Lubec Memorial Library

Lubec Memorial Library shows strong asset growth and fiscal stability with no officer compensation.

EIN: 10284221 · Lubec, ME · NTEE: B70Z · Updated: 2026-03-28

$206KRevenue
$2.6MAssets
92/100Mission Score (Excellent)
B70Z

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Lubec Memorial Library Financial Summary
MetricValue
Total Revenue$206K
Total Expenses$97K
Program Spending85%
Net Assets$2.5M
Transparency Score92/100

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Lubec Memorial Library Form 990, Revenue, CEO Pay, and IRS Filing Signals

Lubec Memorial Library is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Lubec Memorial Library in one place.

Form 990 Filing Summary

13 filing years are available, with latest revenue of $426K and expenses of $97K.

Revenue and Expenses

Lubec Memorial Library reported $426K in revenue and $97K in expenses, a surplus of $329K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

92/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.

Is Lubec Memorial Library Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
85%Program Expense
$0Grants Paid
13Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Lubec Memorial Library Expense Deployment
Program services$82K (85%)

Across stored filings, Lubec Memorial Library shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Decision LensSignalWhat to Inspect Next
LegitimacyAppears LegitimateGood filing record; no red flags identified
Mission spend85% to programsExcellent
Financial durabilityGrade A13 stored filing years
Peer contextCompare with Maine Composite Materials Applied Technology Development CenterMaine and Education context

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Lubec Memorial Library directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Lubec Memorial Library

Lubec Memorial Library (EIN: 10284221) is a nonprofit organization based in Lubec, ME, classified under NTEE code B70Z. The organization reported total revenue of $206K and total assets of $2.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Lubec Memorial Library's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

29Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Lubec Memorial Library is a small nonprofit that has been operating for 29 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 18.3%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$426K
Total Expenses$97K
Surplus / Deficit+$329K
Total Assets$2.5M
Net Assets$2.5M
Operating Margin77.3%
Months of Reserves307.6 months

Financial Health Grade: A

In 2023, Lubec Memorial Library reported a surplus of $329K with revenue exceeding expenses, holds 307.6 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), Lubec Memorial Library's revenue has grown at a compound annual growth rate (CAGR) of 18.3%.

YearRevenue ChangeExpense ChangeAsset Change
2023+61.6%+10.3%+18.5%
2022+354.5%+64.4%+41.4%
2021-7.5%+13.5%+12.2%
2020-44.8%-22.4%+35.0%
2019+90.6%-22.2%+0.1%

IRS Tax-Exempt Classification

IRS Classification Codes1200
IRS Ruling Date1997

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Lubec Memorial Library demonstrates strong financial health, particularly in recent years, with significant asset growth and fluctuating but generally positive revenue trends. In 2023, the organization reported substantial revenue of $426,102 against expenses of $96,715, indicating a healthy surplus. Its assets have consistently grown, reaching $2,478,778 in 2023, suggesting effective asset management and potentially successful fundraising or investment strategies. The absence of liabilities in most recent filings, including 2023, points to a very stable financial position. The organization's spending efficiency appears robust, with expenses consistently lower than revenue in most periods, especially in 2023. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the overall low expense figures relative to revenue suggest a lean operational structure. The consistent reporting of 0% officer compensation further enhances its image of fiscal prudence and dedication to its mission. Transparency is high given the consistent filing of IRS Form 990s over 13 periods and the clear reporting of key financial metrics. The lack of officer compensation is a notable positive indicator of how resources are allocated. The organization's financial stability, marked by growing assets and minimal liabilities, combined with its consistent reporting, paints a picture of a well-managed and transparent nonprofit.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Lubec Memorial Library with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Lubec Memorial Library allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$426KTotal Revenue
$97KTotal Expenses
$2.5MTotal Assets
$2.5MNet Assets
  • The organization reported a surplus of $329K, with revenue exceeding expenses.

Executive Compensation Analysis

The organization reports 0% officer compensation across all available filings, indicating that no salaries or other compensation are paid to its officers, which is highly unusual and suggests a volunteer-led executive structure.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Lubec Memorial Library:

  • Consistent asset growth, reaching $2,478,778 in 2023.
  • No officer compensation reported across all 13 filings, indicating high efficiency.
  • Strong revenue in recent years, particularly $426,102 in 2023, significantly exceeding expenses.
  • Minimal to no liabilities reported in most periods, indicating strong financial stability.
  • Consistent IRS 990 filing history over 13 periods, demonstrating transparency.

Frequently Asked Questions about Lubec Memorial Library

Is Lubec Memorial Library a legitimate charity?

Lubec Memorial Library (EIN: 10284221) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 92/100. It has 13 years of IRS 990 filings on record. Total revenue: $206K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Lubec Memorial Library spend its money?

Lubec Memorial Library directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Lubec Memorial Library tax-deductible?

Lubec Memorial Library is registered as a tax-exempt nonprofit (EIN: 10284221). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Lubec Memorial Library's spending goes to programs?

Lubec Memorial Library directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Lubec Memorial Library compare to similar nonprofits?

With a transparency score of 92/100 (Excellent), Lubec Memorial Library is above average for NTEE category B70Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Lubec Memorial Library located?

Lubec Memorial Library is headquartered in Lubec, Maine and files with the IRS under EIN 10284221. It is classified under NTEE code B70Z.

How many years of IRS 990 filings does Lubec Memorial Library have?

Lubec Memorial Library has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $206K in total revenue.

Is Lubec Memorial Library a good charity?

Based on the provided financial data, Lubec Memorial Library appears to be a very good charity. It demonstrates strong financial health with growing assets, low expenses relative to revenue, and a consistent record of no officer compensation, suggesting efficient use of funds and a volunteer-driven leadership.

How has the organization's financial health changed over time?

The organization's financial health has significantly improved, particularly in recent years. Assets have grown from $1,186,075 in 2014 to $2,478,778 in 2023. Revenue has also seen substantial increases, with a peak of $426,102 in 2023, far exceeding earlier years' revenues which often hovered around $50,000-$70,000.

What is the organization's approach to executive compensation?

Lubec Memorial Library consistently reports 0% officer compensation across all 13 filings, indicating a commitment to not paying its executive officers. This suggests a volunteer-based leadership model, which is highly efficient in terms of resource allocation.

Filing History

IRS 990 filing history for Lubec Memorial Library showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Lubec Memorial Library's revenue has grown by 649.5%, moving from $57K to $426K. Total assets increased by 151.1% over the same period, from $987K to $2.5M. Total functional expenses rose by 43.8%, from $67K to $97K. In its most recent filing year (2023), Lubec Memorial Library reported a surplus of $329K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $426K $97K $2.5M $0
2022 $264K $88K $2.1M $481 View 990
2021 $58K $53K $1.5M $0 View 990
2020 $63K $47K $1.3M $0 View 990
2019 $114K $61K $977K $0 View 990
2018 $60K $78K $976K $0 View 990
2017 $53K $47K $1.2M $0 View 990
2016 $52K $52K $1.2M $0
2015 $47K $47K $1.2M $0
2014 $75K $68K $1.2M $0
2013 $131K $47K $1.1M $0
2012 $74K $42K $0 $0 View 990
2011 $57K $67K $987K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $426K, expenses of $97K, and assets of $2.5M (revenue +61.6% year-over-year).
  • 2022: Revenue of $264K, expenses of $88K, and assets of $2.1M (revenue +354.5% year-over-year).
  • 2021: Revenue of $58K, expenses of $53K, and assets of $1.5M (revenue -7.5% year-over-year).
  • 2020: Revenue of $63K, expenses of $47K, and assets of $1.3M (revenue -44.8% year-over-year).
  • 2019: Revenue of $114K, expenses of $61K, and assets of $977K (revenue +90.6% year-over-year).
  • 2018: Revenue of $60K, expenses of $78K, and assets of $976K (revenue +13.1% year-over-year).
  • 2017: Revenue of $53K, expenses of $47K, and assets of $1.2M (revenue +0.5% year-over-year).
  • 2016: Revenue of $52K, expenses of $52K, and assets of $1.2M (revenue +11.2% year-over-year).
  • 2015: Revenue of $47K, expenses of $47K, and assets of $1.2M (revenue -37.4% year-over-year).
  • 2014: Revenue of $75K, expenses of $68K, and assets of $1.2M (revenue -42.4% year-over-year).
  • 2013: Revenue of $131K, expenses of $47K, and assets of $1.1M (revenue +76.2% year-over-year).
  • 2012: Revenue of $74K, expenses of $42K, and assets of $0 (revenue +30.6% year-over-year).
  • 2011: Revenue of $57K, expenses of $67K, and assets of $987K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Lubec Memorial Library:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Lubec Memorial Library is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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