Margaret M Day And Paul A Daymemorial Fund

Margaret M Day And Paul A Daymemorial Fund consistently spends more than its annual revenue, drawing from a stable multi-million dollar asset base with no reported officer compensation.

EIN: 207053268 · Wilmington, DE · NTEE: T20 · Updated: 2026-03-28

$886KRevenue
$6.1MAssets
85/100Mission Score (Excellent)
T20
Margaret M Day And Paul A Daymemorial Fund Financial Summary
MetricValue
Total Revenue$886K
Total Expenses$508K
Program Spending90%
CEO/Top Officer Pay$6
Net Assets$6.1M
Transparency Score85/100

Is Margaret M Day And Paul A Daymemorial Fund Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Margaret M Day And Paul A Daymemorial Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Margaret M Day And Paul A Daymemorial Fund

Margaret M Day And Paul A Daymemorial Fund (EIN: 207053268) is a nonprofit organization based in Wilmington, DE, classified under NTEE code T20. The organization reported total revenue of $886K and total assets of $6.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Margaret M Day And Paul A Daymemorial Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
SmallSize Classification
10Years of Filings
MixedRevenue Trajectory

Margaret M Day And Paul A Daymemorial Fund is a small nonprofit that has been operating for 19 years, with 10 years of IRS 990 filings on record (2011–2023).

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$473K
Total Expenses$508K
Surplus / Deficit$-35,338
Total Assets$6.1M
Total Liabilities$1
Net Assets$6.1M
Operating Margin-7.5%
Debt-to-Asset Ratio0.0%
Months of Reserves143.9 months

Financial Health Grade: B

In 2023, Margaret M Day And Paul A Daymemorial Fund reported a deficit of $35K with expenses exceeding revenue, holds 143.9 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

YearRevenue ChangeExpense ChangeAsset Change
2023+49.1%-7.3%-0.5%
2022-32.7%+13.4%-3.7%
2021+24.5%+1.2%-0.1%
2020-47.5%+0.1%-1.5%
2019+138.3%-17.8%+1.0%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Margaret M Day And Paul A Daymemorial Fund appears to be a well-established organization with substantial assets, currently valued at $6,108,862. Over the past several years, the fund has consistently incurred expenses that often exceed its revenue, as seen in 2023 where expenses were $508,214 against revenue of $472,876, and in 2022 with expenses of $548,075 against revenue of $317,196. This trend suggests that the organization is primarily operating as a grant-making or endowment fund, distributing more than its annual income, likely drawing from its significant asset base. The consistent 'Liabilities=$1' across multiple recent filings is unusual and may indicate a simplified reporting approach for minor outstanding balances, or it could be a placeholder, but it doesn't suggest significant financial obligations. Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the absence of officer compensation (0% reported) is a positive indicator of efficient use of funds, as it suggests that the organization's leadership is either volunteer-based or compensated through other means not classified as officer compensation, which is rare for organizations of this asset size. The consistent asset base, despite periods of negative net income, points to a stable financial foundation. Transparency regarding specific program activities and detailed expense categories would enhance the overall assessment. While the 990 filings are publicly available, the summarized data doesn't allow for a deep dive into the allocation of expenses. The consistent filing history demonstrates compliance with IRS reporting requirements, contributing to a basic level of transparency. The NTEE code T20 (Foundations, Grantmaking & Giving) aligns with the observed financial pattern of distributing funds.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Margaret M Day And Paul A Daymemorial Fund with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, Margaret M Day And Paul A Daymemorial Fund allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$473KTotal Revenue
$508KTotal Expenses
$6.1MTotal Assets
$1Total Liabilities
$6.1MNet Assets
  • The organization reported a deficit of $35K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through mechanisms not categorized as officer compensation, which is highly unusual for an organization managing over $6 million in assets and suggests a very lean operational structure.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Margaret M Day And Paul A Daymemorial Fund's IRS 990 filings:

  • Consistent expenses exceeding revenue, potentially drawing down assets over the long term (though assets have remained stable)
  • Lack of detailed expense breakdown in summary data makes full efficiency assessment difficult

Strengths

The following positive indicators were identified for Margaret M Day And Paul A Daymemorial Fund:

  • Substantial and stable asset base ($6,108,862 latest)
  • No reported officer compensation, indicating very low executive overhead
  • Consistent IRS 990 filing history demonstrates compliance
  • Likely strong program focus given the nature of a grant-making fund and 0% officer compensation

Frequently Asked Questions about Margaret M Day And Paul A Daymemorial Fund

Is Margaret M Day And Paul A Daymemorial Fund a legitimate charity?

Margaret M Day And Paul A Daymemorial Fund (EIN: 207053268) is a registered tax-exempt nonprofit based in Delaware. Our AI analysis gives it a Mission Score of 85/100. It has 10 years of IRS 990 filings on record. Total revenue: $886K. 2 red flags identified. 4 strengths noted. Financial health grade: B.

How does Margaret M Day And Paul A Daymemorial Fund spend its money?

Margaret M Day And Paul A Daymemorial Fund directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Margaret M Day And Paul A Daymemorial Fund tax-deductible?

Margaret M Day And Paul A Daymemorial Fund is registered as a tax-exempt nonprofit (EIN: 207053268). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Margaret M Day And Paul A Daymemorial Fund CEO make?

Margaret M Day And Paul A Daymemorial Fund's highest-compensated officer earns $6 annually. The organization reported $886K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

How does Margaret M Day And Paul A Daymemorial Fund compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Margaret M Day And Paul A Daymemorial Fund is above average for NTEE category T20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Margaret M Day And Paul A Daymemorial Fund located?

Margaret M Day And Paul A Daymemorial Fund is headquartered in Wilmington, Delaware and files with the IRS under EIN 207053268. It is classified under NTEE code T20.

How many years of IRS 990 filings does Margaret M Day And Paul A Daymemorial Fund have?

Margaret M Day And Paul A Daymemorial Fund has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $886K in total revenue.

How does the organization sustain its operations given that expenses frequently exceed revenue?

The organization appears to sustain its operations by drawing from its substantial asset base, which has consistently been over $6 million. This is typical for endowment or grant-making foundations that distribute funds from their principal.

What specific programs or grants does the fund support?

The provided data does not detail specific programs or grants. Further investigation into the full IRS 990 forms would be necessary to identify the beneficiaries and types of support provided by this NTEE T20 (Foundations, Grantmaking & Giving) organization.

Why is officer compensation consistently reported as 0%?

A consistent 0% officer compensation suggests that the organization's leadership may be entirely volunteer, or that any compensation is structured in a way that it is not reported as 'officer compensation' on the 990, which is a strong indicator of low administrative overhead related to executive salaries.

What is the nature of the 'Liabilities=$1' reported in recent years?

The consistent reporting of 'Liabilities=$1' is unusual and could indicate a nominal placeholder for minor outstanding balances, or a simplified reporting practice. It does not suggest significant financial debt or obligations for the organization.

Filing History

IRS 990 filing history for Margaret M Day And Paul A Daymemorial Fund showing financial trends over 10 years of public records:

Total assets increased by 8.8% over the same period, from $5.6M to $6.1M. Total functional expenses fell by 6.1%, from $541K to $508K. In its most recent filing year (2023), Margaret M Day And Paul A Daymemorial Fund reported a deficit of $35K, with expenses exceeding revenue. The organization holds $1 in liabilities against $6.1M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $6.1M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $473K $508K $6.1M $1
2022 $317K $548K $6.1M $1 View 990
2021 $471K $484K $6.4M $1
2020 $378K $478K $6.4M $1 View 990
2019 $720K $477K $6.5M $0 View 990
2015 $302K $581K $6.4M $0 View 990
2014 $2.1M $561K $6.7M $0 View 990
2013 $453K $544K $5.1M $0 View 990
2012 $147K $535K $5.2M $0 View 990
2011 $-88,789 $541K $5.6M $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $473K, expenses of $508K, and assets of $6.1M (revenue +49.1% year-over-year).
  • 2022: Revenue of $317K, expenses of $548K, and assets of $6.1M (revenue -32.7% year-over-year).
  • 2021: Revenue of $471K, expenses of $484K, and assets of $6.4M (revenue +24.5% year-over-year).
  • 2020: Revenue of $378K, expenses of $478K, and assets of $6.4M (revenue -47.5% year-over-year).
  • 2019: Revenue of $720K, expenses of $477K, and assets of $6.5M (revenue +138.3% year-over-year).
  • 2015: Revenue of $302K, expenses of $581K, and assets of $6.4M (revenue -85.8% year-over-year).
  • 2014: Revenue of $2.1M, expenses of $561K, and assets of $6.7M (revenue +368.5% year-over-year).
  • 2013: Revenue of $453K, expenses of $544K, and assets of $5.1M (revenue +207.2% year-over-year).
  • 2012: Revenue of $147K, expenses of $535K, and assets of $5.2M.
  • 2011: Revenue of $-88,789, expenses of $541K, and assets of $5.6M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Margaret M Day And Paul A Daymemorial Fund:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Margaret M Day And Paul A Daymemorial Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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