Mississippi Banner User Group Inc
Mississippi Banner User Group Inc. maintains stable operations with declining assets and no officer compensation.
EIN: 200444828 · Lorman, MS · NTEE: B90 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $33K |
| Total Expenses | $26K |
| Program Spending | 90% |
| Net Assets | $41K |
| Transparency Score | 85/100 |
Is Mississippi Banner User Group Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Mississippi Banner User Group Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mississippi Banner User Group Inc
Mississippi Banner User Group Inc (EIN: 200444828) is a nonprofit organization based in Lorman, MS, classified under NTEE code B90. The organization reported total revenue of $33K and total assets of $32K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mississippi Banner User Group Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mississippi Banner User Group Inc is a micro nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $29K |
| Total Expenses | $26K |
| Surplus / Deficit | +$4K |
| Total Assets | $41K |
| Net Assets | $41K |
| Operating Margin | 12.1% |
| Months of Reserves | 19.0 months |
Financial Health Grade: A
In 2023, Mississippi Banner User Group Inc reported a surplus of $4K with revenue exceeding expenses, holds 19.0 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Mississippi Banner User Group Inc's revenue has grown at a compound annual growth rate (CAGR) of 0.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +27.8% | +5.4% | +9.6% |
| 2022 | +383300.0% | +3666.8% | -3.9% |
| 2021 | -99.4% | -85.4% | -1.6% |
| 2020 | -94.2% | -79.7% | -8.0% |
| 2019 | -41.8% | -21.6% | -9.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mississippi Banner User Group Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Mississippi Banner User Group Inc allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $4K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all filings, indicating a volunteer-led organization. This is highly commendable for an organization of its size, as it maximizes the proportion of funds available for programmatic activities.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Mississippi Banner User Group Inc's IRS 990 filings:
- Declining asset base over the past decade, from $45,894 in 2014 to $32,438 currently.
- Periods of deficit spending, such as in 2022 where expenses ($24,522) exceeded revenue ($23,004).
Strengths
The following positive indicators were identified for Mississippi Banner User Group Inc:
- Consistent reporting of zero liabilities across all filings, indicating strong financial management and no debt.
- 0% officer compensation reported in all filings, demonstrating a volunteer-driven leadership and efficient use of funds.
- Revenue generally covers expenses, with recent periods showing positive net income (e.g., 2023: Revenue $29,410, Expenses $25,845).
Frequently Asked Questions about Mississippi Banner User Group Inc
Is Mississippi Banner User Group Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Mississippi Banner User Group Inc (EIN: 200444828) some concerns. Mission Score: 85/100. 2 red flags identified, 3 strengths noted.
How does Mississippi Banner User Group Inc spend its money?
Mississippi Banner User Group Inc directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Mississippi Banner User Group Inc tax-deductible?
Mississippi Banner User Group Inc is registered as a tax-exempt nonprofit (EIN: 200444828). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Mississippi Banner User Group Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Mississippi Banner User Group Inc is above average for NTEE category B90 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Mississippi Banner User Group Inc located?
Mississippi Banner User Group Inc is headquartered in Lorman, Mississippi and files with the IRS under EIN 200444828. It is classified under NTEE code B90.
How many years of IRS 990 filings does Mississippi Banner User Group Inc have?
Mississippi Banner User Group Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $33K in total revenue.
Is Mississippi Banner User Group Inc. a good charity?
Based on the available data, Mississippi Banner User Group Inc. appears to be a well-managed charity, particularly due to its volunteer leadership (0% officer compensation) and consistent lack of liabilities. While its assets have declined over time, its operational expenses are generally covered by revenue, and it demonstrates a strong commitment to its mission by minimizing administrative costs.
How has the organization's financial stability changed over the last decade?
The organization's financial stability, as measured by its assets, has seen a gradual decline from $45,894 in 2014 to $32,438 currently. While it consistently reports zero liabilities, the shrinking asset base suggests a need to potentially increase revenue or manage expenses more tightly to rebuild reserves.
What is the organization's approach to executive compensation?
The organization's approach to executive compensation is to pay none. All filings indicate 0% officer compensation, suggesting a fully volunteer-led executive team. This is a significant strength, as it ensures that all funds are directed towards the organization's mission and operational costs.
Filing History
IRS 990 filing history for Mississippi Banner User Group Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Mississippi Banner User Group Inc's revenue has grown by 8.8%, moving from $27K to $29K. Total assets increased by 173.7% over the same period, from $15K to $41K. Total functional expenses fell by 2.4%, from $26K to $26K. In its most recent filing year (2023), Mississippi Banner User Group Inc reported a surplus of $4K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $29K | $26K | $41K | $0 | — | — |
| 2022 | $23K | $25K | $37K | $0 | — | — |
| 2021 | $6 | $651 | $39K | $0 | — | — |
| 2020 | $1K | $4K | $39K | $0 | — | — |
| 2019 | $18K | $22K | $43K | $0 | — | View 990 |
| 2018 | $30K | $28K | $47K | $0 | — | View 990 |
| 2017 | $20K | $20K | $45K | $0 | — | — |
| 2016 | $27K | $27K | $45K | $0 | — | View 990 |
| 2015 | $29K | $29K | $45K | $0 | — | View 990 |
| 2014 | $31K | $23K | $46K | $0 | — | View 990 |
| 2013 | $36K | $22K | $37K | $0 | — | View 990 |
| 2012 | $33K | $24K | $24K | $0 | — | View 990 |
| 2011 | $27K | $26K | $15K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $29K, expenses of $26K, and assets of $41K (revenue +27.8% year-over-year).
- 2022: Revenue of $23K, expenses of $25K, and assets of $37K (revenue +383300.0% year-over-year).
- 2021: Revenue of $6, expenses of $651, and assets of $39K (revenue -99.4% year-over-year).
- 2020: Revenue of $1K, expenses of $4K, and assets of $39K (revenue -94.2% year-over-year).
- 2019: Revenue of $18K, expenses of $22K, and assets of $43K (revenue -41.8% year-over-year).
- 2018: Revenue of $30K, expenses of $28K, and assets of $47K (revenue +48.3% year-over-year).
- 2017: Revenue of $20K, expenses of $20K, and assets of $45K (revenue -23.9% year-over-year).
- 2016: Revenue of $27K, expenses of $27K, and assets of $45K (revenue -5.9% year-over-year).
- 2015: Revenue of $29K, expenses of $29K, and assets of $45K (revenue -8.0% year-over-year).
- 2014: Revenue of $31K, expenses of $23K, and assets of $46K (revenue -13.3% year-over-year).
- 2013: Revenue of $36K, expenses of $22K, and assets of $37K (revenue +7.1% year-over-year).
- 2012: Revenue of $33K, expenses of $24K, and assets of $24K (revenue +23.5% year-over-year).
- 2011: Revenue of $27K, expenses of $26K, and assets of $15K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mississippi Banner User Group Inc:
Data Sources and Methodology
This transparency report for Mississippi Banner User Group Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.