Living Well Foundation
Living Well Foundation faces severe financial decline with consistent operating deficits and significant asset depletion.
EIN: 205357902 · Imperial, MO · NTEE: E70 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $308K |
| Total Expenses | $715K |
| Program Spending | 70% |
| Net Assets | $2.6M |
| Transparency Score | 35/100 |
Is Living Well Foundation Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Living Well Foundation directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Living Well Foundation
Living Well Foundation (EIN: 205357902) is a nonprofit organization based in Imperial, MO, classified under NTEE code E70. The organization reported total revenue of $308K and total assets of $2.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Living Well Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Living Well Foundation is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -14.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $60K |
| Total Expenses | $715K |
| Surplus / Deficit | $-655,632 |
| Total Assets | $2.7M |
| Total Liabilities | $77K |
| Net Assets | $2.6M |
| Operating Margin | -1098.3% |
| Debt-to-Asset Ratio | 2.9% |
| Months of Reserves | 44.7 months |
Financial Health Grade: B
In 2023, Living Well Foundation reported a deficit of $656K with expenses exceeding revenue, holds 44.7 months of operating reserves (strong position), has a debt-to-asset ratio of 2.9% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Living Well Foundation's revenue has declined at a compound annual growth rate (CAGR) of -14.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -86.0% | -22.4% | -20.6% |
| 2022 | -29.5% | +32.5% | -13.3% |
| 2021 | +6.7% | -15.6% | -2.0% |
| 2020 | -47.2% | -17.0% | -5.6% |
| 2019 | -2.8% | +13.5% | +3.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Living Well Foundation with a Mission Score of 35 out of 100 (Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Living Well Foundation allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $656K, with expenses exceeding revenue.
- Debt-to-asset ratio: 2.9%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership may be unpaid or compensated through non-officer channels, which is a positive indicator for minimizing administrative overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Living Well Foundation's IRS 990 filings:
- Severe and consistent decline in revenue, from over $4M in 2014 to under $60K in 2023.
- Persistent operating deficits, with expenses consistently exceeding revenue (e.g., $715,325 expenses vs. $59,693 revenue in 2023).
- Significant depletion of assets, decreasing from $4,179,621 in 2019 to $2,662,468 in 2023.
- High liabilities relative to current revenue, indicating potential financial strain.
Strengths
The following positive indicators were identified for Living Well Foundation:
- Consistent filing of IRS Form 990s, demonstrating regulatory compliance.
- Reported 0% officer compensation across all filings, indicating low executive overhead.
Frequently Asked Questions about Living Well Foundation
Is Living Well Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Living Well Foundation (EIN: 205357902) significant concerns. Mission Score: 35/100. 4 red flags identified, 2 strengths noted.
How does Living Well Foundation spend its money?
Living Well Foundation directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Living Well Foundation tax-deductible?
Living Well Foundation is registered as a tax-exempt nonprofit (EIN: 205357902). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Living Well Foundation's spending goes to programs?
Living Well Foundation directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Living Well Foundation compare to similar nonprofits?
With a transparency score of 35/100 (Poor), Living Well Foundation is below average for NTEE category E70 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Living Well Foundation located?
Living Well Foundation is headquartered in Imperial, Missouri and files with the IRS under EIN 205357902. It is classified under NTEE code E70.
How many years of IRS 990 filings does Living Well Foundation have?
Living Well Foundation has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $308K in total revenue.
Why has Living Well Foundation's revenue declined so dramatically from $4,042,292 in 2014 to $59,693 in 2023?
The provided data does not specify the reasons for the revenue decline, but it is a critical area for investigation, potentially indicating a loss of major funding sources or a change in operational strategy.
How does Living Well Foundation cover its expenses when revenue is consistently lower, such as $59,693 in revenue against $715,325 in expenses in 2023?
The organization appears to be covering its operational deficits by drawing down its assets, which have decreased from $4,179,621 in 2019 to $2,662,468 in 2023.
What is the long-term sustainability plan for Living Well Foundation given its persistent operating losses and declining assets?
The financial data indicates an unsustainable operational model. Without a significant increase in revenue or reduction in expenses, the organization's ability to continue its mission is severely challenged.
Filing History
IRS 990 filing history for Living Well Foundation showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Living Well Foundation's revenue has declined by 85.1%, moving from $400K to $60K. Total assets decreased by 20.6% over the same period, from $3.4M to $2.7M. Total functional expenses rose by 71.3%, from $418K to $715K. In its most recent filing year (2023), Living Well Foundation reported a deficit of $656K, with expenses exceeding revenue. The organization holds $77K in liabilities against $2.7M in assets (debt-to-asset ratio: 2.9%), resulting in net assets of $2.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $60K | $715K | $2.7M | $77K | — | — |
| 2022 | $427K | $922K | $3.4M | $125K | — | View 990 |
| 2021 | $606K | $696K | $3.9M | $127K | — | View 990 |
| 2020 | $568K | $824K | $3.9M | $123K | — | — |
| 2019 | $1.1M | $993K | $4.2M | $103K | — | View 990 |
| 2018 | $1.1M | $875K | $4.0M | $61K | — | View 990 |
| 2017 | $1.0M | $896K | $3.8M | $62K | — | View 990 |
| 2016 | $937K | $845K | $3.7M | $68K | — | View 990 |
| 2015 | $1.1M | $874K | $3.6M | $74K | — | View 990 |
| 2014 | $4.0M | $823K | $3.3M | $57K | — | View 990 |
| 2013 | $931K | $779K | $3.6M | $3.6M | — | View 990 |
| 2012 | $378K | $418K | $3.4M | $3.5M | — | View 990 |
| 2011 | $400K | $418K | $3.4M | $3.4M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $60K, expenses of $715K, and assets of $2.7M (revenue -86.0% year-over-year).
- 2022: Revenue of $427K, expenses of $922K, and assets of $3.4M (revenue -29.5% year-over-year).
- 2021: Revenue of $606K, expenses of $696K, and assets of $3.9M (revenue +6.7% year-over-year).
- 2020: Revenue of $568K, expenses of $824K, and assets of $3.9M (revenue -47.2% year-over-year).
- 2019: Revenue of $1.1M, expenses of $993K, and assets of $4.2M (revenue -2.8% year-over-year).
- 2018: Revenue of $1.1M, expenses of $875K, and assets of $4.0M (revenue +5.9% year-over-year).
- 2017: Revenue of $1.0M, expenses of $896K, and assets of $3.8M (revenue +11.5% year-over-year).
- 2016: Revenue of $937K, expenses of $845K, and assets of $3.7M (revenue -15.3% year-over-year).
- 2015: Revenue of $1.1M, expenses of $874K, and assets of $3.6M (revenue -72.6% year-over-year).
- 2014: Revenue of $4.0M, expenses of $823K, and assets of $3.3M (revenue +334.1% year-over-year).
- 2013: Revenue of $931K, expenses of $779K, and assets of $3.6M (revenue +146.3% year-over-year).
- 2012: Revenue of $378K, expenses of $418K, and assets of $3.4M (revenue -5.6% year-over-year).
- 2011: Revenue of $400K, expenses of $418K, and assets of $3.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Living Well Foundation:
Data Sources and Methodology
This transparency report for Living Well Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.