Life Waters
EIN: 465104322 · Saint Louis, MO · NTEE: W99
| Metric | Value |
|---|---|
| Total Revenue | $257K |
| Total Expenses | $209K |
| Net Assets | $340K |
Is Life Waters Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Life Waters
Life Waters (EIN: 465104322) is a nonprofit organization based in Saint Louis, MO, classified under NTEE code W99. The organization reported total revenue of $257K and total assets of $439K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Life Waters's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Life Waters is a small nonprofit that has been operating for 12 years, with 9 years of IRS 990 filings on record (2015–2023). Revenue has grown at a compound annual rate of 28.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $324K |
| Total Expenses | $209K |
| Surplus / Deficit | +$115K |
| Total Assets | $458K |
| Total Liabilities | $118K |
| Net Assets | $340K |
| Operating Margin | 35.6% |
| Debt-to-Asset Ratio | 25.7% |
| Months of Reserves | 26.3 months |
Financial Health Grade: A
In 2023, Life Waters reported a surplus of $115K with revenue exceeding expenses, holds 26.3 months of operating reserves (strong position), has a debt-to-asset ratio of 25.7% (moderate leverage).
Financial Trends
Over 9 years of filings (2015–2023), Life Waters's revenue has grown at a compound annual growth rate (CAGR) of 28.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +99.8% | +129.8% | +17.5% |
| 2022 | -47.6% | -56.2% | +35.8% |
| 2021 | +218.6% | +103.8% | +121.8% |
| 2020 | -11.5% | +51.8% | -2.3% |
| 2019 | +150.9% | -29.6% | +50.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2014 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Life Waters has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Life Waters with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $115K, with revenue exceeding expenses.
- Debt-to-asset ratio: 25.7%.
Frequently Asked Questions about Life Waters
Is Life Waters a legitimate charity?
Life Waters (EIN: 465104322) is a registered tax-exempt nonprofit based in Missouri. It has 9 years of IRS 990 filings on record. Total revenue: $257K. No red flags identified. Financial health grade: A.
How does Life Waters spend its money?
Life Waters reported $257K in total revenue in IRS 990 filings. 9 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Life Waters tax-deductible?
Life Waters is registered as a tax-exempt nonprofit (EIN: 465104322). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Life Waters located?
Life Waters is headquartered in Saint Louis, Missouri and files with the IRS under EIN 465104322. It is classified under NTEE code W99.
How many years of IRS 990 filings does Life Waters have?
Life Waters has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $257K in total revenue.
Filing History
IRS 990 filing history for Life Waters showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2015–2023), Life Waters's revenue has grown by 660.2%, moving from $43K to $324K. Total assets increased by 1208.4% over the same period, from $35K to $458K. Total functional expenses rose by 1126.6%, from $17K to $209K. In its most recent filing year (2023), Life Waters reported a surplus of $115K, with revenue exceeding expenses. The organization holds $118K in liabilities against $458K in assets (debt-to-asset ratio: 25.7%), resulting in net assets of $340K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $324K | $209K | $458K | $118K | — | — |
| 2022 | $162K | $91K | $390K | $167K | — | View 990 |
| 2021 | $310K | $207K | $287K | $59K | — | View 990 |
| 2020 | $97K | $102K | $130K | $4K | — | — |
| 2019 | $110K | $67K | $133K | $3K | — | View 990 |
| 2018 | $44K | $95K | $88K | $1K | — | View 990 |
| 2017 | $117K | $27K | $139K | $1K | — | View 990 |
| 2016 | $36K | $23K | $52K | $4K | — | View 990 |
| 2015 | $43K | $17K | $35K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $324K, expenses of $209K, and assets of $458K (revenue +99.8% year-over-year).
- 2022: Revenue of $162K, expenses of $91K, and assets of $390K (revenue -47.6% year-over-year).
- 2021: Revenue of $310K, expenses of $207K, and assets of $287K (revenue +218.6% year-over-year).
- 2020: Revenue of $97K, expenses of $102K, and assets of $130K (revenue -11.5% year-over-year).
- 2019: Revenue of $110K, expenses of $67K, and assets of $133K (revenue +150.9% year-over-year).
- 2018: Revenue of $44K, expenses of $95K, and assets of $88K (revenue -62.6% year-over-year).
- 2017: Revenue of $117K, expenses of $27K, and assets of $139K (revenue +228.5% year-over-year).
- 2016: Revenue of $36K, expenses of $23K, and assets of $52K (revenue -16.5% year-over-year).
- 2015: Revenue of $43K, expenses of $17K, and assets of $35K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Life Waters:
Data Sources and Methodology
This transparency report for Life Waters is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.