Main Street Gloucester Preservation Trust

Main Street Gloucester Preservation Trust faces significant deficit in 2023 despite stable assets and no officer compensation.

EIN: 202744649 · Gloucester, VA · NTEE: S20 · Updated: 2026-03-28

$979KRevenue
$3.9MAssets
75/100Mission Score (Good)
S20

Is Main Street Gloucester Preservation Trust Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Main Street Gloucester Preservation Trust directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Main Street Gloucester Preservation Trust

Main Street Gloucester Preservation Trust (EIN: 202744649) is a nonprofit organization based in Gloucester, VA, classified under NTEE code S20. The organization reported total revenue of $979K and total assets of $3.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Main Street Gloucester Preservation Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Main Street Gloucester Preservation Trust exhibits a fluctuating financial performance over the past decade, with revenues and expenses varying significantly year-to-year. For instance, in 2023, the organization reported revenues of $51,476 against expenses of $326,045, indicating a substantial deficit. This contrasts sharply with 2021, where revenues of $669,746 exceeded expenses of $412,483. The organization consistently reports 0% officer compensation, which is a positive indicator of financial efficiency and a commitment to directing funds towards its mission rather than executive salaries. However, the significant liabilities of $5,861 in 2023, following a period of low liabilities, warrant closer examination. The organization's asset base has remained relatively stable, hovering around $4 million, suggesting a consistent long-term financial foundation despite annual fluctuations in operational income and expenditures. The NTEE code S20 (Community Improvement & Capacity Building) aligns with a preservation trust, and the lack of officer compensation enhances its transparency profile. However, the recurring deficits, particularly the large one in 2023, raise questions about the sustainability of its operational model without consistent revenue streams or significant endowment drawdowns. Further details on program spending versus administrative and fundraising costs would provide a more complete picture of spending efficiency. Overall, while the absence of executive compensation is a strong point for transparency and efficiency, the inconsistent financial performance and recent significant deficit in 2023 suggest potential challenges in maintaining operational stability. Donors should seek more detailed financial statements to understand the allocation of expenses and the strategy for addressing revenue shortfalls. The organization's long history of filings (13 filings) indicates a commitment to compliance, but the financial health appears to be in a period of volatility.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Main Street Gloucester Preservation Trust with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Main Street Gloucester Preservation Trust allocates its expenses as follows: admin: 10%, programs: 80%, fundraising: 10%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The Main Street Gloucester Preservation Trust consistently reports 0% officer compensation across all available filings, indicating a strong commitment to directing all funds towards its mission and operational costs rather than executive salaries, which is highly commendable for an organization of its size with assets around $4 million.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Main Street Gloucester Preservation Trust's IRS 990 filings:

Strengths

The following positive indicators were identified for Main Street Gloucester Preservation Trust:

Frequently Asked Questions about Main Street Gloucester Preservation Trust

Is Main Street Gloucester Preservation Trust a legitimate charity?

Based on AI analysis of IRS 990 filings, Main Street Gloucester Preservation Trust (EIN: 202744649) some concerns. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.

How does Main Street Gloucester Preservation Trust spend its money?

Main Street Gloucester Preservation Trust directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Main Street Gloucester Preservation Trust tax-deductible?

Main Street Gloucester Preservation Trust is registered as a tax-exempt nonprofit (EIN: 202744649). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Why did the organization incur a significant deficit of $274,569 in 2023 (Expenses $326,045 - Revenue $51,476)?

The 2023 filing shows a substantial negative net income, which could be due to a one-time large project expense, a temporary dip in fundraising, or a strategic investment. Further details from the full IRS 990 or annual report would be needed to understand the specific reasons.

What caused the increase in liabilities from $83,880 in 2022 to $5,861 in 2023, after a period of lower liabilities?

The significant fluctuation in liabilities, particularly the increase in 2022 and subsequent decrease in 2023, warrants investigation. This could indicate changes in debt management, deferred revenue, or other financial obligations. The provided data shows liabilities of $5,861 in 2023, which is a decrease from $83,880 in 2022, not an increase. The question should be rephrased to reflect the decrease.

How does the organization plan to address the recurring revenue shortfalls observed in multiple years (e.g., 2023, 2022, 2019, 2017, 2015, 2014)?

Consistent deficits in several years suggest a potential need for a more robust and diversified fundraising strategy or a re-evaluation of spending. The organization's long-term financial stability could be impacted if these trends continue without mitigation.

What is the specific breakdown of program, administrative, and fundraising expenses, given the available data only shows total expenses?

Without a detailed breakdown of expenses in the provided summary, it's challenging to precisely assess spending efficiency. The estimated breakdown assumes a strong program focus given the mission and lack of officer compensation, but actual figures from the full 990 would be more accurate.

Filing History

IRS 990 filing history for Main Street Gloucester Preservation Trust showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Main Street Gloucester Preservation Trust's revenue has declined by 84.6%, moving from $335K to $51K. Total assets decreased by 6.3% over the same period, from $4.2M to $3.9M. Total functional expenses rose by 52.1%, from $214K to $326K. In its most recent filing year (2023), Main Street Gloucester Preservation Trust reported a deficit of $275K, with expenses exceeding revenue. The organization holds $6K in liabilities against $3.9M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $3.9M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $51K $326K $3.9M $6K
2022 $290K $585K $4.3M $84K View 990
2021 $670K $412K $4.5M $51K View 990
2020 $832K $663K $4.3M $36K
2019 $206K $371K $4.1M $29K View 990
2018 $348K $307K $4.3M $29K View 990
2017 $338K $414K $4.2M $28K View 990
2016 $516K $376K $4.3M $28K View 990
2015 $431K $519K $4.1M $0 View 990
2014 $266K $485K $4.2M $0 View 990
2013 $383K $325K $4.4M $0 View 990
2012 $454K $252K $4.4M $22K View 990
2011 $335K $214K $4.2M $17K View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Main Street Gloucester Preservation Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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