Montana Surplus Lines Agent's Assoc
EIN: 810399119 · Helena, MT
| Metric | Value |
|---|---|
| Total Expenses | $10K |
| Net Assets | $205K |
Is Montana Surplus Lines Agent's Assoc Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Montana Surplus Lines Agent's Assoc
Montana Surplus Lines Agent's Assoc (EIN: 810399119) is a nonprofit organization based in Helena, MT. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Montana Surplus Lines Agent's Assoc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Montana Surplus Lines Agent's Assoc is a micro nonprofit, with 3 years of IRS 990 filings on record (2011–2013). Revenue has grown at a compound annual rate of -26.6%.
Key Financial Metrics (2013)
From the most recent IRS 990 filing on record:
| Total Revenue | $3K |
| Total Expenses | $10K |
| Surplus / Deficit | $-6,707 |
| Total Assets | $206K |
| Total Liabilities | $339 |
| Net Assets | $205K |
| Operating Margin | -206.7% |
| Debt-to-Asset Ratio | 0.2% |
| Months of Reserves | 248.1 months |
Financial Health Grade: B
In 2013, Montana Surplus Lines Agent's Assoc reported a deficit of $7K with expenses exceeding revenue, holds 248.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.2% (very low leverage).
Financial Trends
Over 3 years of filings (2011–2013), Montana Surplus Lines Agent's Assoc's revenue has declined at a compound annual growth rate (CAGR) of -26.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2013 | -65.7% | -8.9% | +14.6% |
| 2012 | +57.4% | +161.0% | +3.8% |
AI Analysis Pending
AI enrichment for Montana Surplus Lines Agent's Assoc has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Montana Surplus Lines Agent's Assoc with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2013)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $7K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.2%.
Frequently Asked Questions about Montana Surplus Lines Agent's Assoc
Is Montana Surplus Lines Agent's Assoc a legitimate charity?
Montana Surplus Lines Agent's Assoc (EIN: 810399119) is a registered tax-exempt nonprofit based in Montana. It has 3 years of IRS 990 filings on record. No red flags identified. Financial health grade: B.
How does Montana Surplus Lines Agent's Assoc spend its money?
Montana Surplus Lines Agent's Assoc reported its financials in IRS 990 filings. 3 years of filing data available. Expenses exceeded revenue in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Montana Surplus Lines Agent's Assoc tax-deductible?
Montana Surplus Lines Agent's Assoc is registered as a tax-exempt nonprofit (EIN: 810399119). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Montana Surplus Lines Agent's Assoc located?
Montana Surplus Lines Agent's Assoc is headquartered in Helena, Montana and files with the IRS under EIN 810399119.
How many years of IRS 990 filings does Montana Surplus Lines Agent's Assoc have?
Montana Surplus Lines Agent's Assoc has 3 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Filing History
IRS 990 filing history for Montana Surplus Lines Agent's Assoc showing financial trends over 3 years of public records:
Over 3 years of IRS 990 filings (2011–2013), Montana Surplus Lines Agent's Assoc's revenue has declined by 46.1%, moving from $6K to $3K. Total assets increased by 19% over the same period, from $173K to $206K. Total functional expenses rose by 137.9%, from $4K to $10K. In its most recent filing year (2013), Montana Surplus Lines Agent's Assoc reported a deficit of $7K, with expenses exceeding revenue. The organization holds $339 in liabilities against $206K in assets (debt-to-asset ratio: 0.2%), resulting in net assets of $205K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2013 | $3K | $10K | $206K | $339 | — | View 990 |
| 2012 | $9K | $11K | $180K | $187 | — | View 990 |
| 2011 | $6K | $4K | $173K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2013: Revenue of $3K, expenses of $10K, and assets of $206K (revenue -65.7% year-over-year).
- 2012: Revenue of $9K, expenses of $11K, and assets of $180K (revenue +57.4% year-over-year).
- 2011: Revenue of $6K, expenses of $4K, and assets of $173K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Montana Surplus Lines Agent's Assoc:
Data Sources and Methodology
This transparency report for Montana Surplus Lines Agent's Assoc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.