Mount Carmel Guild
Mount Carmel Guild consistently maintains positive net income and growing assets with no reported officer compensation.
EIN: 210675183 · Trenton, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $916K |
| Total Expenses | $767K |
| Program Spending | 85% |
| Net Assets | $1.0M |
| Transparency Score | 90/100 |
Is Mount Carmel Guild Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Mount Carmel Guild directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mount Carmel Guild
Mount Carmel Guild (EIN: 210675183) is a nonprofit organization based in Trenton, NJ. The organization reported total revenue of $916K and total assets of $1.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mount Carmel Guild's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mount Carmel Guild is a small nonprofit that has been operating for 80 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $801K |
| Total Expenses | $767K |
| Surplus / Deficit | +$35K |
| Total Assets | $1.2M |
| Total Liabilities | $165K |
| Net Assets | $1.0M |
| Operating Margin | 4.3% |
| Debt-to-Asset Ratio | 13.7% |
| Months of Reserves | 18.8 months |
Financial Health Grade: A
In 2023, Mount Carmel Guild reported a surplus of $35K with revenue exceeding expenses, holds 18.8 months of operating reserves (strong position), has a debt-to-asset ratio of 13.7% (very low leverage).
Financial Trends
Over 12 years of filings (2011–2023), Mount Carmel Guild's revenue has grown at a compound annual growth rate (CAGR) of 1.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -3.6% | +0.2% | +1.5% |
| 2022 | -18.0% | +8.4% | +5.8% |
| 2021 | +36.5% | +3.4% | +30.1% |
| 2020 | +11.8% | +7.1% | +50.2% |
| 2019 | -1.8% | -6.4% | +3.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1946 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mount Carmel Guild with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Mount Carmel Guild allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $35K, with revenue exceeding expenses.
- Debt-to-asset ratio: 13.7%.
Executive Compensation Analysis
Mount Carmel Guild reports 0% officer compensation across all available filings, indicating that no salaries or other compensation are paid to its officers, which is a strong positive for donor confidence and resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Mount Carmel Guild:
- Consistent positive net income in recent years (e.g., $801,288 revenue vs. $766,516 expenses in 2023).
- Significant growth in assets, more than doubling from $571,409 in 2019 to $1,199,635 in 2023.
- 0% reported officer compensation across all filings, indicating high efficiency and dedication of funds to mission.
- Stable and manageable liabilities relative to growing assets.
- Strong financial reserves with assets significantly exceeding annual expenses.
Frequently Asked Questions about Mount Carmel Guild
Is Mount Carmel Guild a legitimate charity?
Mount Carmel Guild (EIN: 210675183) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 90/100. It has 12 years of IRS 990 filings on record. Total revenue: $916K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does Mount Carmel Guild spend its money?
Mount Carmel Guild directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Mount Carmel Guild tax-deductible?
Mount Carmel Guild is registered as a tax-exempt nonprofit (EIN: 210675183). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Mount Carmel Guild's spending goes to programs?
Mount Carmel Guild directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Mount Carmel Guild located?
Mount Carmel Guild is headquartered in Trenton, New Jersey and files with the IRS under EIN 210675183.
How many years of IRS 990 filings does Mount Carmel Guild have?
Mount Carmel Guild has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $916K in total revenue.
Is Mount Carmel Guild a good charity?
Based on the provided IRS 990 data, Mount Carmel Guild appears to be a very good charity. It consistently operates with a surplus, has growing assets, and reports 0% officer compensation, indicating a strong commitment to its mission and efficient use of funds.
How has Mount Carmel Guild's financial health changed over time?
Mount Carmel Guild's financial health has improved significantly. Assets have more than doubled from $571,409 in 2019 to $1,199,635 in 2023. Revenue has also generally increased, and the organization has consistently maintained a positive net income in recent years, reversing some deficits seen in earlier periods like 2016-2018.
What is Mount Carmel Guild's approach to executive compensation?
Mount Carmel Guild's approach to executive compensation is highly conservative, reporting 0% officer compensation in all available filings. This means that no funds are allocated from the organization's budget for officer salaries or benefits, maximizing resources for programmatic activities.
Filing History
IRS 990 filing history for Mount Carmel Guild showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Mount Carmel Guild's revenue has grown by 24.9%, moving from $642K to $801K. Total assets increased by 125.6% over the same period, from $532K to $1.2M. Total functional expenses fell by 0.9%, from $774K to $767K. In its most recent filing year (2023), Mount Carmel Guild reported a surplus of $35K, with revenue exceeding expenses. The organization holds $165K in liabilities against $1.2M in assets (debt-to-asset ratio: 13.7%), resulting in net assets of $1.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $801K | $767K | $1.2M | $165K | — | View 990 |
| 2022 | $831K | $765K | $1.2M | $190K | — | View 990 |
| 2021 | $1.0M | $706K | $1.1M | $176K | — | View 990 |
| 2020 | $742K | $683K | $858K | $254K | — | View 990 |
| 2019 | $664K | $638K | $571K | $25K | — | View 990 |
| 2018 | $677K | $681K | $553K | $27K | — | View 990 |
| 2017 | $668K | $723K | $564K | $32K | — | View 990 |
| 2016 | $641K | $744K | $609K | $24K | — | View 990 |
| 2015 | $703K | $754K | $721K | $38K | — | View 990 |
| 2014 | $710K | $714K | $783K | $49K | — | View 990 |
| 2013 | $960K | $682K | $791K | $53K | — | View 990 |
| 2011 | $642K | $774K | $532K | $51K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $801K, expenses of $767K, and assets of $1.2M (revenue -3.6% year-over-year).
- 2022: Revenue of $831K, expenses of $765K, and assets of $1.2M (revenue -18.0% year-over-year).
- 2021: Revenue of $1.0M, expenses of $706K, and assets of $1.1M (revenue +36.5% year-over-year).
- 2020: Revenue of $742K, expenses of $683K, and assets of $858K (revenue +11.8% year-over-year).
- 2019: Revenue of $664K, expenses of $638K, and assets of $571K (revenue -1.8% year-over-year).
- 2018: Revenue of $677K, expenses of $681K, and assets of $553K (revenue +1.4% year-over-year).
- 2017: Revenue of $668K, expenses of $723K, and assets of $564K (revenue +4.2% year-over-year).
- 2016: Revenue of $641K, expenses of $744K, and assets of $609K (revenue -8.9% year-over-year).
- 2015: Revenue of $703K, expenses of $754K, and assets of $721K (revenue -0.9% year-over-year).
- 2014: Revenue of $710K, expenses of $714K, and assets of $783K (revenue -26.0% year-over-year).
- 2013: Revenue of $960K, expenses of $682K, and assets of $791K (revenue +49.5% year-over-year).
- 2011: Revenue of $642K, expenses of $774K, and assets of $532K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mount Carmel Guild:
Data Sources and Methodology
This transparency report for Mount Carmel Guild is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.