Kozlowski Family Foundation
Kozlowski Family Foundation consistently spends more than it earns, drawing down assets.
EIN: 20500439 · Greenwich, CT · NTEE: T20Z · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $25K |
| Total Expenses | $32K |
| Program Spending | 80% |
| Net Assets | $97K |
| Transparency Score | 45/100 |
Is Kozlowski Family Foundation Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Kozlowski Family Foundation directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Kozlowski Family Foundation
Kozlowski Family Foundation (EIN: 20500439) is a nonprofit organization based in Greenwich, CT, classified under NTEE code T20Z. The organization reported total revenue of $25K and total assets of $86K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Kozlowski Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Kozlowski Family Foundation is a micro nonprofit that has been operating for 28 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 36.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $7K |
| Total Expenses | $32K |
| Surplus / Deficit | $-25,111 |
| Total Assets | $97K |
| Total Liabilities | $1 |
| Net Assets | $97K |
| Operating Margin | -364.8% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 36.4 months |
Financial Health Grade: B
In 2023, Kozlowski Family Foundation reported a deficit of $25K with expenses exceeding revenue, holds 36.4 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Kozlowski Family Foundation's revenue has grown at a compound annual growth rate (CAGR) of 36.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -25.7% | +41.5% | -21.0% |
| 2022 | -28.4% | -18.5% | -9.8% |
| 2021 | +40.7% | +-0.0% | -9.8% |
| 2020 | -17.8% | -7.1% | -10.9% |
| 2019 | +44624.0% | +488.7% | -32.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1998 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Kozlowski Family Foundation with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Kozlowski Family Foundation allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $25K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the foundation's leadership is unpaid, which is a positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Kozlowski Family Foundation's IRS 990 filings:
- Consistent operating deficits (e.g., 2023 revenue $6,884 vs. expenses $31,995)
- Significant and continuous decline in total assets over the past decade
- Low revenue generation relative to expenses, indicating unsustainable financial model
Strengths
The following positive indicators were identified for Kozlowski Family Foundation:
- Zero officer compensation reported across all filings
- Minimal liabilities reported ($1 in recent years)
- Clear financial reporting through IRS 990 filings
Frequently Asked Questions about Kozlowski Family Foundation
Is Kozlowski Family Foundation a legitimate charity?
Kozlowski Family Foundation (EIN: 20500439) is a registered tax-exempt nonprofit based in Connecticut. Our AI analysis gives it a Mission Score of 45/100. It has 10 years of IRS 990 filings on record. Total revenue: $25K. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does Kozlowski Family Foundation spend its money?
Kozlowski Family Foundation directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Kozlowski Family Foundation tax-deductible?
Kozlowski Family Foundation is registered as a tax-exempt nonprofit (EIN: 20500439). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Kozlowski Family Foundation's spending goes to programs?
Kozlowski Family Foundation directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Kozlowski Family Foundation compare to similar nonprofits?
With a transparency score of 45/100 (Fair), Kozlowski Family Foundation is near average for NTEE category T20Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Kozlowski Family Foundation located?
Kozlowski Family Foundation is headquartered in Greenwich, Connecticut and files with the IRS under EIN 20500439. It is classified under NTEE code T20Z.
How many years of IRS 990 filings does Kozlowski Family Foundation have?
Kozlowski Family Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $25K in total revenue.
Is Kozlowski Family Foundation a good charity?
As a private grantmaking foundation, its 'goodness' depends on the impact of its grants. Financially, it is not sustainable in its current form, consistently spending more than it receives in revenue, as seen in 2023 where expenses ($31,995) far exceeded revenue ($6,884).
What is the primary source of funding for the Kozlowski Family Foundation?
Based on the consistent decline in assets and low revenue figures, the foundation appears to be primarily funded by its initial endowment, which it is gradually spending down rather than through ongoing significant contributions or investment growth.
How has the foundation's asset base changed over time?
The foundation's assets have significantly declined, from $348,434 in 2011 to $97,113 in 2023, reflecting a consistent pattern of expenses exceeding revenue.
Filing History
IRS 990 filing history for Kozlowski Family Foundation showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Kozlowski Family Foundation's revenue has grown by 4123.3%, moving from $163 to $7K. Total assets decreased by 72.1% over the same period, from $348K to $97K. Total functional expenses rose by 25.1%, from $26K to $32K. In its most recent filing year (2023), Kozlowski Family Foundation reported a deficit of $25K, with expenses exceeding revenue. The organization holds $1 in liabilities against $97K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $97K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $7K | $32K | $97K | $1 | — | — |
| 2022 | $9K | $23K | $123K | $1 | — | View 990 |
| 2021 | $13K | $28K | $136K | $1 | — | — |
| 2020 | $9K | $28K | $151K | $1 | — | — |
| 2019 | $11K | $30K | $170K | $0 | — | View 990 |
| 2015 | $25 | $5K | $252K | $0 | — | View 990 |
| 2014 | $28 | $31K | $257K | $0 | — | View 990 |
| 2013 | $32 | $31K | $287K | $0 | — | View 990 |
| 2012 | $35 | $31K | $318K | $0 | — | View 990 |
| 2011 | $163 | $26K | $348K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $7K, expenses of $32K, and assets of $97K (revenue -25.7% year-over-year).
- 2022: Revenue of $9K, expenses of $23K, and assets of $123K (revenue -28.4% year-over-year).
- 2021: Revenue of $13K, expenses of $28K, and assets of $136K (revenue +40.7% year-over-year).
- 2020: Revenue of $9K, expenses of $28K, and assets of $151K (revenue -17.8% year-over-year).
- 2019: Revenue of $11K, expenses of $30K, and assets of $170K (revenue +44624.0% year-over-year).
- 2015: Revenue of $25, expenses of $5K, and assets of $252K (revenue -10.7% year-over-year).
- 2014: Revenue of $28, expenses of $31K, and assets of $257K (revenue -12.5% year-over-year).
- 2013: Revenue of $32, expenses of $31K, and assets of $287K (revenue -8.6% year-over-year).
- 2012: Revenue of $35, expenses of $31K, and assets of $318K (revenue -78.5% year-over-year).
- 2011: Revenue of $163, expenses of $26K, and assets of $348K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Kozlowski Family Foundation:
Data Sources and Methodology
This transparency report for Kozlowski Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.