Mcclain Christian Academy

Mcclain Christian Academy shows stable asset growth and no reported officer compensation amidst fluctuating revenues.

EIN: 202742923 · Lebanon, TN · NTEE: B24 · Updated: 2026-03-28

$386KRevenue
$372KGross Revenue
$265KAssets
85/100Mission Score (Excellent)
B24
Mcclain Christian Academy Financial Summary
MetricValue
Total Revenue$386K
Total Expenses$404K
Program Spending85%
Net Assets$160K
Transparency Score85/100

Is Mcclain Christian Academy Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Mcclain Christian Academy directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Mcclain Christian Academy

Mcclain Christian Academy (EIN: 202742923) is a nonprofit organization based in Lebanon, TN, classified under NTEE code B24. The organization reported total revenue of $386K and total assets of $265K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mcclain Christian Academy's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
SmallSize Classification
9Years of Filings
MixedRevenue Trajectory

Mcclain Christian Academy is a small nonprofit that has been operating for 19 years, with 9 years of IRS 990 filings on record (2011–2019). Revenue has grown at a compound annual rate of -16.4%.

Key Financial Metrics (2019)

From the most recent IRS 990 filing on record:

Total Revenue$372K
Total Expenses$404K
Surplus / Deficit$-31,892
Total Assets$265K
Total Liabilities$105K
Net Assets$160K
Operating Margin-8.6%
Debt-to-Asset Ratio39.5%
Months of Reserves7.9 months

Financial Health Grade: B

In 2019, Mcclain Christian Academy reported a deficit of $32K with expenses exceeding revenue, holds 7.9 months of operating reserves (strong position), has a debt-to-asset ratio of 39.5% (moderate leverage).

Financial Trends

Over 9 years of filings (2011–2019), Mcclain Christian Academy's revenue has declined at a compound annual growth rate (CAGR) of -16.4%.

YearRevenue ChangeExpense ChangeAsset Change
2019-21.5%-3.0%-30.6%
2018+17.8%+14.1%+5.0%
2017+27.1%+24.8%+30.3%
2016-29.7%-5.0%+114.5%
2015+3.3%-26.8%+25.9%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mcclain Christian Academy demonstrates a generally stable financial position, though with some fluctuations in revenue and expenses over the past decade. In 2019, the organization reported revenues of $371,765 against expenses of $403,657, indicating a deficit for that period. However, prior years like 2018 and 2017 showed surpluses, with revenues of $473,537 and $402,065 respectively, exceeding expenses. The organization's assets have grown significantly from $175,579 in 2011 to $264,728 in 2019, suggesting some financial accumulation. Liabilities have also fluctuated, peaking at $260,369 in 2011 and decreasing to $104,597 in 2019, which is a positive trend. Regarding spending efficiency, without detailed functional expense breakdowns from the provided data, it's challenging to precisely assess program, administrative, and fundraising ratios. However, the consistent reporting of 0% officer compensation across all available filings indicates a strong commitment to directing funds towards the organization's mission rather than executive salaries. This suggests a lean operational structure, which is often a positive indicator for smaller nonprofits. The organization's NTEE code B24 (Elementary & Secondary Education) aligns with its mission as an academy. Transparency appears to be good given the consistent filing of IRS Form 990s over nine periods. The absence of reported officer compensation is a notable positive for transparency and efficiency. While the provided data doesn't offer granular detail on program spending, the overall financial trends suggest a well-managed, albeit modestly sized, educational institution. The organization's ability to maintain operations and grow assets despite revenue fluctuations points to resilient financial management.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Mcclain Christian Academy with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Mcclain Christian Academy allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2019)

From the most recent IRS 990 filing on record:

$372KTotal Revenue
$404KTotal Expenses
$265KTotal Assets
$105KTotal Liabilities
$160KNet Assets
  • The organization reported a deficit of $32K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 39.5%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers received compensation from the organization. This suggests a highly volunteer-driven leadership or that compensation is covered by other means, which is a significant positive for directing funds to the mission.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Mcclain Christian Academy's IRS 990 filings:

  • Inconsistent revenue stream over the past decade, with a significant drop from 2011 levels.
  • Deficit spending in some years, such as 2019 where expenses ($403,657) exceeded revenue ($371,765).

Strengths

The following positive indicators were identified for Mcclain Christian Academy:

  • Consistent reporting of 0% officer compensation, indicating efficient use of funds.
  • Steady growth in assets from $175,579 in 2011 to $264,728 in 2019.
  • Reduced liabilities from a high of $260,369 in 2011 to $104,597 in 2019, improving financial health.
  • Long history of IRS 990 filings (9 filings), demonstrating transparency.

Frequently Asked Questions about Mcclain Christian Academy

Is Mcclain Christian Academy a legitimate charity?

Mcclain Christian Academy (EIN: 202742923) is a registered tax-exempt nonprofit based in Tennessee. Our AI analysis gives it a Mission Score of 85/100. It has 9 years of IRS 990 filings on record. Total revenue: $386K. 2 red flags identified. 4 strengths noted. Financial health grade: B.

How does Mcclain Christian Academy spend its money?

Mcclain Christian Academy directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Mcclain Christian Academy tax-deductible?

Mcclain Christian Academy is registered as a tax-exempt nonprofit (EIN: 202742923). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Mcclain Christian Academy's spending goes to programs?

Mcclain Christian Academy directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Mcclain Christian Academy compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Mcclain Christian Academy is above average for NTEE category B24 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Mcclain Christian Academy located?

Mcclain Christian Academy is headquartered in Lebanon, Tennessee and files with the IRS under EIN 202742923. It is classified under NTEE code B24.

How many years of IRS 990 filings does Mcclain Christian Academy have?

Mcclain Christian Academy has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $386K in total revenue.

Is Mcclain Christian Academy financially stable?

Mcclain Christian Academy demonstrates reasonable financial stability. While there was a deficit in 2019 (expenses of $403,657 exceeding revenue of $371,765), the organization has shown surpluses in other years (e.g., 2018 revenue $473,537 vs. expenses $416,277) and has consistently grown its assets from $175,579 in 2011 to $264,728 in 2019.

How does Mcclain Christian Academy manage executive compensation?

Mcclain Christian Academy reports 0% officer compensation across all nine available IRS 990 filings. This indicates that no officers are compensated by the organization, which is a strong positive for resource allocation towards its mission.

What are the trends in Mcclain Christian Academy's revenue?

Mcclain Christian Academy's revenue has fluctuated significantly over the years, from a high of $1,564,366 in 2011 to $371,765 in 2019. The latest reported revenue of $386,215 is consistent with recent years, but substantially lower than its peak.

Filing History

IRS 990 filing history for Mcclain Christian Academy showing financial trends over 9 years of public records:

Over 9 years of IRS 990 filings (2011–2019), Mcclain Christian Academy's revenue has declined by 76.2%, moving from $1.6M to $372K. Total assets increased by 50.8% over the same period, from $176K to $265K. Total functional expenses fell by 71.1%, from $1.4M to $404K. In its most recent filing year (2019), Mcclain Christian Academy reported a deficit of $32K, with expenses exceeding revenue. The organization holds $105K in liabilities against $265K in assets (debt-to-asset ratio: 39.5%), resulting in net assets of $160K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2019 $372K $404K $265K $105K View 990
2018 $474K $416K $382K $190K View 990
2017 $402K $365K $363K $229K View 990
2016 $316K $292K $279K $181K View 990
2015 $450K $308K $130K $56K View 990
2014 $436K $420K $103K $172K View 990
2013 $381K $376K $126K $210K View 990
2012 $774K $778K $165K $254K View 990
2011 $1.6M $1.4M $176K $260K View 990

Year-by-Year Financial Summary

  • 2019: Revenue of $372K, expenses of $404K, and assets of $265K (revenue -21.5% year-over-year).
  • 2018: Revenue of $474K, expenses of $416K, and assets of $382K (revenue +17.8% year-over-year).
  • 2017: Revenue of $402K, expenses of $365K, and assets of $363K (revenue +27.1% year-over-year).
  • 2016: Revenue of $316K, expenses of $292K, and assets of $279K (revenue -29.7% year-over-year).
  • 2015: Revenue of $450K, expenses of $308K, and assets of $130K (revenue +3.3% year-over-year).
  • 2014: Revenue of $436K, expenses of $420K, and assets of $103K (revenue +14.4% year-over-year).
  • 2013: Revenue of $381K, expenses of $376K, and assets of $126K (revenue -50.8% year-over-year).
  • 2012: Revenue of $774K, expenses of $778K, and assets of $165K (revenue -50.5% year-over-year).
  • 2011: Revenue of $1.6M, expenses of $1.4M, and assets of $176K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Mcclain Christian Academy:

2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Mcclain Christian Academy is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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