Mary Margaret Stucky Test Tr
Mary Margaret Stucky Test Tr consistently spends more than it earns, drawing down its asset base.
EIN: 206300140 · Fort Wayne, IN · NTEE: T20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.2M |
| Total Expenses | $254K |
| Program Spending | 80% |
| Net Assets | $3.5M |
| Transparency Score | 65/100 |
Is Mary Margaret Stucky Test Tr Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Mary Margaret Stucky Test Tr directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mary Margaret Stucky Test Tr
Mary Margaret Stucky Test Tr (EIN: 206300140) is a nonprofit organization based in Fort Wayne, IN, classified under NTEE code T20. The organization reported total revenue of $1.2M and total assets of $3.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mary Margaret Stucky Test Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mary Margaret Stucky Test Tr is a mid-size nonprofit that has been operating for 21 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $164K |
| Total Expenses | $254K |
| Surplus / Deficit | $-90,117 |
| Total Assets | $3.5M |
| Total Liabilities | $1 |
| Net Assets | $3.5M |
| Operating Margin | -55.1% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 166.7 months |
Financial Health Grade: B
In 2023, Mary Margaret Stucky Test Tr reported a deficit of $90K with expenses exceeding revenue, holds 166.7 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Mary Margaret Stucky Test Tr's revenue has declined at a compound annual growth rate (CAGR) of -3.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +37.2% | -9.7% | -3.3% |
| 2022 | -67.6% | +4.9% | -4.4% |
| 2021 | +130.9% | +3.5% | +2.8% |
| 2020 | -54.1% | -4.9% | -2.6% |
| 2019 | +51.4% | +2.3% | -0.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mary Margaret Stucky Test Tr with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Mary Margaret Stucky Test Tr allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $90K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees receive compensation from the organization, which is a strong positive for minimizing administrative costs.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Mary Margaret Stucky Test Tr's IRS 990 filings:
- Consistent deficit spending (expenses exceeding revenue) in most recent years, e.g., 2023 revenue $163,679 vs. expenses $253,796.
- Declining asset base over time, from $3,821,034 in 2015 to $3,524,655 in 2023, indicating reliance on reserves.
- Lack of detailed expense breakdown in provided data makes it difficult to assess program efficiency.
Strengths
The following positive indicators were identified for Mary Margaret Stucky Test Tr:
- Zero officer compensation reported across all filings, indicating low executive overhead.
- Minimal liabilities reported ($0 or $1), suggesting sound debt management.
- Consistent filing history (10 filings) indicates compliance and transparency in reporting.
Frequently Asked Questions about Mary Margaret Stucky Test Tr
Is Mary Margaret Stucky Test Tr a legitimate charity?
Mary Margaret Stucky Test Tr (EIN: 206300140) is a registered tax-exempt nonprofit based in Indiana. Our AI analysis gives it a Mission Score of 65/100. It has 10 years of IRS 990 filings on record. Total revenue: $1.2M. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does Mary Margaret Stucky Test Tr spend its money?
Mary Margaret Stucky Test Tr directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Mary Margaret Stucky Test Tr tax-deductible?
Mary Margaret Stucky Test Tr is registered as a tax-exempt nonprofit (EIN: 206300140). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Mary Margaret Stucky Test Tr's spending goes to programs?
Mary Margaret Stucky Test Tr directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Mary Margaret Stucky Test Tr compare to similar nonprofits?
With a transparency score of 65/100 (Good), Mary Margaret Stucky Test Tr is above average for NTEE category T20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Mary Margaret Stucky Test Tr located?
Mary Margaret Stucky Test Tr is headquartered in Fort Wayne, Indiana and files with the IRS under EIN 206300140. It is classified under NTEE code T20.
How many years of IRS 990 filings does Mary Margaret Stucky Test Tr have?
Mary Margaret Stucky Test Tr has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.2M in total revenue.
How does Mary Margaret Stucky Test Tr sustain operations with consistent deficit spending?
The organization appears to be covering its operational deficits by drawing down its accumulated assets, which have decreased from $3,821,034 in 2015 to $3,524,655 in 2023.
What are the specific categories of expenses for Mary Margaret Stucky Test Tr?
The provided data only shows total expenses. A detailed breakdown of program, administrative, and fundraising expenses is not available in the provided IRS 990 summary.
Is the declining asset base a concern for the long-term viability of the organization?
Yes, a consistent decline in assets due to deficit spending, as observed from $3.8M in 2015 to $3.5M in 2023, could pose a risk to the organization's long-term financial stability if not addressed.
Filing History
IRS 990 filing history for Mary Margaret Stucky Test Tr showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Mary Margaret Stucky Test Tr's revenue has declined by 37.9%, moving from $263K to $164K. Total assets decreased by 3.4% over the same period, from $3.6M to $3.5M. Total functional expenses rose by 18.4%, from $214K to $254K. In its most recent filing year (2023), Mary Margaret Stucky Test Tr reported a deficit of $90K, with expenses exceeding revenue. The organization holds $1 in liabilities against $3.5M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $3.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $164K | $254K | $3.5M | $1 | — | View 990 |
| 2022 | $119K | $281K | $3.6M | $1 | — | View 990 |
| 2021 | $368K | $268K | $3.8M | $1 | — | — |
| 2020 | $159K | $259K | $3.7M | $1 | — | — |
| 2019 | $348K | $272K | $3.8M | $0 | — | View 990 |
| 2015 | $230K | $266K | $3.8M | $0 | — | View 990 |
| 2014 | $418K | $249K | $3.9M | $0 | — | View 990 |
| 2013 | $242K | $237K | $3.7M | $0 | — | View 990 |
| 2012 | $154K | $247K | $3.7M | $0 | — | View 990 |
| 2011 | $263K | $214K | $3.6M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $164K, expenses of $254K, and assets of $3.5M (revenue +37.2% year-over-year).
- 2022: Revenue of $119K, expenses of $281K, and assets of $3.6M (revenue -67.6% year-over-year).
- 2021: Revenue of $368K, expenses of $268K, and assets of $3.8M (revenue +130.9% year-over-year).
- 2020: Revenue of $159K, expenses of $259K, and assets of $3.7M (revenue -54.1% year-over-year).
- 2019: Revenue of $348K, expenses of $272K, and assets of $3.8M (revenue +51.4% year-over-year).
- 2015: Revenue of $230K, expenses of $266K, and assets of $3.8M (revenue -45.0% year-over-year).
- 2014: Revenue of $418K, expenses of $249K, and assets of $3.9M (revenue +72.4% year-over-year).
- 2013: Revenue of $242K, expenses of $237K, and assets of $3.7M (revenue +57.4% year-over-year).
- 2012: Revenue of $154K, expenses of $247K, and assets of $3.7M (revenue -41.6% year-over-year).
- 2011: Revenue of $263K, expenses of $214K, and assets of $3.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mary Margaret Stucky Test Tr:
Data Sources and Methodology
This transparency report for Mary Margaret Stucky Test Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.