Littleton Area Chamber Of Commerce
Littleton Area Chamber of Commerce frequently operates at a deficit, maintaining stable but tight finances.
EIN: 20159805 · Littleton, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $129K |
| Total Expenses | $104K |
| Program Spending | 80% |
| Net Assets | $13K |
| Transparency Score | 65/100 |
Is Littleton Area Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Littleton Area Chamber Of Commerce directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Littleton Area Chamber Of Commerce
Littleton Area Chamber Of Commerce (EIN: 20159805) is a nonprofit organization based in Littleton, NH. The organization reported total revenue of $129K and total assets of $97K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Littleton Area Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Littleton Area Chamber Of Commerce is a small nonprofit that has been operating for 38 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $89K |
| Total Expenses | $104K |
| Surplus / Deficit | $-14,508 |
| Total Assets | $113K |
| Total Liabilities | $100K |
| Net Assets | $13K |
| Operating Margin | -16.3% |
| Debt-to-Asset Ratio | 88.3% |
| Months of Reserves | 13.1 months |
Financial Health Grade: C
In 2023, Littleton Area Chamber Of Commerce reported a deficit of $15K with expenses exceeding revenue, holds 13.1 months of operating reserves (strong position), has a debt-to-asset ratio of 88.3% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Littleton Area Chamber Of Commerce's revenue has declined at a compound annual growth rate (CAGR) of -3.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +13.3% | +28.9% | -12.7% |
| 2022 | -9.7% | +53.9% | -0.6% |
| 2021 | +9.8% | -37.4% | -1.5% |
| 2020 | -48.0% | -45.7% | +110.0% |
| 2019 | +29.1% | +20.6% | -3.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 1988 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Littleton Area Chamber Of Commerce with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Littleton Area Chamber Of Commerce allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $15K, with expenses exceeding revenue.
- Debt-to-asset ratio: 88.3%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through other means not classified as officer compensation, which is a positive for minimizing administrative overhead for an organization of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Littleton Area Chamber Of Commerce's IRS 990 filings:
- Recurring operational deficits in recent years (e.g., 202312, 202212, 202012)
- High liabilities relative to total assets, indicating limited financial flexibility.
Strengths
The following positive indicators were identified for Littleton Area Chamber Of Commerce:
- Consistent IRS 990 filing history (13 filings) demonstrates transparency.
- 0% reported officer compensation across all filings, indicating low executive overhead.
- Maintains a positive asset base despite recurring deficits.
Frequently Asked Questions about Littleton Area Chamber Of Commerce
Is Littleton Area Chamber Of Commerce a legitimate charity?
Littleton Area Chamber Of Commerce (EIN: 20159805) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 65/100. It has 13 years of IRS 990 filings on record. Total revenue: $129K. 2 red flags identified. 3 strengths noted. Financial health grade: C.
How does Littleton Area Chamber Of Commerce spend its money?
Littleton Area Chamber Of Commerce directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Littleton Area Chamber Of Commerce tax-deductible?
Littleton Area Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 20159805). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Littleton Area Chamber Of Commerce's spending goes to programs?
Littleton Area Chamber Of Commerce directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Littleton Area Chamber Of Commerce located?
Littleton Area Chamber Of Commerce is headquartered in Littleton, New Hampshire and files with the IRS under EIN 20159805.
How many years of IRS 990 filings does Littleton Area Chamber Of Commerce have?
Littleton Area Chamber Of Commerce has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $129K in total revenue.
Is the Littleton Area Chamber of Commerce financially sustainable given its recurring deficits?
The organization has experienced deficits in multiple recent years (e.g., $14,508 in 202312, $1,711 in 202212, $4,059 in 202012). While it has maintained a positive asset base, these recurring deficits suggest a need for improved revenue generation or expense management to ensure long-term sustainability.
What is the primary source of the organization's revenue?
The provided data does not detail specific revenue sources, only the total revenue. Further examination of the full 990 forms would be necessary to identify the primary sources, such as membership dues, event fees, or grants.
How does the organization manage its liabilities, which are often close to its assets?
In 202312, liabilities were $99,646 against assets of $112,837, indicating a relatively high leverage. This suggests that a significant portion of its assets are offset by debts, which could limit financial flexibility. The organization has consistently carried substantial liabilities relative to its assets over the years.
Filing History
IRS 990 filing history for Littleton Area Chamber Of Commerce showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Littleton Area Chamber Of Commerce's revenue has declined by 34%, moving from $135K to $89K. Total assets decreased by 4.5% over the same period, from $118K to $113K. Total functional expenses fell by 24.7%, from $138K to $104K. In its most recent filing year (2023), Littleton Area Chamber Of Commerce reported a deficit of $15K, with expenses exceeding revenue. The organization holds $100K in liabilities against $113K in assets (debt-to-asset ratio: 88.3%), resulting in net assets of $13K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $89K | $104K | $113K | $100K | — | — |
| 2022 | $79K | $80K | $129K | $102K | — | View 990 |
| 2021 | $87K | $52K | $130K | $101K | — | View 990 |
| 2020 | $79K | $83K | $132K | $138K | — | — |
| 2019 | $153K | $154K | $63K | $64K | — | View 990 |
| 2018 | $118K | $128K | $65K | $66K | — | View 990 |
| 2017 | $159K | $154K | $68K | $59K | — | View 990 |
| 2016 | $168K | $228K | $63K | $59K | — | View 990 |
| 2015 | $171K | $148K | $117K | $53K | — | View 990 |
| 2014 | $149K | $145K | $100K | $59K | — | View 990 |
| 2013 | $150K | $156K | $96K | $60K | — | View 990 |
| 2012 | $163K | $147K | $128K | $65K | — | View 990 |
| 2011 | $135K | $138K | $118K | $66K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $89K, expenses of $104K, and assets of $113K (revenue +13.3% year-over-year).
- 2022: Revenue of $79K, expenses of $80K, and assets of $129K (revenue -9.7% year-over-year).
- 2021: Revenue of $87K, expenses of $52K, and assets of $130K (revenue +9.8% year-over-year).
- 2020: Revenue of $79K, expenses of $83K, and assets of $132K (revenue -48.0% year-over-year).
- 2019: Revenue of $153K, expenses of $154K, and assets of $63K (revenue +29.1% year-over-year).
- 2018: Revenue of $118K, expenses of $128K, and assets of $65K (revenue -25.5% year-over-year).
- 2017: Revenue of $159K, expenses of $154K, and assets of $68K (revenue -5.3% year-over-year).
- 2016: Revenue of $168K, expenses of $228K, and assets of $63K (revenue -1.6% year-over-year).
- 2015: Revenue of $171K, expenses of $148K, and assets of $117K (revenue +14.3% year-over-year).
- 2014: Revenue of $149K, expenses of $145K, and assets of $100K (revenue -0.7% year-over-year).
- 2013: Revenue of $150K, expenses of $156K, and assets of $96K (revenue -7.8% year-over-year).
- 2012: Revenue of $163K, expenses of $147K, and assets of $128K (revenue +20.7% year-over-year).
- 2011: Revenue of $135K, expenses of $138K, and assets of $118K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Littleton Area Chamber Of Commerce:
Data Sources and Methodology
This transparency report for Littleton Area Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.