Midcoast Maine Community Action
Midcoast Maine Community Action consistently operates with revenues closely matching expenses, reporting no officer compensation.
EIN: 10315732 · Bath, ME · NTEE: P200 · Updated: 2026-03-28
Is Midcoast Maine Community Action Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Midcoast Maine Community Action directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Midcoast Maine Community Action
Midcoast Maine Community Action (EIN: 10315732) is a nonprofit organization based in Bath, ME, classified under NTEE code P200. The organization reported total revenue of $11.7M and total assets of $6.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Midcoast Maine Community Action's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Midcoast Maine Community Action with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Midcoast Maine Community Action allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all 13 available IRS 990 filings, indicating that no compensation was paid to officers, directors, trustees, or key employees, which is highly unusual for an organization of its size with revenues exceeding $7 million in recent years.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Midcoast Maine Community Action's IRS 990 filings:
- Significant year-over-year revenue fluctuations (e.g., $11.5M in 2022 to $7.6M in 2023) could indicate reliance on unstable funding sources.
- High liabilities relative to assets in some years (e.g., $7.3M liabilities vs. $8.7M assets in 2021) warrant further investigation into the nature of these obligations.
- Lack of detailed functional expense breakdown in provided data prevents a precise assessment of program efficiency.
Strengths
The following positive indicators were identified for Midcoast Maine Community Action:
- Consistent reporting of 0% officer compensation demonstrates strong transparency regarding executive pay.
- Revenues generally cover expenses, indicating sound financial management on an operational level.
- Long filing history (13 filings) suggests a well-established and consistently reporting organization.
Frequently Asked Questions about Midcoast Maine Community Action
Is Midcoast Maine Community Action a legitimate charity?
Based on AI analysis of IRS 990 filings, Midcoast Maine Community Action (EIN: 10315732) some concerns. Mission Score: 85/100. 3 red flags identified, 3 strengths noted.
How does Midcoast Maine Community Action spend its money?
Midcoast Maine Community Action directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Midcoast Maine Community Action tax-deductible?
Midcoast Maine Community Action is registered as a tax-exempt nonprofit (EIN: 10315732). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Why is officer compensation consistently reported as 0%?
The IRS 990 filings for Midcoast Maine Community Action consistently show 0% officer compensation across all 13 periods. This could mean that officers are unpaid volunteers, compensated through a separate entity not reported on the 990, or that compensation falls below the reporting threshold for individual officers, though the '0%' suggests no compensation was paid to any officer.
How does the organization manage its liabilities?
Liabilities have been substantial, reaching $7,358,190 in 2021 and $6,756,160 in 2023. Given that assets also fluctuate significantly, understanding the nature of these liabilities (e.g., program-related payables, long-term debt, or restricted grants) is crucial for a complete financial picture.
What is the detailed breakdown of program, administrative, and fundraising expenses?
While the overall expenses are reported, the provided data does not include a functional expense breakdown. This information is essential to accurately assess the percentage of funds directly allocated to programs versus administrative overhead and fundraising efforts.
What caused the significant revenue fluctuation between 2022 and 2023?
Revenue dropped from $11,574,149 in 2022 to $7,693,474 in 2023, a decrease of nearly $4 million. Understanding the reasons for this substantial change, such as the completion of specific grants or changes in funding streams, would provide insight into the organization's financial stability and funding model.
Filing History
IRS 990 filing history for Midcoast Maine Community Action showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Midcoast Maine Community Action's revenue has grown by 29.5%, moving from $5.9M to $7.7M. Total assets increased by 62.9% over the same period, from $5.1M to $8.4M. Total functional expenses rose by 22.4%, from $6.1M to $7.4M. In its most recent filing year (2023), Midcoast Maine Community Action reported a surplus of $270K, with revenue exceeding expenses. The organization holds $6.8M in liabilities against $8.4M in assets (debt-to-asset ratio: 80.8%), resulting in net assets of $1.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $7.7M | $7.4M | $8.4M | $6.8M | — | — |
| 2022 | $11.6M | $11.5M | $6.8M | $5.5M | — | View 990 |
| 2021 | $7.4M | $7.5M | $8.8M | $7.4M | — | View 990 |
| 2020 | $5.6M | $5.5M | $6.7M | $5.3M | — | — |
| 2019 | $5.8M | $5.9M | $4.5M | $3.2M | — | View 990 |
| 2018 | $5.5M | $5.5M | $4.4M | $2.9M | — | View 990 |
| 2017 | $5.6M | $5.5M | $4.5M | $3.0M | — | View 990 |
| 2016 | $5.5M | $5.5M | $4.5M | $3.1M | — | View 990 |
| 2015 | $5.6M | $5.5M | $4.5M | $3.2M | — | View 990 |
| 2014 | $5.3M | $5.2M | $4.6M | $3.4M | — | View 990 |
| 2013 | $5.3M | $5.1M | $4.6M | $3.5M | — | View 990 |
| 2012 | $5.5M | $5.7M | $4.9M | $3.9M | — | View 990 |
| 2011 | $5.9M | $6.1M | $5.1M | $4.3M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $7.7M, expenses of $7.4M, and assets of $8.4M (revenue -33.5% year-over-year).
- 2022: Revenue of $11.6M, expenses of $11.5M, and assets of $6.8M (revenue +56.2% year-over-year).
- 2021: Revenue of $7.4M, expenses of $7.5M, and assets of $8.8M (revenue +33.5% year-over-year).
- 2020: Revenue of $5.6M, expenses of $5.5M, and assets of $6.7M (revenue -3.9% year-over-year).
- 2019: Revenue of $5.8M, expenses of $5.9M, and assets of $4.5M (revenue +4.9% year-over-year).
- 2018: Revenue of $5.5M, expenses of $5.5M, and assets of $4.4M (revenue -2.1% year-over-year).
- 2017: Revenue of $5.6M, expenses of $5.5M, and assets of $4.5M (revenue +2.4% year-over-year).
- 2016: Revenue of $5.5M, expenses of $5.5M, and assets of $4.5M (revenue -2.7% year-over-year).
- 2015: Revenue of $5.6M, expenses of $5.5M, and assets of $4.5M (revenue +7.0% year-over-year).
- 2014: Revenue of $5.3M, expenses of $5.2M, and assets of $4.6M (revenue -0.2% year-over-year).
- 2013: Revenue of $5.3M, expenses of $5.1M, and assets of $4.6M (revenue -4.4% year-over-year).
- 2012: Revenue of $5.5M, expenses of $5.7M, and assets of $4.9M (revenue -7.0% year-over-year).
- 2011: Revenue of $5.9M, expenses of $6.1M, and assets of $5.1M.
Data Sources and Methodology
This transparency report for Midcoast Maine Community Action is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.