Merchants Gate Property Owners Association Inc

Small homeowners association maintains stable assets with volunteer leadership and no debt.

EIN: 205879944 · Pendleton, SC · NTEE: L50 · Updated: 2026-03-28

$5KRevenue
$12KAssets
85/100Mission Score (Excellent)
L50
Merchants Gate Property Owners Association Inc Financial Summary
MetricValue
Total Revenue$5K
Total Expenses$426
Program Spending90%
Net Assets$11K
Transparency Score85/100

Is Merchants Gate Property Owners Association Inc Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Merchants Gate Property Owners Association Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Merchants Gate Property Owners Association Inc

Merchants Gate Property Owners Association Inc (EIN: 205879944) is a nonprofit organization based in Pendleton, SC, classified under NTEE code L50. The organization reported total revenue of $5K and total assets of $12K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Merchants Gate Property Owners Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

7Years Operating
MicroSize Classification
6Years of Filings
MixedRevenue Trajectory

Merchants Gate Property Owners Association Inc is a micro nonprofit that has been operating for 7 years, with 6 years of IRS 990 filings on record (2018–2023). Revenue has grown at a compound annual rate of 1.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$5K
Total Expenses$426
Surplus / Deficit+$4K
Total Assets$11K
Net Assets$11K
Operating Margin91.1%
Months of Reserves320.3 months

Financial Health Grade: A

In 2023, Merchants Gate Property Owners Association Inc reported a surplus of $4K with revenue exceeding expenses, holds 320.3 months of operating reserves (strong position).

Financial Trends

Over 6 years of filings (2018–2023), Merchants Gate Property Owners Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.8%.

YearRevenue ChangeExpense ChangeAsset Change
2023-14.3%-96.5%+62.5%
2022+16.7%+8184.9%-48.1%
2021-20.0%-96.9%+52.7%
2020+25.0%-12.0%+18.0%
2019+9.1%+157.5%-6.1%

IRS Tax-Exempt Classification

IRS Classification Codes3000
IRS Ruling Date2019

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Merchants Gate Property Owners Association Inc appears to be a small, community-focused organization with a relatively stable financial position. With latest reported revenue of $5,000 and assets of $11,585, its operations are modest. The organization consistently reports zero officer compensation across all six filings, indicating a volunteer-led structure, which is a positive sign for efficiency and community involvement. However, the expense fluctuations, such as the spike to $12,096 in 202212 against revenue of $5,600, suggest occasional operational costs that exceed annual income, potentially covered by prior year surpluses or reserves. The consistent reporting of zero liabilities across all periods is a strong indicator of financial stability and responsible management, avoiding debt. Given its NTEE code L50 (Homeowners & Tenants Associations), its financial activities are likely centered around property maintenance and community services, which typically have low overheads.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Merchants Gate Property Owners Association Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Merchants Gate Property Owners Association Inc allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$5KTotal Revenue
$426Total Expenses
$11KTotal Assets
$11KNet Assets

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all filings, indicating a volunteer-led organization. This is highly efficient for an organization of its size, as it minimizes overhead costs associated with salaries.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Merchants Gate Property Owners Association Inc:

Frequently Asked Questions about Merchants Gate Property Owners Association Inc

Is Merchants Gate Property Owners Association Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Merchants Gate Property Owners Association Inc (EIN: 205879944) appears legitimate. Mission Score: 85/100. 0 red flags identified, 4 strengths noted.

How does Merchants Gate Property Owners Association Inc spend its money?

Merchants Gate Property Owners Association Inc directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Merchants Gate Property Owners Association Inc tax-deductible?

Merchants Gate Property Owners Association Inc is registered as a tax-exempt nonprofit (EIN: 205879944). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Merchants Gate Property Owners Association Inc compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Merchants Gate Property Owners Association Inc is above average for NTEE category L50 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Merchants Gate Property Owners Association Inc located?

Merchants Gate Property Owners Association Inc is headquartered in Pendleton, South Carolina and files with the IRS under EIN 205879944. It is classified under NTEE code L50.

How many years of IRS 990 filings does Merchants Gate Property Owners Association Inc have?

Merchants Gate Property Owners Association Inc has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5K in total revenue.

Is Merchants Gate Property Owners Association Inc a good charity?

Based on the available IRS 990 data, Merchants Gate Property Owners Association Inc appears to be a well-managed, small, volunteer-led organization with no debt and consistent assets. Its financial practices suggest a focus on its community mission without significant overheads.

How does the organization manage its expenses relative to its revenue?

The organization generally keeps expenses below or near revenue, with the exception of 202212 where expenses ($12,096) significantly exceeded revenue ($5,600). This suggests occasional larger projects or maintenance costs that may draw from accumulated assets, but overall, it maintains a positive asset balance.

What is the trend in the organization's assets?

Assets have fluctuated but shown a general upward trend from $7,979 in 201812 to $11,585 currently, indicating a healthy accumulation of resources over time despite occasional expense spikes.

Filing History

IRS 990 filing history for Merchants Gate Property Owners Association Inc showing financial trends over 6 years of public records:

Over 6 years of IRS 990 filings (2018–2023), Merchants Gate Property Owners Association Inc's revenue has grown by 9.1%, moving from $4K to $5K. Total assets increased by 42.5% over the same period, from $8K to $11K. Total functional expenses fell by 79.2%, from $2K to $426. In its most recent filing year (2023), Merchants Gate Property Owners Association Inc reported a surplus of $4K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $5K $426 $11K $0
2022 $6K $12K $7K $0 View 990
2021 $5K $146 $13K $0
2020 $6K $5K $9K $0 View 990
2019 $5K $5K $7K $0 View 990
2018 $4K $2K $8K $0

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Merchants Gate Property Owners Association Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing

Data Sources and Methodology

This transparency report for Merchants Gate Property Owners Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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