags identified. 3 strengths noted.
What are the red flags for Junior Achievement Of New Jersey?
The following concerns were identified: Lack of detailed breakdown for program expenses beyond broad categories.. Absence of specific executive compensation figures in the provided data.. Limited financial transparency information directly on the organization's website.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Junior Achievement Of New Jersey's strengths?
Positive indicators for Junior Achievement Of New Jersey include: Consistently high percentage of spending allocated to programs (e.g., 89% in 202406).. Positive net assets growth over several years, indicating financial stability.. Strong revenue generation, consistently above $2 million in recent years.. These findings are derived from AI analysis of the organization's financial filings.
How does Junior Achievement Of New Jersey compensate executives?
Executive compensation is not explicitly detailed in the provided data, making a specific assessment difficult without further filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Junior Achievement Of New Jersey?
• Detailed program expenses are not readily available beyond broad categories in public filings. • Specific donor recognition policies are not clearly outlined. • The organization's website lacks a dedicated section for financial transparency documents. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
Given the high program spending, what specific impact metrics or outcomes are tracked and reported to demonstrate the effectiveness of these programs?
While the data shows strong program spending, specific impact metrics are not provided. Further investigation into their annual reports or program evaluations would be needed to understand the direct outcomes of their educational initiatives.
How does Junior Achievement of New Jersey ensure that its administrative and fundraising costs, though low, are sufficient to support sustainable growth and compliance?
With administrative costs at 7% and fundraising at 4% (202406), the organization demonstrates efficiency. However, it's crucial to ensure these levels adequately cover necessary operational infrastructure, technology, and compliance requirements to avoid future strain or underinvestment in critical support functions.
Filing History
IRS 990 filing history for Junior Achievement Of New Jersey showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Junior Achievement Of New Jersey's revenue has grown by 60.2%, moving from $1.6M to $2.6M. Total assets increased by 268.6% over the same period, from $763K to $2.8M. Total functional expenses rose by 84.3%, from $1.5M to $2.8M. In its most recent filing year (2024), Junior Achievement Of New Jersey reported a deficit of $167K, with expenses exceeding revenue. The organization holds $1.1M in liabilities against $2.8M in assets (debt-to-asset ratio: 38.6%), resulting in net assets of $1.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $2.6M | $2.8M | $2.8M | $1.1M | — | View 990 |
| 2023 | $2.9M | $2.5M | $3.0M | $1.2M | — | View 990 |
| 2022 | $2.1M | $2.2M | $1.8M | $187K | — | View 990 |
| 2021 | $2.0M | $2.0M | $2.3M | $498K | — | View 990 |
| 2020 | $2.7M | $2.3M | $1.9M | $306K | — | View 990 |
| 2019 | $2.7M | $2.5M | $1.4M | $189K | — | View 990 |
| 2018 | $2.2M | $2.4M | $1.2M | $96K | — | View 990 |
| 2017 | $2.5M | $2.4M | $1.5M | $166K | — | View 990 |
| 2016 | $2.0M | $2.4M | $1.2M | $95K | — | View 990 |
| 2015 | $2.0M | $2.2M | $1.6M | $119K | — | View 990 |
| 2014 | $2.8M | $2.0M | $1.8M | $129K | — | View 990 |
| 2013 | $1.5M | $1.7M | $934K | $86K | — | View 990 |
| 2012 | $1.6M | $1.5M | $763K | $51K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $2.6M, expenses of $2.8M, and assets of $2.8M (revenue -10.7% year-over-year).
- 2023: Revenue of $2.9M, expenses of $2.5M, and assets of $3.0M (revenue +42.0% year-over-year).
- 2022: Revenue of $2.1M, expenses of $2.2M, and assets of $1.8M (revenue +1.4% year-over-year).
- 2021: Revenue of $2.0M, expenses of $2.0M, and assets of $2.3M (revenue -25.6% year-over-year).
- 2020: Revenue of $2.7M, expenses of $2.3M, and assets of $1.9M (revenue +3.6% year-over-year).
- 2019: Revenue of $2.7M, expenses of $2.5M, and assets of $1.4M (revenue +20.8% year-over-year).
- 2018: Revenue of $2.2M, expenses of $2.4M, and assets of $1.2M (revenue -13.8% year-over-year).
- 2017: Revenue of $2.5M, expenses of $2.4M, and assets of $1.5M (revenue +25.6% year-over-year).
- 2016: Revenue of $2.0M, expenses of $2.4M, and assets of $1.2M (revenue -0.1% year-over-year).
- 2015: Revenue of $2.0M, expenses of $2.2M, and assets of $1.6M (revenue -27.6% year-over-year).
- 2014: Revenue of $2.8M, expenses of $2.0M, and assets of $1.8M (revenue +84.8% year-over-year).
- 2013: Revenue of $1.5M, expenses of $1.7M, and assets of $934K (revenue -7.5% year-over-year).
- 2012: Revenue of $1.6M, expenses of $1.5M, and assets of $763K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Junior Achievement Of New Jersey:
Data Sources and Methodology
This transparency report for Junior Achievement Of New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.