Montana Contractors Association Education Foundation Inc
Montana Contractors Association Education Foundation consistently reports no officer compensation amidst fluctuating revenues and growing assets.
EIN: 203397974 · Helena, MT · NTEE: B82 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $171K |
| Total Expenses | $122K |
| Program Spending | 90% |
| Net Assets | $109K |
| Transparency Score | 85/100 |
Is Montana Contractors Association Education Foundation Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Montana Contractors Association Education Foundation Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Montana Contractors Association Education Foundation Inc
Montana Contractors Association Education Foundation Inc (EIN: 203397974) is a nonprofit organization based in Helena, MT, classified under NTEE code B82. The organization reported total revenue of $171K and total assets of $150K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Montana Contractors Association Education Foundation Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Montana Contractors Association Education Foundation Inc is a small nonprofit that has been operating for 21 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 129.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $114K |
| Total Expenses | $122K |
| Surplus / Deficit | $-8,067 |
| Total Assets | $109K |
| Total Liabilities | $206 |
| Net Assets | $109K |
| Operating Margin | -7.1% |
| Debt-to-Asset Ratio | 0.2% |
| Months of Reserves | 10.8 months |
Financial Health Grade: B
In 2023, Montana Contractors Association Education Foundation Inc reported a deficit of $8K with expenses exceeding revenue, holds 10.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.2% (very low leverage).
Financial Trends
Over 12 years of filings (2012–2023), Montana Contractors Association Education Foundation Inc's revenue has grown at a compound annual growth rate (CAGR) of 129.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +29.3% | +125.8% | -6.9% |
| 2022 | +64.3% | +23.0% | +40.8% |
| 2021 | -14.3% | +61.5% | +13.5% |
| 2020 | +15.1% | -36.3% | +92.6% |
| 2019 | +158.3% | +21421.7% | +44.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Montana Contractors Association Education Foundation Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Montana Contractors Association Education Foundation Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $8K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.2%.
Executive Compensation Analysis
Executive compensation is consistently reported at 0% across all available filings, indicating that no salaries or other compensation are paid to officers, which is highly favorable for a nonprofit of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Montana Contractors Association Education Foundation Inc's IRS 990 filings:
- Expenses exceeded revenue in the most recent fiscal period (202312), indicating a deficit for that year.
Strengths
The following positive indicators were identified for Montana Contractors Association Education Foundation Inc:
- Consistent 0% officer compensation across all filings, indicating efficient use of funds.
- Significant growth in assets over the long term, from $5,301 in 2016 to $109,236 in 2023.
- Strong transparency with 12 years of consistent IRS 990 filings.
- Low liabilities, with $206 reported in recent years and $0 in earlier periods.
Frequently Asked Questions about Montana Contractors Association Education Foundation Inc
Is Montana Contractors Association Education Foundation Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Montana Contractors Association Education Foundation Inc (EIN: 203397974) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
How does Montana Contractors Association Education Foundation Inc spend its money?
Montana Contractors Association Education Foundation Inc directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Montana Contractors Association Education Foundation Inc tax-deductible?
Montana Contractors Association Education Foundation Inc is registered as a tax-exempt nonprofit (EIN: 203397974). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Montana Contractors Association Education Foundation Inc's spending goes to programs?
Montana Contractors Association Education Foundation Inc directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Montana Contractors Association Education Foundation Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Montana Contractors Association Education Foundation Inc is above average for NTEE category B82 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Montana Contractors Association Education Foundation Inc located?
Montana Contractors Association Education Foundation Inc is headquartered in Helena, Montana and files with the IRS under EIN 203397974. It is classified under NTEE code B82.
How many years of IRS 990 filings does Montana Contractors Association Education Foundation Inc have?
Montana Contractors Association Education Foundation Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $171K in total revenue.
Is Montana Contractors Association Education Foundation Inc a good charity?
Based on the provided data, the organization appears to be a good charity, primarily due to its consistent reporting of 0% officer compensation, indicating that funds are directed towards its mission rather than executive salaries. Its assets have also shown significant growth over time, from $5,301 in 2016 to $109,236 in 2023.
How has the organization's financial health changed over time?
The organization's financial health has generally improved, with assets growing from $5,301 in 2016 to $109,236 in 2023. Revenue has been volatile, ranging from $7 in 2016 to $140,042 in 2015, but the overall trend in assets is positive.
What is the organization's approach to executive compensation?
The organization's approach to executive compensation is to pay none, as evidenced by the 0% officer compensation reported in all 12 available IRS 990 filings.
Are there any concerns regarding the organization's recent financial performance?
A minor concern is the 2023 fiscal period where expenses ($121,685) exceeded revenue ($113,618), resulting in a deficit for that year. While not uncommon for nonprofits, it warrants monitoring to ensure long-term sustainability.
Filing History
IRS 990 filing history for Montana Contractors Association Education Foundation Inc showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), Montana Contractors Association Education Foundation Inc's revenue has grown by 946716.7%, moving from $12 to $114K. Total assets increased by 3285.1% over the same period, from $3K to $109K. Total functional expenses rose by 811133.3%, from $15 to $122K. In its most recent filing year (2023), Montana Contractors Association Education Foundation Inc reported a deficit of $8K, with expenses exceeding revenue. The organization holds $206 in liabilities against $109K in assets (debt-to-asset ratio: 0.2%), resulting in net assets of $109K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $114K | $122K | $109K | $206 | — | — |
| 2022 | $88K | $54K | $117K | $206 | — | View 990 |
| 2021 | $54K | $44K | $83K | $206 | — | View 990 |
| 2020 | $62K | $27K | $73K | $0 | — | — |
| 2019 | $54K | $43K | $38K | $0 | — | View 990 |
| 2018 | $21K | $198 | $26K | $0 | — | View 990 |
| 2017 | $30K | $29K | $6K | $0 | — | View 990 |
| 2016 | $7 | $7K | $5K | $0 | — | View 990 |
| 2015 | $140K | $163K | $13K | $0 | — | View 990 |
| 2014 | $110K | $78K | $35K | $0 | — | View 990 |
| 2013 | $4 | $15 | $3K | $0 | — | View 990 |
| 2012 | $12 | $15 | $3K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $114K, expenses of $122K, and assets of $109K (revenue +29.3% year-over-year).
- 2022: Revenue of $88K, expenses of $54K, and assets of $117K (revenue +64.3% year-over-year).
- 2021: Revenue of $54K, expenses of $44K, and assets of $83K (revenue -14.3% year-over-year).
- 2020: Revenue of $62K, expenses of $27K, and assets of $73K (revenue +15.1% year-over-year).
- 2019: Revenue of $54K, expenses of $43K, and assets of $38K (revenue +158.3% year-over-year).
- 2018: Revenue of $21K, expenses of $198, and assets of $26K (revenue -29.0% year-over-year).
- 2017: Revenue of $30K, expenses of $29K, and assets of $6K (revenue +422771.4% year-over-year).
- 2016: Revenue of $7, expenses of $7K, and assets of $5K (revenue -100.0% year-over-year).
- 2015: Revenue of $140K, expenses of $163K, and assets of $13K (revenue +27.3% year-over-year).
- 2014: Revenue of $110K, expenses of $78K, and assets of $35K (revenue +2750350.0% year-over-year).
- 2013: Revenue of $4, expenses of $15, and assets of $3K (revenue -66.7% year-over-year).
- 2012: Revenue of $12, expenses of $15, and assets of $3K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Montana Contractors Association Education Foundation Inc:
Data Sources and Methodology
This transparency report for Montana Contractors Association Education Foundation Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.