Lovering Family Foundation
Lovering Family Foundation shows minimal financial activity and no officer compensation in recent years.
EIN: 205096443 · Nashua, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $2K |
| Program Spending | 80% |
| Net Assets | $24K |
| Transparency Score | 70/100 |
Is Lovering Family Foundation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Lovering Family Foundation directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Lovering Family Foundation
Lovering Family Foundation (EIN: 205096443) is a nonprofit organization based in Nashua, NH. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Lovering Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Lovering Family Foundation is a micro nonprofit, with 7 years of IRS 990 filings on record (2011–2017). Revenue has grown at a compound annual rate of -31.8%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $8K |
| Total Expenses | $2K |
| Surplus / Deficit | +$6K |
| Total Assets | $24K |
| Net Assets | $24K |
| Operating Margin | 76.2% |
| Months of Reserves | 151.5 months |
Financial Health Grade: A
In 2017, Lovering Family Foundation reported a surplus of $6K with revenue exceeding expenses, holds 151.5 months of operating reserves (strong position).
Financial Trends
Over 7 years of filings (2011–2017), Lovering Family Foundation's revenue has declined at a compound annual growth rate (CAGR) of -31.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2017 | -21.6% | -20.9% | +34.1% |
| 2016 | +63.6% | -32.2% | +36.3% |
| 2015 | -36.8% | -28.0% | +25.8% |
| 2014 | +85.7% | +95.7% | +90.1% |
| 2013 | -92.6% | -97.3% | +103.9% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Lovering Family Foundation with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 80%
- fundraising: 0%
According to IRS 990 filings, Lovering Family Foundation allocates its expenses as follows: admin: 20%, programs: 80%, fundraising: 0%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $6K, with revenue exceeding expenses.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries or other compensation are paid to its officers, which is highly efficient for a foundation of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Lovering Family Foundation's IRS 990 filings:
- Latest filing shows $0 revenue and $0 assets, potentially indicating inactivity or cessation of operations.
- NTEE code is unknown, making it difficult to understand the organization's specific mission area.
Strengths
The following positive indicators were identified for Lovering Family Foundation:
- Consistent reporting of 0% officer compensation, indicating high efficiency in executive costs.
- Consistent filing of IRS Form 990s, demonstrating basic compliance and transparency.
- Maintains low liabilities ($0 across all filings), suggesting sound financial management.
Frequently Asked Questions about Lovering Family Foundation
Is Lovering Family Foundation a legitimate charity?
Lovering Family Foundation (EIN: 205096443) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 70/100. It has 7 years of IRS 990 filings on record. 2 red flags identified. 3 strengths noted. Financial health grade: A.
How does Lovering Family Foundation spend its money?
Lovering Family Foundation directs 80% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Lovering Family Foundation tax-deductible?
Lovering Family Foundation is registered as a tax-exempt nonprofit (EIN: 205096443). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Lovering Family Foundation located?
Lovering Family Foundation is headquartered in Nashua, New Hampshire and files with the IRS under EIN 205096443.
How many years of IRS 990 filings does Lovering Family Foundation have?
Lovering Family Foundation has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Is the Lovering Family Foundation currently active?
The latest filing period (201706) shows $0 in both revenue and assets, which could indicate inactivity or a significant change in operations. Further investigation into more recent filings or direct contact with the organization would be needed to confirm its current status.
What are the primary programs or grants of the Lovering Family Foundation?
Based on the provided summary data, specific program details are not available. The NTEE code is unknown, and the financial data is too high-level to discern specific programmatic activities or grant recipients.
How does the foundation manage its expenses given its low revenue?
The foundation consistently maintains low expenses relative to its revenue in most years, for example, $1,904 in expenses against $8,014 in revenue in 2017. The absence of officer compensation significantly contributes to keeping administrative costs low.
Filing History
IRS 990 filing history for Lovering Family Foundation showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2017), Lovering Family Foundation's revenue has declined by 90%, moving from $80K to $8K. Total assets decreased by 3.6% over the same period, from $25K to $24K. Total functional expenses fell by 97.2%, from $67K to $2K. In its most recent filing year (2017), Lovering Family Foundation reported a surplus of $6K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $8K | $2K | $24K | $0 | — | View 990 |
| 2016 | $10K | $2K | $18K | $0 | — | View 990 |
| 2015 | $6K | $4K | $13K | $0 | — | View 990 |
| 2014 | $10K | $5K | $10K | $0 | — | View 990 |
| 2013 | $5K | $3K | $6K | $0 | — | View 990 |
| 2012 | $72K | $94K | $3K | $0 | — | View 990 |
| 2011 | $80K | $67K | $25K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $8K, expenses of $2K, and assets of $24K (revenue -21.6% year-over-year).
- 2016: Revenue of $10K, expenses of $2K, and assets of $18K (revenue +63.6% year-over-year).
- 2015: Revenue of $6K, expenses of $4K, and assets of $13K (revenue -36.8% year-over-year).
- 2014: Revenue of $10K, expenses of $5K, and assets of $10K (revenue +85.7% year-over-year).
- 2013: Revenue of $5K, expenses of $3K, and assets of $6K (revenue -92.6% year-over-year).
- 2012: Revenue of $72K, expenses of $94K, and assets of $3K (revenue -9.7% year-over-year).
- 2011: Revenue of $80K, expenses of $67K, and assets of $25K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Lovering Family Foundation:
Data Sources and Methodology
This transparency report for Lovering Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.