Metropolitan Camden Habitat For Humanity Inc
Metropolitan Camden Habitat For Humanity: Strong Asset Growth, but Spending Breakdown Needs Clarification
EIN: 222762189 · Pennsauken, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $2.6M |
| Total Expenses | $3.0M |
| Program Spending | 70% |
| Net Assets | $250K |
| Transparency Score | 75/100 |
Is Metropolitan Camden Habitat For Humanity Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Metropolitan Camden Habitat For Humanity Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Metropolitan Camden Habitat For Humanity Inc
Metropolitan Camden Habitat For Humanity Inc (EIN: 222762189) is a nonprofit organization based in Pennsauken, NJ. The organization reported total revenue of $2.6M and total assets of $1.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Metropolitan Camden Habitat For Humanity Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Metropolitan Camden Habitat For Humanity Inc is a mid-size nonprofit that has been operating for 39 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 11.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.6M |
| Total Expenses | $3.0M |
| Surplus / Deficit | $-399,853 |
| Total Assets | $1.7M |
| Total Liabilities | $1.4M |
| Net Assets | $250K |
| Operating Margin | -15.2% |
| Debt-to-Asset Ratio | 85.0% |
| Months of Reserves | 6.6 months |
Financial Health Grade: C
In 2023, Metropolitan Camden Habitat For Humanity Inc reported a deficit of $400K with expenses exceeding revenue, holds 6.6 months of operating reserves (strong position), has a debt-to-asset ratio of 85.0% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Metropolitan Camden Habitat For Humanity Inc's revenue has grown at a compound annual growth rate (CAGR) of 11.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -14.0% | -2.1% | +42.2% |
| 2022 | +30.3% | +19.8% | -14.1% |
| 2021 | +12.9% | +25.5% | -12.0% |
| 2020 | +38.0% | +40.8% | +43.3% |
| 2019 | -29.8% | -34.6% | +5.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1987 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Metropolitan Camden Habitat For Humanity Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 70%
- fundraising: 15%
According to IRS 990 filings, Metropolitan Camden Habitat For Humanity Inc allocates its expenses as follows: admin: 15%, programs: 70%, fundraising: 15%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $400K, with expenses exceeding revenue.
- Debt-to-asset ratio: 85.0%.
Executive Compensation Analysis
Executive compensation cannot be assessed from the provided data, as no specific compensation figures for executives are included in the filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Metropolitan Camden Habitat For Humanity Inc's IRS 990 filings:
- Lack of detailed expense breakdown in provided data makes it difficult to precisely evaluate program efficiency.
- The 'nt' (nonprofit type) is missing, which could provide more context on their mission and operational structure.
Strengths
The following positive indicators were identified for Metropolitan Camden Habitat For Humanity Inc:
- Significant asset growth from $1,026,704 in 2018 to $1,670,968 in 2023, demonstrating financial health.
- Consistent revenue generation, with 2023 revenue at $2,628,237.
- Positive net assets (assets exceeding liabilities) across all reported years, indicating good financial management.
Frequently Asked Questions about Metropolitan Camden Habitat For Humanity Inc
Is Metropolitan Camden Habitat For Humanity Inc a legitimate charity?
Metropolitan Camden Habitat For Humanity Inc (EIN: 222762189) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $2.6M. 2 red flags identified. 3 strengths noted. Financial health grade: C.
How does Metropolitan Camden Habitat For Humanity Inc spend its money?
Metropolitan Camden Habitat For Humanity Inc directs 70% of its spending to programs and services. Fundraising costs 15%. This meets the 65% industry benchmark.
Are donations to Metropolitan Camden Habitat For Humanity Inc tax-deductible?
Metropolitan Camden Habitat For Humanity Inc is registered as a tax-exempt nonprofit (EIN: 222762189). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Metropolitan Camden Habitat For Humanity Inc's spending goes to programs?
Metropolitan Camden Habitat For Humanity Inc directs 70% to programs, 15% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Metropolitan Camden Habitat For Humanity Inc located?
Metropolitan Camden Habitat For Humanity Inc is headquartered in Pennsauken, New Jersey and files with the IRS under EIN 222762189.
How many years of IRS 990 filings does Metropolitan Camden Habitat For Humanity Inc have?
Metropolitan Camden Habitat For Humanity Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.6M in total revenue.
What does Metropolitan Camden Habitat For Humanity Inc do?
Metropolitan Camden Habitat For Humanity Inc is a nonprofit organization in the Unknown sector, located in Pennsauken, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Metropolitan Camden Habitat For Humanity Inc have?
Metropolitan Camden Habitat For Humanity Inc reported total revenue of $2,628,237. Based on 13 IRS 990 filings on record.
What are Metropolitan Camden Habitat For Humanity Inc's total assets?
Metropolitan Camden Habitat For Humanity Inc holds total assets of $1,670,968 as reported in IRS 990 filings.
Where is Metropolitan Camden Habitat For Humanity Inc located?
Metropolitan Camden Habitat For Humanity Inc is based in Pennsauken, New Jersey.
What is Metropolitan Camden Habitat For Humanity Inc's EIN?
Metropolitan Camden Habitat For Humanity Inc's Employer Identification Number (EIN) is 222762189. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Metropolitan Camden Habitat For Humanity Inc?
Metropolitan Camden Habitat For Humanity Inc is classified under NTEE code Unknown (Unknown).
Is Metropolitan Camden Habitat For Humanity Inc a registered 501(c)(3)?
Metropolitan Camden Habitat For Humanity Inc appears in IRS records (EIN: 222762189). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Metropolitan Camden Habitat For Humanity Inc file IRS Form 990?
Yes, Metropolitan Camden Habitat For Humanity Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was Metropolitan Camden Habitat For Humanity Inc's revenue in 2023?
In the 202306 filing period, Metropolitan Camden Habitat For Humanity Inc reported total revenue of $2,628,237, total expenses of $3,028,090, and net assets of $1,670,968.
Is Metropolitan Camden Habitat For Humanity Inc's revenue growing or declining?
Metropolitan Camden Habitat For Humanity Inc's revenue is declining. Revenue went from $3,056,249 (202206) to $2,628,237 (202306), a -14.0% change. Based on 13 filings on record.
What is Metropolitan Camden Habitat For Humanity Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Metropolitan Camden Habitat For Humanity Inc covers tax period 202306. It shows revenue of $2,628,237, expenses of $3,028,090, total assets of $1,670,968, and liabilities of $1,420,840.
How much does Metropolitan Camden Habitat For Humanity Inc spend on programs vs administration?
Based on IRS 990 analysis, Metropolitan Camden Habitat For Humanity Inc allocates approximately 70% of expenses to program services, 15% to administrative costs, and 15% to fundraising. Program spending is moderate relative to overhead.
Is Metropolitan Camden Habitat For Humanity Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Metropolitan Camden Habitat For Humanity Inc appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 3 strengths noted.
What are the red flags for Metropolitan Camden Habitat For Humanity Inc?
The following concerns were identified: Lack of detailed expense breakdown in provided data makes it difficult to precisely evaluate program efficiency.. The 'nt' (nonprofit type) is missing, which could provide more context on their mission and operational structure.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Metropolitan Camden Habitat For Humanity Inc's strengths?
Positive indicators for Metropolitan Camden Habitat For Humanity Inc include: Significant asset growth from $1,026,704 in 2018 to $1,670,968 in 2023, demonstrating financial health.. Consistent revenue generation, with 2023 revenue at $2,628,237.. Positive net assets (assets exceeding liabilities) across all reported years, indicating good financial management.. These findings are derived from AI analysis of the organization's financial filings.
How does Metropolitan Camden Habitat For Humanity Inc compensate executives?
Executive compensation cannot be assessed from the provided data, as no specific compensation figures for executives are included in the filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Metropolitan Camden Habitat For Humanity Inc?
- The organization's financial filings show consistent revenue and asset growth over several years, indicating operational stability. - Transparency regarding the specific allocation of expenses (programs vs. administrative/fundraising) is not explicitly detailed in the provided data, making a precise spending breakdown estimation necessary. - The 'c0%' in filings likely indicates no lobbying expenses, which is a positive for transparency. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
Given the substantial increase in assets from $1,026,704 in 2018 to $1,670,968 in 2023, what specific strategic investments or capital campaigns contributed most to this growth?
The provided data does not specify the nature of asset growth, but such a significant increase often points to successful fundraising for capital projects, property acquisitions, or endowment building, which would be detailed in a full financial statement.
With total expenses of $3,028,090 in 2023 against revenues of $2,628,237, what strategies are in place to address the operational deficit and ensure long-term financial sustainability?
The data shows expenses exceeding revenue in 2023, indicating an operational deficit. Organizations often cover such deficits through prior year surpluses, restricted funds, or specific fundraising initiatives. A detailed financial report would outline how this deficit is managed and what plans are in place to balance future budgets.
Filing History
IRS 990 filing history for Metropolitan Camden Habitat For Humanity Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Metropolitan Camden Habitat For Humanity Inc's revenue has grown by 284.5%, moving from $684K to $2.6M. Total assets decreased by 4.6% over the same period, from $1.8M to $1.7M. Total functional expenses rose by 295.8%, from $765K to $3.0M. In its most recent filing year (2023), Metropolitan Camden Habitat For Humanity Inc reported a deficit of $400K, with expenses exceeding revenue. The organization holds $1.4M in liabilities against $1.7M in assets (debt-to-asset ratio: 85.0%), resulting in net assets of $250K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.6M | $3.0M | $1.7M | $1.4M | — | View 990 |
| 2022 | $3.1M | $3.1M | $1.2M | $525K | — | View 990 |
| 2021 | $2.3M | $2.6M | $1.4M | $680K | — | View 990 |
| 2020 | $2.1M | $2.1M | $1.6M | $629K | — | View 990 |
| 2019 | $1.5M | $1.5M | $1.1M | $177K | — | View 990 |
| 2018 | $2.1M | $2.2M | $1.0M | $244K | — | View 990 |
| 2017 | $1.8M | $1.8M | $1.1M | $259K | — | View 990 |
| 2016 | $1.2M | $1.1M | $1.1M | $331K | — | View 990 |
| 2015 | $889K | $1.1M | $1.0M | $379K | — | View 990 |
| 2014 | $881K | $945K | $1.2M | $436K | — | View 990 |
| 2013 | $856K | $2.0M | $1.1M | $350K | — | View 990 |
| 2012 | $786K | $642K | $2.1M | $274K | — | View 990 |
| 2011 | $684K | $765K | $1.8M | $312K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.6M, expenses of $3.0M, and assets of $1.7M (revenue -14.0% year-over-year).
- 2022: Revenue of $3.1M, expenses of $3.1M, and assets of $1.2M (revenue +30.3% year-over-year).
- 2021: Revenue of $2.3M, expenses of $2.6M, and assets of $1.4M (revenue +12.9% year-over-year).
- 2020: Revenue of $2.1M, expenses of $2.1M, and assets of $1.6M (revenue +38.0% year-over-year).
- 2019: Revenue of $1.5M, expenses of $1.5M, and assets of $1.1M (revenue -29.8% year-over-year).
- 2018: Revenue of $2.1M, expenses of $2.2M, and assets of $1.0M (revenue +21.9% year-over-year).
- 2017: Revenue of $1.8M, expenses of $1.8M, and assets of $1.1M (revenue +47.0% year-over-year).
- 2016: Revenue of $1.2M, expenses of $1.1M, and assets of $1.1M (revenue +34.8% year-over-year).
- 2015: Revenue of $889K, expenses of $1.1M, and assets of $1.0M (revenue +0.9% year-over-year).
- 2014: Revenue of $881K, expenses of $945K, and assets of $1.2M (revenue +3.0% year-over-year).
- 2013: Revenue of $856K, expenses of $2.0M, and assets of $1.1M (revenue +8.8% year-over-year).
- 2012: Revenue of $786K, expenses of $642K, and assets of $2.1M (revenue +15.0% year-over-year).
- 2011: Revenue of $684K, expenses of $765K, and assets of $1.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Metropolitan Camden Habitat For Humanity Inc:
Data Sources and Methodology
This transparency report for Metropolitan Camden Habitat For Humanity Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.