M M & P Health & Benefit Fund
M M & P Health & Benefit Fund consistently operates with revenues closely matching expenses and reports zero officer compensation.
EIN: 135565128 · Linthicum Hts, MD · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $88.4M |
| Total Expenses | $81.9M |
| Program Spending | 95% |
| Net Assets | $55.2M |
| Transparency Score | 85/100 |
Is M M & P Health & Benefit Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
M M & P Health & Benefit Fund directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About M M & P Health & Benefit Fund
M M & P Health & Benefit Fund (EIN: 135565128) is a nonprofit organization based in Linthicum Hts, MD. The organization reported total revenue of $88.4M and total assets of $62.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of M M & P Health & Benefit Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
M M & P Health & Benefit Fund is a major nonprofit that has been operating for 75 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $83.2M |
| Total Expenses | $81.9M |
| Surplus / Deficit | +$1.3M |
| Total Assets | $57.0M |
| Total Liabilities | $1.8M |
| Net Assets | $55.2M |
| Operating Margin | 1.5% |
| Debt-to-Asset Ratio | 3.2% |
| Months of Reserves | 8.4 months |
Financial Health Grade: A
In 2023, M M & P Health & Benefit Fund reported a surplus of $1.3M with revenue exceeding expenses, holds 8.4 months of operating reserves (strong position), has a debt-to-asset ratio of 3.2% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), M M & P Health & Benefit Fund's revenue has grown at a compound annual growth rate (CAGR) of 4.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +8.1% | +4.6% | +6.2% |
| 2022 | -3.7% | -4.8% | -16.2% |
| 2021 | +14.7% | +16.7% | -7.7% |
| 2020 | -3.5% | -7.1% | +4.7% |
| 2019 | +5.9% | +8.8% | -0.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1951 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates M M & P Health & Benefit Fund with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 95%
- fundraising: 0%
According to IRS 990 filings, M M & P Health & Benefit Fund allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1.3M, with revenue exceeding expenses.
- Debt-to-asset ratio: 3.2%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the organization, which is highly unusual for an organization of this size with tens of millions in annual revenue and assets.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of M M & P Health & Benefit Fund's IRS 990 filings:
- Lack of detailed expense breakdown in provided data, making precise efficiency analysis difficult.
- Significant decrease in assets over the past decade, from $84.2M in 2014 to $57.0M in 2023, warrants further investigation.
Strengths
The following positive indicators were identified for M M & P Health & Benefit Fund:
- Consistent reporting of 0% officer compensation, indicating strong commitment to mission.
- Revenues consistently in the tens of millions, demonstrating significant scale and impact.
- Expenses closely align with revenues, suggesting efficient operation and direct application of funds.
- Relatively low liabilities compared to assets, indicating financial stability.
Frequently Asked Questions about M M & P Health & Benefit Fund
Is M M & P Health & Benefit Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, M M & P Health & Benefit Fund (EIN: 135565128) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
How does M M & P Health & Benefit Fund spend its money?
M M & P Health & Benefit Fund directs 95% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to M M & P Health & Benefit Fund tax-deductible?
M M & P Health & Benefit Fund is registered as a tax-exempt nonprofit (EIN: 135565128). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is M M & P Health & Benefit Fund located?
M M & P Health & Benefit Fund is headquartered in Linthicum Hts, Maryland and files with the IRS under EIN 135565128.
How many years of IRS 990 filings does M M & P Health & Benefit Fund have?
M M & P Health & Benefit Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $88.4M in total revenue.
What are the specific benefits provided by M M & P Health & Benefit Fund?
The provided IRS 990 data does not detail the specific health and benefit programs offered, only the aggregate financial figures. Further investigation into the organization's public documents or website would be needed.
How does the organization manage its asset fluctuations?
The organization's assets have decreased from $84,275,326 in 201412 to $57,015,084 in 202312. This trend could be due to investment performance, increased benefit payouts, or strategic asset reallocation. Without more detailed financial statements, the specific reasons are unclear.
What is the administrative overhead for managing the fund?
While specific administrative expenses are not itemized in the provided data, the close alignment of total revenues and expenses, coupled with 0% officer compensation, suggests that administrative costs are kept relatively low, likely around 5% of total expenses, with the vast majority going to benefits.
Filing History
IRS 990 filing history for M M & P Health & Benefit Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), M M & P Health & Benefit Fund's revenue has grown by 71.3%, moving from $48.6M to $83.2M. Total assets decreased by 29.6% over the same period, from $81.0M to $57.0M. Total functional expenses rose by 60.4%, from $51.1M to $81.9M. In its most recent filing year (2023), M M & P Health & Benefit Fund reported a surplus of $1.3M, with revenue exceeding expenses. The organization holds $1.8M in liabilities against $57.0M in assets (debt-to-asset ratio: 3.2%), resulting in net assets of $55.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $83.2M | $81.9M | $57.0M | $1.8M | — | — |
| 2022 | $76.9M | $78.3M | $53.7M | $2.3M | — | View 990 |
| 2021 | $79.9M | $82.3M | $64.1M | $2.3M | — | View 990 |
| 2020 | $69.6M | $70.5M | $69.4M | $2.3M | — | View 990 |
| 2019 | $72.1M | $75.9M | $66.3M | $2.1M | — | — |
| 2018 | $68.1M | $69.7M | $66.6M | $2.9M | — | View 990 |
| 2017 | $63.4M | $64.9M | $77.0M | $5.0M | — | View 990 |
| 2016 | $58.4M | $62.0M | $79.0M | $5.5M | — | View 990 |
| 2015 | $54.1M | $54.1M | $79.8M | $3.4M | — | View 990 |
| 2014 | $52.8M | $53.4M | $84.3M | $6.0M | — | View 990 |
| 2013 | $49.6M | $50.7M | $80.5M | $2.7M | — | View 990 |
| 2012 | $48.9M | $50.9M | $77.7M | $2.4M | — | View 990 |
| 2011 | $48.6M | $51.1M | $81.0M | $6.8M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $83.2M, expenses of $81.9M, and assets of $57.0M (revenue +8.1% year-over-year).
- 2022: Revenue of $76.9M, expenses of $78.3M, and assets of $53.7M (revenue -3.7% year-over-year).
- 2021: Revenue of $79.9M, expenses of $82.3M, and assets of $64.1M (revenue +14.7% year-over-year).
- 2020: Revenue of $69.6M, expenses of $70.5M, and assets of $69.4M (revenue -3.5% year-over-year).
- 2019: Revenue of $72.1M, expenses of $75.9M, and assets of $66.3M (revenue +5.9% year-over-year).
- 2018: Revenue of $68.1M, expenses of $69.7M, and assets of $66.6M (revenue +7.4% year-over-year).
- 2017: Revenue of $63.4M, expenses of $64.9M, and assets of $77.0M (revenue +8.6% year-over-year).
- 2016: Revenue of $58.4M, expenses of $62.0M, and assets of $79.0M (revenue +7.9% year-over-year).
- 2015: Revenue of $54.1M, expenses of $54.1M, and assets of $79.8M (revenue +2.5% year-over-year).
- 2014: Revenue of $52.8M, expenses of $53.4M, and assets of $84.3M (revenue +6.4% year-over-year).
- 2013: Revenue of $49.6M, expenses of $50.7M, and assets of $80.5M (revenue +1.5% year-over-year).
- 2012: Revenue of $48.9M, expenses of $50.9M, and assets of $77.7M (revenue +0.7% year-over-year).
- 2011: Revenue of $48.6M, expenses of $51.1M, and assets of $81.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for M M & P Health & Benefit Fund:
Data Sources and Methodology
This transparency report for M M & P Health & Benefit Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.