Main Jr Black Bears

Main Jr Black Bears consistently grows assets with zero officer compensation and no liabilities.

EIN: 10494454 · Bangor, ME · NTEE: N68Z · Updated: 2026-03-28

$306KRevenue
$266KGross Revenue
$254KAssets
95/100Mission Score (Excellent)
N68Z
Main Jr Black Bears Financial Summary
MetricValue
Total Revenue$306K
Total Expenses$236K
Program Spending90%
Net Assets$220K
Transparency Score95/100

Is Main Jr Black Bears Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Main Jr Black Bears directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Main Jr Black Bears

Main Jr Black Bears (EIN: 10494454) is a nonprofit organization based in Bangor, ME, classified under NTEE code N68Z. The organization reported total revenue of $306K and total assets of $254K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Main Jr Black Bears's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

31Years Operating
SmallSize Classification
14Years of Filings
MixedRevenue Trajectory

Main Jr Black Bears is a small nonprofit that has been operating for 31 years, with 14 years of IRS 990 filings on record (2011–2024). Revenue has grown at a compound annual rate of 0.4%.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

Total Revenue$247K
Total Expenses$236K
Surplus / Deficit+$11K
Total Assets$220K
Net Assets$220K
Operating Margin4.5%
Months of Reserves11.2 months

Financial Health Grade: A

In 2024, Main Jr Black Bears reported a surplus of $11K with revenue exceeding expenses, holds 11.2 months of operating reserves (strong position).

Financial Trends

Over 14 years of filings (2011–2024), Main Jr Black Bears's revenue has grown at a compound annual growth rate (CAGR) of 0.4%.

YearRevenue ChangeExpense ChangeAsset Change
2024+16.1%+19.9%+5.3%
2023-25.6%+17.1%+8.4%
2022+79.2%+57.2%+156.7%
2021-8.6%-32.0%+233.2%
2020-9.0%-25.2%+324.6%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date1995

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Main Jr Black Bears demonstrates consistent financial stability and strong program focus. Over the past five years, the organization has shown a healthy trend of revenue exceeding expenses, leading to a steady increase in net assets, from $22,504 in 2020 to $219,563 in 2024. This growth indicates effective financial management and an ability to build reserves. The organization's commitment to its mission is further highlighted by its consistent reporting of 0% officer compensation across all available filings, suggesting that resources are primarily directed towards programmatic activities rather than executive salaries. The absence of liabilities in all reported periods also points to a very healthy balance sheet and responsible financial practices. Spending efficiency appears high, given the consistent positive net income and asset growth. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the overall financial health suggests that the majority of expenses are likely directed towards their mission. The organization's consistent filing of IRS Form 990s over 14 periods indicates a commitment to transparency, allowing public scrutiny of its financial operations. The lack of officer compensation is a significant positive indicator of donor trust and efficient resource allocation. Overall, Main Jr Black Bears appears to be a financially sound and well-managed nonprofit. Its ability to grow assets, maintain zero liabilities, and operate without executive compensation suggests a highly efficient and mission-driven approach. Donors can be reasonably confident that their contributions are being used effectively to support the organization's programs.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Main Jr Black Bears with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 7%
  • programs: 90%
  • fundraising: 3%

According to IRS 990 filings, Main Jr Black Bears allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

$247KTotal Revenue
$236KTotal Expenses
$220KTotal Assets
$220KNet Assets
  • The organization reported a surplus of $11K, with revenue exceeding expenses.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers receive salaries from the organization. This is a highly positive sign, suggesting that all leadership roles are likely volunteer-based, allowing more funds to be directed towards the organization's mission.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Main Jr Black Bears:

  • Consistent asset growth, increasing from $22,504 in 2020 to $219,563 in 2024.
  • Zero reported liabilities across all filing periods, indicating strong financial stability.
  • 0% officer compensation, ensuring funds are directed to programs.
  • Consistent positive net income in recent years (e.g., $11,021 in 2024, $15,963 in 2023).
  • Long history of IRS 990 filings (14 filings), demonstrating transparency.

Frequently Asked Questions about Main Jr Black Bears

Is Main Jr Black Bears a legitimate charity?

Main Jr Black Bears (EIN: 10494454) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 95/100. It has 14 years of IRS 990 filings on record. Total revenue: $306K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Main Jr Black Bears spend its money?

Main Jr Black Bears directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.

Are donations to Main Jr Black Bears tax-deductible?

Main Jr Black Bears is registered as a tax-exempt nonprofit (EIN: 10494454). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Main Jr Black Bears's spending goes to programs?

Main Jr Black Bears directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Main Jr Black Bears compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), Main Jr Black Bears is above average for NTEE category N68Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Main Jr Black Bears located?

Main Jr Black Bears is headquartered in Bangor, Maine and files with the IRS under EIN 10494454. It is classified under NTEE code N68Z.

How many years of IRS 990 filings does Main Jr Black Bears have?

Main Jr Black Bears has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $306K in total revenue.

Is Main Jr Black Bears a good charity?

Based on the provided financial data, Main Jr Black Bears appears to be a very good charity. It consistently operates with a surplus, has grown its assets significantly (from $22,504 in 2020 to $219,563 in 2024), maintains zero liabilities, and reports 0% officer compensation, indicating strong financial health and a high dedication to its mission.

How has the organization's financial health changed over time?

Main Jr Black Bears has shown significant financial improvement and growth. While there were periods of expenses exceeding revenue in 2017-2019, the organization has consistently generated surpluses since 2020, leading to a substantial increase in assets from $22,504 in 2020 to $219,563 in 2024. This demonstrates a positive trend in financial management.

What is the organization's approach to executive compensation?

The organization reports 0% officer compensation in all available filings, meaning no salaries are paid to its officers. This is an exceptional practice that maximizes the allocation of funds directly to programs and operations.

Filing History

IRS 990 filing history for Main Jr Black Bears showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2011–2024), Main Jr Black Bears's revenue has grown by 5.6%, moving from $233K to $247K. Total assets increased by 432.6% over the same period, from $41K to $220K. Total functional expenses rose by 2.7%, from $229K to $236K. In its most recent filing year (2024), Main Jr Black Bears reported a surplus of $11K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2024 $247K $236K $220K $0
2023 $212K $196K $209K $0
2022 $285K $168K $192K $0 View 990
2021 $159K $107K $75K $0
2020 $174K $157K $23K $0 View 990
2019 $192K $210K $5K $0 View 990
2018 $233K $293K $24K $0 View 990
2017 $287K $307K $93K $0 View 990
2016 $275K $219K $113K $0 View 990
2015 $277K $270K $57K $0 View 990
2014 $226K $179K $51K $0 View 990
2013 $93K $97K $4K $0 View 990
2012 $258K $216K $69K $0 View 990
2011 $233K $229K $41K $14K View 990

Year-by-Year Financial Summary

  • 2024: Revenue of $247K, expenses of $236K, and assets of $220K (revenue +16.1% year-over-year).
  • 2023: Revenue of $212K, expenses of $196K, and assets of $209K (revenue -25.6% year-over-year).
  • 2022: Revenue of $285K, expenses of $168K, and assets of $192K (revenue +79.2% year-over-year).
  • 2021: Revenue of $159K, expenses of $107K, and assets of $75K (revenue -8.6% year-over-year).
  • 2020: Revenue of $174K, expenses of $157K, and assets of $23K (revenue -9.0% year-over-year).
  • 2019: Revenue of $192K, expenses of $210K, and assets of $5K (revenue -17.7% year-over-year).
  • 2018: Revenue of $233K, expenses of $293K, and assets of $24K (revenue -19.0% year-over-year).
  • 2017: Revenue of $287K, expenses of $307K, and assets of $93K (revenue +4.6% year-over-year).
  • 2016: Revenue of $275K, expenses of $219K, and assets of $113K (revenue -0.7% year-over-year).
  • 2015: Revenue of $277K, expenses of $270K, and assets of $57K (revenue +22.4% year-over-year).
  • 2014: Revenue of $226K, expenses of $179K, and assets of $51K (revenue +142.1% year-over-year).
  • 2013: Revenue of $93K, expenses of $97K, and assets of $4K (revenue -63.8% year-over-year).
  • 2012: Revenue of $258K, expenses of $216K, and assets of $69K (revenue +10.4% year-over-year).
  • 2011: Revenue of $233K, expenses of $229K, and assets of $41K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Main Jr Black Bears:

2024 Filing 2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Main Jr Black Bears is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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