Maui Native Hawaiian Chamber Of Commerce
Maui Native Hawaiian Chamber Of Commerce faces financial challenges with recent expenses significantly exceeding revenue.
EIN: 203285335 · Kahului, HI · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $27K |
| Total Expenses | $25K |
| Program Spending | 70% |
| Net Assets | $2K |
| Transparency Score | 65/100 |
Is Maui Native Hawaiian Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Maui Native Hawaiian Chamber Of Commerce directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Maui Native Hawaiian Chamber Of Commerce
Maui Native Hawaiian Chamber Of Commerce (EIN: 203285335) is a nonprofit organization based in Kahului, HI, classified under NTEE code S41. The organization reported total revenue of $27K and total assets of $18K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Maui Native Hawaiian Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Maui Native Hawaiian Chamber Of Commerce is a micro nonprofit that has been operating for 18 years, with 14 years of IRS 990 filings on record (2011–2024). Revenue has grown at a compound annual rate of -9.6%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $10K |
| Total Expenses | $25K |
| Surplus / Deficit | $-14,846 |
| Total Assets | $6K |
| Total Liabilities | $4K |
| Net Assets | $2K |
| Operating Margin | -143.6% |
| Debt-to-Asset Ratio | 68.8% |
| Months of Reserves | 2.8 months |
Financial Health Grade: D
In 2024, Maui Native Hawaiian Chamber Of Commerce reported a deficit of $15K with expenses exceeding revenue, holds 2.8 months of operating reserves (limited), has a debt-to-asset ratio of 68.8% (high leverage).
Financial Trends
Over 14 years of filings (2011–2024), Maui Native Hawaiian Chamber Of Commerce's revenue has declined at a compound annual growth rate (CAGR) of -9.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | -51.0% | +226.4% | -65.1% |
| 2023 | +254.5% | -11.6% | +409.5% |
| 2022 | +200.7% | -10.9% | -61.1% |
| 2021 | -95.0% | -79.6% | -48.2% |
| 2020 | +16.9% | +5.1% | -33.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2008 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Maui Native Hawaiian Chamber Of Commerce with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Maui Native Hawaiian Chamber Of Commerce allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $15K, with expenses exceeding revenue.
- Debt-to-asset ratio: 68.8%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that the organization's leadership is entirely volunteer-based, which is commendable for a nonprofit of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Maui Native Hawaiian Chamber Of Commerce's IRS 990 filings:
- Significant deficit in the latest filing (202406) with expenses ($25,182) far exceeding revenue ($10,336).
- Fluctuating revenue and asset levels, indicating potential instability in funding and financial management.
- Appearance of liabilities ($4,000) in the most recent filing after a long period of reporting none.
Strengths
The following positive indicators were identified for Maui Native Hawaiian Chamber Of Commerce:
- Consistent reporting of 0% officer compensation, indicating volunteer leadership and efficient use of funds for executive roles.
- Long history of IRS 990 filings (14 filings), demonstrating a commitment to transparency and compliance.
- Periods of strong financial performance, such as the surplus in 202306 (revenue $21,106 vs. expenses $7,714).
Frequently Asked Questions about Maui Native Hawaiian Chamber Of Commerce
Is Maui Native Hawaiian Chamber Of Commerce a legitimate charity?
Maui Native Hawaiian Chamber Of Commerce (EIN: 203285335) is a registered tax-exempt nonprofit based in Hawaii. Our AI analysis gives it a Mission Score of 65/100. It has 14 years of IRS 990 filings on record. Total revenue: $27K. 3 red flags identified. 3 strengths noted. Financial health grade: D.
How does Maui Native Hawaiian Chamber Of Commerce spend its money?
Maui Native Hawaiian Chamber Of Commerce directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Maui Native Hawaiian Chamber Of Commerce tax-deductible?
Maui Native Hawaiian Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 203285335). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Maui Native Hawaiian Chamber Of Commerce's spending goes to programs?
Maui Native Hawaiian Chamber Of Commerce directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Maui Native Hawaiian Chamber Of Commerce compare to similar nonprofits?
With a transparency score of 65/100 (Good), Maui Native Hawaiian Chamber Of Commerce is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Maui Native Hawaiian Chamber Of Commerce located?
Maui Native Hawaiian Chamber Of Commerce is headquartered in Kahului, Hawaii and files with the IRS under EIN 203285335. It is classified under NTEE code S41.
How many years of IRS 990 filings does Maui Native Hawaiian Chamber Of Commerce have?
Maui Native Hawaiian Chamber Of Commerce has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $27K in total revenue.
Is Maui Native Hawaiian Chamber Of Commerce financially stable?
The organization's financial stability appears inconsistent. While there was a surplus in 202306, the 202406 filing shows expenses ($25,182) more than double the revenue ($10,336), leading to a significant deficit and a decrease in assets to $5,816.
What caused the significant increase in expenses in the 202406 period?
The provided data does not detail the specific categories of expenses, but the jump from $7,714 in 202306 to $25,182 in 202406 is substantial and warrants further investigation into the organization's operational costs.
Why did liabilities appear in the 202406 filing after years of none?
The sudden appearance of $4,000 in liabilities in the 202406 filing, after several years of reporting zero liabilities, suggests new financial obligations or short-term debt that should be clarified.
Filing History
IRS 990 filing history for Maui Native Hawaiian Chamber Of Commerce showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2024), Maui Native Hawaiian Chamber Of Commerce's revenue has declined by 73.2%, moving from $39K to $10K. Total assets decreased by 63% over the same period, from $16K to $6K. Total functional expenses fell by 39.4%, from $42K to $25K. In its most recent filing year (2024), Maui Native Hawaiian Chamber Of Commerce reported a deficit of $15K, with expenses exceeding revenue. The organization holds $4K in liabilities against $6K in assets (debt-to-asset ratio: 68.8%), resulting in net assets of $2K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $10K | $25K | $6K | $4K | — | — |
| 2023 | $21K | $8K | $17K | $0 | — | View 990 |
| 2022 | $6K | $9K | $3K | $0 | — | — |
| 2021 | $2K | $10K | $8K | $0 | — | — |
| 2020 | $40K | $48K | $16K | $0 | — | View 990 |
| 2019 | $34K | $46K | $24K | $0 | — | View 990 |
| 2018 | $44K | $52K | $36K | $0 | — | View 990 |
| 2017 | $40K | $33K | $43K | $0 | — | — |
| 2016 | $20K | $11K | $36K | $0 | — | View 990 |
| 2015 | $18K | $9K | $27K | $0 | — | View 990 |
| 2014 | $39K | $29K | $19K | $0 | — | View 990 |
| 2013 | $29K | $26K | $9K | $0 | — | View 990 |
| 2012 | $38K | $49K | $5K | $0 | — | View 990 |
| 2011 | $39K | $42K | $16K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $10K, expenses of $25K, and assets of $6K (revenue -51.0% year-over-year).
- 2023: Revenue of $21K, expenses of $8K, and assets of $17K (revenue +254.5% year-over-year).
- 2022: Revenue of $6K, expenses of $9K, and assets of $3K (revenue +200.7% year-over-year).
- 2021: Revenue of $2K, expenses of $10K, and assets of $8K (revenue -95.0% year-over-year).
- 2020: Revenue of $40K, expenses of $48K, and assets of $16K (revenue +16.9% year-over-year).
- 2019: Revenue of $34K, expenses of $46K, and assets of $24K (revenue -22.2% year-over-year).
- 2018: Revenue of $44K, expenses of $52K, and assets of $36K (revenue +10.2% year-over-year).
- 2017: Revenue of $40K, expenses of $33K, and assets of $43K (revenue +95.4% year-over-year).
- 2016: Revenue of $20K, expenses of $11K, and assets of $36K (revenue +15.8% year-over-year).
- 2015: Revenue of $18K, expenses of $9K, and assets of $27K (revenue -55.0% year-over-year).
- 2014: Revenue of $39K, expenses of $29K, and assets of $19K (revenue +34.2% year-over-year).
- 2013: Revenue of $29K, expenses of $26K, and assets of $9K (revenue -23.4% year-over-year).
- 2012: Revenue of $38K, expenses of $49K, and assets of $5K (revenue -1.2% year-over-year).
- 2011: Revenue of $39K, expenses of $42K, and assets of $16K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Maui Native Hawaiian Chamber Of Commerce:
Data Sources and Methodology
This transparency report for Maui Native Hawaiian Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.