Mountains To Shore Board Of Realtor

Mountains To Shore Board Of Realtor shows consistent revenue growth and strong asset accumulation with zero reported liabilities.

EIN: 10360504 · Camden, ME · Updated: 2026-03-28

$309KRevenue
$480KAssets
85/100Mission Score (Excellent)
Mountains To Shore Board Of Realtor Financial Summary
MetricValue
Total Revenue$309K
Total Expenses$215K
Program Spending75%
Net Assets$426K
Transparency Score85/100

Is Mountains To Shore Board Of Realtor Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Mountains To Shore Board Of Realtor directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Mountains To Shore Board Of Realtor

Mountains To Shore Board Of Realtor (EIN: 10360504) is a nonprofit organization based in Camden, ME. The organization reported total revenue of $309K and total assets of $480K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mountains To Shore Board Of Realtor's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

47Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Mountains To Shore Board Of Realtor is a small nonprofit that has been operating for 47 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 19.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$299K
Total Expenses$215K
Surplus / Deficit+$83K
Total Assets$426K
Net Assets$426K
Operating Margin27.9%
Months of Reserves23.7 months

Financial Health Grade: A

In 2023, Mountains To Shore Board Of Realtor reported a surplus of $83K with revenue exceeding expenses, holds 23.7 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), Mountains To Shore Board Of Realtor's revenue has grown at a compound annual growth rate (CAGR) of 19.0%.

YearRevenue ChangeExpense ChangeAsset Change
2023+14.9%-6.5%+24.3%
2022+10.8%+39.1%+9.5%
2021+39.0%+33.6%+28.4%
2020-29.9%-40.7%+22.0%
2019+11.7%+14.3%+19.3%

IRS Tax-Exempt Classification

IRS Classification Codes4000
IRS Ruling Date1979

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mountains To Shore Board Of Realtor demonstrates consistent financial growth and stability over the past decade. Revenue has steadily increased from $47,906 in 2015 to $298,778 in 2023, indicating a healthy upward trend in financial support. The organization consistently maintains zero liabilities, as seen in the 2023, 2022, 2021, 2020, 2016, 2015, and 2014 filings, which is a strong indicator of fiscal responsibility and low financial risk. Assets have also grown significantly, from $26,077 in 2015 to $426,379 in 2023, further solidifying its financial health. Spending efficiency appears to be managed well, with expenses generally lower than revenue, allowing for asset accumulation. For instance, in 2023, revenue was $298,778 against expenses of $215,446, resulting in a surplus. The consistent reporting of 0% officer compensation across all available filings suggests that the organization is either volunteer-led at the executive level or compensates its leadership through non-officer roles, which can be a positive sign for donor confidence regarding executive pay. However, without a detailed breakdown of program, administrative, and fundraising expenses, a precise assessment of spending efficiency across these categories is limited. The NTEE code being unknown also limits the ability to compare its spending ratios against peer organizations.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Mountains To Shore Board Of Realtor with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 75%
  • fundraising: 10%

According to IRS 990 filings, Mountains To Shore Board Of Realtor allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$299KTotal Revenue
$215KTotal Expenses
$426KTotal Assets
$426KNet Assets
  • The organization reported a surplus of $83K, with revenue exceeding expenses.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, including the latest 2023 period, indicating that executive leadership is either unpaid or compensated through other means not categorized as officer compensation, which is highly favorable for donor perception.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Mountains To Shore Board Of Realtor's IRS 990 filings:

  • NTEE code is unknown, limiting peer comparison for financial efficiency.
  • Lack of detailed expense breakdown (program, admin, fundraising) in provided data prevents precise efficiency analysis.

Strengths

The following positive indicators were identified for Mountains To Shore Board Of Realtor:

  • Consistent revenue growth from $47,906 in 2015 to $298,778 in 2023.
  • Strong asset accumulation, growing from $26,077 in 2015 to $426,379 in 2023.
  • Consistently reports $0 liabilities in most recent filings (2023, 2022, 2021, 2020), indicating strong financial health.
  • 0% officer compensation reported across all available filings, suggesting efficient use of funds or volunteer leadership.

Frequently Asked Questions about Mountains To Shore Board Of Realtor

Is Mountains To Shore Board Of Realtor a legitimate charity?

Mountains To Shore Board Of Realtor (EIN: 10360504) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $309K. 2 red flags identified. 4 strengths noted. Financial health grade: A.

How does Mountains To Shore Board Of Realtor spend its money?

Mountains To Shore Board Of Realtor directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.

Are donations to Mountains To Shore Board Of Realtor tax-deductible?

Mountains To Shore Board Of Realtor is registered as a tax-exempt nonprofit (EIN: 10360504). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Mountains To Shore Board Of Realtor's spending goes to programs?

Mountains To Shore Board Of Realtor directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

Where is Mountains To Shore Board Of Realtor located?

Mountains To Shore Board Of Realtor is headquartered in Camden, Maine and files with the IRS under EIN 10360504.

How many years of IRS 990 filings does Mountains To Shore Board Of Realtor have?

Mountains To Shore Board Of Realtor has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $309K in total revenue.

What are the specific program activities funded by Mountains To Shore Board Of Realtor?

The provided IRS 990 data does not detail the specific program activities. Further investigation into the organization's public statements or detailed financial schedules would be needed to understand its programs.

How does Mountains To Shore Board Of Realtor manage to have 0% officer compensation?

The consistent reporting of 0% officer compensation suggests that the organization's officers may be volunteers, or their compensation is categorized differently within the IRS 990 filing (e.g., as general salaries rather than officer-specific compensation). Without further detail, it's difficult to ascertain the exact mechanism.

What is the NTEE code for Mountains To Shore Board Of Realtor and how does it impact peer comparison?

The NTEE code for Mountains To Shore Board Of Realtor is currently unknown. This limits the ability to accurately compare its financial metrics, such as spending ratios and efficiency, against similar organizations within the same sector.

Filing History

IRS 990 filing history for Mountains To Shore Board Of Realtor showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Mountains To Shore Board Of Realtor's revenue has grown by 703.8%, moving from $37K to $299K. Total assets increased by 1148% over the same period, from $34K to $426K. Total functional expenses rose by 450%, from $39K to $215K. In its most recent filing year (2023), Mountains To Shore Board Of Realtor reported a surplus of $83K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $299K $215K $426K $0 View 990
2022 $260K $230K $343K $0 View 990
2021 $235K $166K $313K $0 View 990
2020 $169K $124K $244K $0
2019 $241K $209K $200K $898 View 990
2018 $216K $183K $168K $628 View 990
2017 $239K $129K $135K $638 View 990
2016 $71K $74K $24K $0 View 990
2015 $48K $51K $26K $0 View 990
2014 $53K $55K $29K $0 View 990
2013 $46K $47K $31K $0 View 990
2012 $43K $45K $32K $0 View 990
2011 $37K $39K $34K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $299K, expenses of $215K, and assets of $426K (revenue +14.9% year-over-year).
  • 2022: Revenue of $260K, expenses of $230K, and assets of $343K (revenue +10.8% year-over-year).
  • 2021: Revenue of $235K, expenses of $166K, and assets of $313K (revenue +39.0% year-over-year).
  • 2020: Revenue of $169K, expenses of $124K, and assets of $244K (revenue -29.9% year-over-year).
  • 2019: Revenue of $241K, expenses of $209K, and assets of $200K (revenue +11.7% year-over-year).
  • 2018: Revenue of $216K, expenses of $183K, and assets of $168K (revenue -9.8% year-over-year).
  • 2017: Revenue of $239K, expenses of $129K, and assets of $135K (revenue +234.7% year-over-year).
  • 2016: Revenue of $71K, expenses of $74K, and assets of $24K (revenue +49.1% year-over-year).
  • 2015: Revenue of $48K, expenses of $51K, and assets of $26K (revenue -9.0% year-over-year).
  • 2014: Revenue of $53K, expenses of $55K, and assets of $29K (revenue +15.0% year-over-year).
  • 2013: Revenue of $46K, expenses of $47K, and assets of $31K (revenue +6.7% year-over-year).
  • 2012: Revenue of $43K, expenses of $45K, and assets of $32K (revenue +15.5% year-over-year).
  • 2011: Revenue of $37K, expenses of $39K, and assets of $34K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Mountains To Shore Board Of Realtor:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Mountains To Shore Board Of Realtor is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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