Mack & Nina Nccum Memorial Scholarship Trust

Mack & Nina Nccum Memorial Scholarship Trust consistently operates with zero officer compensation, maintaining stable assets for scholarship distribution.

EIN: 207102273 · Great Falls, MT · Updated: 2026-03-28

$83KRevenue
$577KAssets
90/100Mission Score (Excellent)
Mack & Nina Nccum Memorial Scholarship Trust Financial Summary
MetricValue
Total Revenue$83K
Total Expenses$31K
Program Spending95%
CEO/Top Officer Pay$577,217
Net Assets$558K
Transparency Score90/100

Is Mack & Nina Nccum Memorial Scholarship Trust Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Mack & Nina Nccum Memorial Scholarship Trust directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Mack & Nina Nccum Memorial Scholarship Trust

Mack & Nina Nccum Memorial Scholarship Trust (EIN: 207102273) is a nonprofit organization based in Great Falls, MT. The organization reported total revenue of $83K and total assets of $577K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mack & Nina Nccum Memorial Scholarship Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

MicroSize Classification
10Years of Filings
MixedRevenue Trajectory

Mack & Nina Nccum Memorial Scholarship Trust is a micro nonprofit, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -0.7%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$32K
Total Expenses$31K
Surplus / Deficit+$647
Total Assets$558K
Total Liabilities$1
Net Assets$558K
Operating Margin2.0%
Debt-to-Asset Ratio0.0%
Months of Reserves216.0 months

Financial Health Grade: A

In 2023, Mack & Nina Nccum Memorial Scholarship Trust reported a surplus of $647 with revenue exceeding expenses, holds 216.0 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Mack & Nina Nccum Memorial Scholarship Trust's revenue has declined at a compound annual growth rate (CAGR) of -0.7%.

YearRevenue ChangeExpense ChangeAsset Change
2023+129.8%-20.7%-0.9%
2022-71.0%-33.8%-3.4%
2021+0.7%+88.4%-2.0%
2020+27.8%-18.3%+2.7%
2019+13.9%-19.0%+2.3%

IRS Tax-Exempt Classification

IRS Classification Codes1000

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Mack & Nina Nccum Memorial Scholarship Trust appears to be a well-managed scholarship fund with a consistent financial history. Over the past decade, its assets have remained relatively stable, fluctuating around the $550,000 to $630,000 range, with current assets at $577,217. The organization consistently reports minimal liabilities ($1 in most recent filings), indicating strong financial solvency and a low-risk profile. Revenue and expenses have also been relatively stable, with expenses often exceeding revenue in several years, which is not uncommon for endowment-based scholarship trusts that distribute funds from their principal or investment returns. The trust demonstrates excellent spending efficiency, as evidenced by the 0% officer compensation reported across all available filings. This suggests that the organization operates with extremely low administrative overhead, likely relying on volunteer efforts or minimal contracted services, allowing a very high percentage of its funds to directly support its programmatic mission of providing scholarships. The lack of detailed expense breakdowns in the provided data makes it difficult to precisely categorize program vs. administrative spending, but the absence of officer compensation is a strong indicator of efficiency. Transparency is good in terms of financial reporting, with a consistent filing history, though the NTEE code being unknown could be a minor point for further clarification.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Mack & Nina Nccum Memorial Scholarship Trust with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 5%
  • programs: 95%
  • fundraising: 0%

According to IRS 990 filings, Mack & Nina Nccum Memorial Scholarship Trust allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$32KTotal Revenue
$31KTotal Expenses
$558KTotal Assets
$1Total Liabilities
$558KNet Assets
  • The organization reported a surplus of $647, with revenue exceeding expenses.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that the organization operates without paid officers, which is highly efficient for an organization of its asset size ($577,217).

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Mack & Nina Nccum Memorial Scholarship Trust's IRS 990 filings:

  • NTEE code is unknown, which can make it harder to benchmark against similar organizations.

Strengths

The following positive indicators were identified for Mack & Nina Nccum Memorial Scholarship Trust:

  • Consistent 0% officer compensation, indicating high efficiency.
  • Stable asset base over a decade, demonstrating financial resilience.
  • Minimal liabilities ($1 reported in most filings), showing strong financial health.
  • Consistent IRS 990 filing history, indicating good transparency.

Frequently Asked Questions about Mack & Nina Nccum Memorial Scholarship Trust

Is Mack & Nina Nccum Memorial Scholarship Trust a legitimate charity?

Mack & Nina Nccum Memorial Scholarship Trust (EIN: 207102273) is a registered tax-exempt nonprofit based in Montana. Our AI analysis gives it a Mission Score of 90/100. It has 10 years of IRS 990 filings on record. Total revenue: $83K. 1 red flag identified. 4 strengths noted. Financial health grade: A.

How does Mack & Nina Nccum Memorial Scholarship Trust spend its money?

Mack & Nina Nccum Memorial Scholarship Trust directs 95% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Mack & Nina Nccum Memorial Scholarship Trust tax-deductible?

Mack & Nina Nccum Memorial Scholarship Trust is registered as a tax-exempt nonprofit (EIN: 207102273). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Mack & Nina Nccum Memorial Scholarship Trust CEO make?

Mack & Nina Nccum Memorial Scholarship Trust's highest-compensated officer earns $577,217 annually. The organization reported $83K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

Where is Mack & Nina Nccum Memorial Scholarship Trust located?

Mack & Nina Nccum Memorial Scholarship Trust is headquartered in Great Falls, Montana and files with the IRS under EIN 207102273.

How many years of IRS 990 filings does Mack & Nina Nccum Memorial Scholarship Trust have?

Mack & Nina Nccum Memorial Scholarship Trust has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $83K in total revenue.

What is the specific NTEE code for this organization?

The NTEE code for Mack & Nina Nccum Memorial Scholarship Trust is currently unknown based on the provided data, which could be clarified for better categorization.

How does the organization manage to operate with 0% officer compensation?

The consistent reporting of 0% officer compensation suggests the trust is likely managed by volunteers or through pro-bono services, significantly reducing administrative costs.

What is the primary source of the organization's revenue?

While not explicitly detailed, for a scholarship trust, revenue typically comes from investment income on its endowment and potentially new donations. The latest revenue was $83,222.

Are the scholarship recipients publicly disclosed?

The provided IRS 990 data does not include information on the disclosure of scholarship recipients. This information would typically be found in the organization's program descriptions or annual reports, if available.

Filing History

IRS 990 filing history for Mack & Nina Nccum Memorial Scholarship Trust showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Mack & Nina Nccum Memorial Scholarship Trust's revenue has declined by 7.7%, moving from $34K to $32K. Total assets decreased by 12.1% over the same period, from $634K to $558K. Total functional expenses fell by 33.1%, from $46K to $31K. In its most recent filing year (2023), Mack & Nina Nccum Memorial Scholarship Trust reported a surplus of $647, with revenue exceeding expenses. The organization holds $1 in liabilities against $558K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $558K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $32K $31K $558K $1 View 990
2022 $14K $39K $563K $1 View 990
2021 $47K $59K $583K $1
2020 $47K $31K $595K $1
2019 $37K $38K $579K $1
2015 $32K $47K $566K $1 View 990
2014 $38K $52K $583K $1 View 990
2013 $39K $39K $614K $1 View 990
2012 $30K $44K $622K $1 View 990
2011 $34K $46K $634K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $32K, expenses of $31K, and assets of $558K (revenue +129.8% year-over-year).
  • 2022: Revenue of $14K, expenses of $39K, and assets of $563K (revenue -71.0% year-over-year).
  • 2021: Revenue of $47K, expenses of $59K, and assets of $583K (revenue +0.7% year-over-year).
  • 2020: Revenue of $47K, expenses of $31K, and assets of $595K (revenue +27.8% year-over-year).
  • 2019: Revenue of $37K, expenses of $38K, and assets of $579K (revenue +13.9% year-over-year).
  • 2015: Revenue of $32K, expenses of $47K, and assets of $566K (revenue -15.0% year-over-year).
  • 2014: Revenue of $38K, expenses of $52K, and assets of $583K (revenue -2.4% year-over-year).
  • 2013: Revenue of $39K, expenses of $39K, and assets of $614K (revenue +28.5% year-over-year).
  • 2012: Revenue of $30K, expenses of $44K, and assets of $622K (revenue -11.5% year-over-year).
  • 2011: Revenue of $34K, expenses of $46K, and assets of $634K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Mack & Nina Nccum Memorial Scholarship Trust:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Mack & Nina Nccum Memorial Scholarship Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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