Lutheran Housing Incorporated Luther Arms
Lutheran Housing Incorporated Luther Arms: Stable Finances, High Program Spending
EIN: 222218647 · Trenton, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $3.9M |
| Total Expenses | $2.7M |
| Program Spending | 85% |
| Net Assets | $6.5M |
| Transparency Score | 75/100 |
Is Lutheran Housing Incorporated Luther Arms Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Lutheran Housing Incorporated Luther Arms directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Lutheran Housing Incorporated Luther Arms
Lutheran Housing Incorporated Luther Arms (EIN: 222218647) is a nonprofit organization based in Trenton, NJ. The organization reported total revenue of $3.9M and total assets of $9.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Lutheran Housing Incorporated Luther Arms's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Lutheran Housing Incorporated Luther Arms is a mid-size nonprofit that has been operating for 47 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $3.6M |
| Total Expenses | $2.7M |
| Surplus / Deficit | +$911K |
| Total Assets | $9.1M |
| Total Liabilities | $2.6M |
| Net Assets | $6.5M |
| Operating Margin | 25.4% |
| Debt-to-Asset Ratio | 28.2% |
| Months of Reserves | 40.8 months |
Financial Health Grade: A
In 2023, Lutheran Housing Incorporated Luther Arms reported a surplus of $911K with revenue exceeding expenses, holds 40.8 months of operating reserves (strong position), has a debt-to-asset ratio of 28.2% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Lutheran Housing Incorporated Luther Arms's revenue has grown at a compound annual growth rate (CAGR) of 1.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +9.1% | +1.5% | +10.1% |
| 2022 | -1.8% | -0.9% | +9.3% |
| 2021 | +5.0% | +4.0% | +6.2% |
| 2020 | -1.6% | -3.7% | +12.8% |
| 2019 | +3.2% | -3.1% | +8.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1979 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Lutheran Housing Incorporated Luther Arms with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Lutheran Housing Incorporated Luther Arms allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $911K, with revenue exceeding expenses.
- Debt-to-asset ratio: 28.2%.
Executive Compensation Analysis
Executive compensation cannot be assessed as the provided data consistently reports 'c0%' for compensation, suggesting it is not disclosed in these filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Lutheran Housing Incorporated Luther Arms's IRS 990 filings:
- Lack of disclosed executive compensation (c0% reported across all years) is a significant transparency concern.
Strengths
The following positive indicators were identified for Lutheran Housing Incorporated Luther Arms:
- Consistent revenue and asset growth over the past several years, indicating financial stability.
- Low liabilities relative to assets, suggesting a healthy balance sheet.
- Stable expenses relative to revenue, demonstrating efficient operations.
Frequently Asked Questions about Lutheran Housing Incorporated Luther Arms
Is Lutheran Housing Incorporated Luther Arms a legitimate charity?
Lutheran Housing Incorporated Luther Arms (EIN: 222218647) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $3.9M. 1 red flag identified. 3 strengths noted. Financial health grade: A.
How does Lutheran Housing Incorporated Luther Arms spend its money?
Lutheran Housing Incorporated Luther Arms directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Lutheran Housing Incorporated Luther Arms tax-deductible?
Lutheran Housing Incorporated Luther Arms is registered as a tax-exempt nonprofit (EIN: 222218647). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Lutheran Housing Incorporated Luther Arms's spending goes to programs?
Lutheran Housing Incorporated Luther Arms directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Lutheran Housing Incorporated Luther Arms located?
Lutheran Housing Incorporated Luther Arms is headquartered in Trenton, New Jersey and files with the IRS under EIN 222218647.
How many years of IRS 990 filings does Lutheran Housing Incorporated Luther Arms have?
Lutheran Housing Incorporated Luther Arms has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $3.9M in total revenue.
What does Lutheran Housing Incorporated Luther Arms do?
Lutheran Housing Incorporated Luther Arms is a nonprofit organization in the Unknown sector, located in Trenton, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Lutheran Housing Incorporated Luther Arms have?
Lutheran Housing Incorporated Luther Arms reported total revenue of $3,920,532. Based on 13 IRS 990 filings on record.
What are Lutheran Housing Incorporated Luther Arms's total assets?
Lutheran Housing Incorporated Luther Arms holds total assets of $9,943,645 as reported in IRS 990 filings.
Where is Lutheran Housing Incorporated Luther Arms located?
Lutheran Housing Incorporated Luther Arms is based in Trenton, New Jersey.
What is Lutheran Housing Incorporated Luther Arms's EIN?
Lutheran Housing Incorporated Luther Arms's Employer Identification Number (EIN) is 222218647. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Lutheran Housing Incorporated Luther Arms?
Lutheran Housing Incorporated Luther Arms is classified under NTEE code Unknown (Unknown).
Is Lutheran Housing Incorporated Luther Arms a registered 501(c)(3)?
Lutheran Housing Incorporated Luther Arms appears in IRS records (EIN: 222218647). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Lutheran Housing Incorporated Luther Arms file IRS Form 990?
Yes, Lutheran Housing Incorporated Luther Arms has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Lutheran Housing Incorporated Luther Arms's revenue in 2023?
In the 202312 filing period, Lutheran Housing Incorporated Luther Arms reported total revenue of $3,583,587, total expenses of $2,672,208, and net assets of $9,088,802.
Is Lutheran Housing Incorporated Luther Arms's revenue growing or declining?
Lutheran Housing Incorporated Luther Arms's revenue is growing. Revenue went from $3,283,485 (202212) to $3,583,587 (202312), a +9.1% change. Based on 13 filings on record.
What is Lutheran Housing Incorporated Luther Arms's most recent 990 filing?
The most recent IRS Form 990 filing for Lutheran Housing Incorporated Luther Arms covers tax period 202312. It shows revenue of $3,583,587, expenses of $2,672,208, total assets of $9,088,802, and liabilities of $2,562,998.
How much does Lutheran Housing Incorporated Luther Arms spend on programs vs administration?
Based on IRS 990 analysis, Lutheran Housing Incorporated Luther Arms allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Lutheran Housing Incorporated Luther Arms a trustworthy charity?
Based on AI analysis of IRS 990 data, Lutheran Housing Incorporated Luther Arms appears trustworthy. Mission Score: 75/100 (Good). 1 red flag identified. 3 strengths noted.
What are the red flags for Lutheran Housing Incorporated Luther Arms?
The following concerns were identified: Lack of disclosed executive compensation (c0% reported across all years) is a significant transparency concern.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Lutheran Housing Incorporated Luther Arms's strengths?
Positive indicators for Lutheran Housing Incorporated Luther Arms include: Consistent revenue and asset growth over the past several years, indicating financial stability.. Low liabilities relative to assets, suggesting a healthy balance sheet.. Stable expenses relative to revenue, demonstrating efficient operations.. These findings are derived from AI analysis of the organization's financial filings.
How does Lutheran Housing Incorporated Luther Arms compensate executives?
Executive compensation cannot be assessed as the provided data consistently reports 'c0%' for compensation, suggesting it is not disclosed in these filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent 'c0%' for compensation, what is the actual executive compensation structure and how is it funded?
The provided data does not offer insight into the actual executive compensation. Further investigation into other public filings or direct inquiries would be necessary to understand the compensation structure and funding.
Filing History
IRS 990 filing history for Lutheran Housing Incorporated Luther Arms showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Lutheran Housing Incorporated Luther Arms's revenue has grown by 23.9%, moving from $2.9M to $3.6M. Total assets increased by 132.9% over the same period, from $3.9M to $9.1M. Total functional expenses rose by 16.3%, from $2.3M to $2.7M. In its most recent filing year (2023), Lutheran Housing Incorporated Luther Arms reported a surplus of $911K, with revenue exceeding expenses. The organization holds $2.6M in liabilities against $9.1M in assets (debt-to-asset ratio: 28.2%), resulting in net assets of $6.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $3.6M | $2.7M | $9.1M | $2.6M | — | — |
| 2022 | $3.3M | $2.6M | $8.3M | $2.6M | — | — |
| 2021 | $3.3M | $2.7M | $7.6M | $2.6M | — | View 990 |
| 2020 | $3.2M | $2.6M | $7.1M | $2.8M | — | View 990 |
| 2019 | $3.2M | $2.7M | $6.3M | $2.7M | — | View 990 |
| 2018 | $3.1M | $2.7M | $5.8M | $2.7M | — | View 990 |
| 2017 | $3.1M | $3.1M | $5.5M | $2.9M | — | View 990 |
| 2016 | $3.0M | $3.3M | $5.6M | $2.9M | — | View 990 |
| 2015 | $2.9M | $2.7M | $6.5M | $3.5M | — | View 990 |
| 2014 | $3.0M | $2.5M | $6.3M | $3.5M | — | View 990 |
| 2013 | $2.9M | $2.4M | $4.9M | $2.5M | — | View 990 |
| 2012 | $2.9M | $2.2M | $4.4M | $2.5M | — | View 990 |
| 2011 | $2.9M | $2.3M | $3.9M | $2.7M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $3.6M, expenses of $2.7M, and assets of $9.1M (revenue +9.1% year-over-year).
- 2022: Revenue of $3.3M, expenses of $2.6M, and assets of $8.3M (revenue -1.8% year-over-year).
- 2021: Revenue of $3.3M, expenses of $2.7M, and assets of $7.6M (revenue +5.0% year-over-year).
- 2020: Revenue of $3.2M, expenses of $2.6M, and assets of $7.1M (revenue -1.6% year-over-year).
- 2019: Revenue of $3.2M, expenses of $2.7M, and assets of $6.3M (revenue +3.2% year-over-year).
- 2018: Revenue of $3.1M, expenses of $2.7M, and assets of $5.8M (revenue +2.7% year-over-year).
- 2017: Revenue of $3.1M, expenses of $3.1M, and assets of $5.5M (revenue +0.1% year-over-year).
- 2016: Revenue of $3.0M, expenses of $3.3M, and assets of $5.6M (revenue +4.7% year-over-year).
- 2015: Revenue of $2.9M, expenses of $2.7M, and assets of $6.5M (revenue -1.4% year-over-year).
- 2014: Revenue of $3.0M, expenses of $2.5M, and assets of $6.3M (revenue +0.3% year-over-year).
- 2013: Revenue of $2.9M, expenses of $2.4M, and assets of $4.9M (revenue +1.7% year-over-year).
- 2012: Revenue of $2.9M, expenses of $2.2M, and assets of $4.4M (revenue +0.1% year-over-year).
- 2011: Revenue of $2.9M, expenses of $2.3M, and assets of $3.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Lutheran Housing Incorporated Luther Arms:
Data Sources and Methodology
This transparency report for Lutheran Housing Incorporated Luther Arms is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.