National Housing Institute
National Housing Institute: Strong Mission, High Administrative Costs
EIN: 222432179 · Montclair, NJ · NTEE: L80Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $692K |
| Total Expenses | $764K |
| Program Spending | 70% |
| Net Assets | $987K |
| Transparency Score | 85/100 |
Is National Housing Institute Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
National Housing Institute directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About National Housing Institute
National Housing Institute (EIN: 222432179) is a nonprofit organization based in Montclair, NJ, classified under NTEE code L80Z. The organization reported total revenue of $692K and total assets of $1.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of National Housing Institute's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
National Housing Institute is a small nonprofit that has been operating for 41 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 10.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $810K |
| Total Expenses | $764K |
| Surplus / Deficit | +$46K |
| Total Assets | $1.0M |
| Total Liabilities | $17K |
| Net Assets | $987K |
| Operating Margin | 5.7% |
| Debt-to-Asset Ratio | 1.7% |
| Months of Reserves | 15.8 months |
Financial Health Grade: A
In 2023, National Housing Institute reported a surplus of $46K with revenue exceeding expenses, holds 15.8 months of operating reserves (strong position), has a debt-to-asset ratio of 1.7% (very low leverage).
Financial Trends
Over 14 years of filings (2010–2023), National Housing Institute's revenue has grown at a compound annual growth rate (CAGR) of 10.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -7.4% | +10.5% | +5.5% |
| 2022 | +7.3% | +4.9% | +22.7% |
| 2021 | +5.7% | +23.2% | -10.6% |
| 2020 | +12.6% | +0.2% | +52.9% |
| 2019 | +234.6% | +4.9% | +137.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 1985 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates National Housing Institute with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, National Housing Institute allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $46K, with revenue exceeding expenses.
- Debt-to-asset ratio: 1.7%.
Executive Compensation Analysis
Executive compensation details are not explicitly provided in the summary data, preventing a specific assessment of individual salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of National Housing Institute's IRS 990 filings:
- Administrative expenses appear to be a significant portion of total expenditures, potentially impacting program efficiency.
- The organization's liabilities have fluctuated, reaching a high of $264,831 in 2020.
Strengths
The following positive indicators were identified for National Housing Institute:
- Consistent revenue generation over several years, demonstrating financial stability.
- Strong asset base, consistently exceeding liabilities, indicating good financial health.
- The organization has maintained a positive net income in most recent years.
Frequently Asked Questions about National Housing Institute
Is National Housing Institute a legitimate charity?
National Housing Institute (EIN: 222432179) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 14 years of IRS 990 filings on record. Total revenue: $692K. 2 red flags identified. 3 strengths noted. Financial health grade: A.
How does National Housing Institute spend its money?
National Housing Institute directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to National Housing Institute tax-deductible?
National Housing Institute is registered as a tax-exempt nonprofit (EIN: 222432179). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of National Housing Institute's spending goes to programs?
National Housing Institute directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does National Housing Institute compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), National Housing Institute is above average for NTEE category L80Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is National Housing Institute located?
National Housing Institute is headquartered in Montclair, New Jersey and files with the IRS under EIN 222432179. It is classified under NTEE code L80Z.
How many years of IRS 990 filings does National Housing Institute have?
National Housing Institute has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $692K in total revenue.
What does National Housing Institute do?
National Housing Institute is a nonprofit organization in the Housing & Shelter sector, located in Montclair, New Jersey. It is classified under NTEE code L80Z.
How much revenue does National Housing Institute have?
National Housing Institute reported total revenue of $692,044. Based on 14 IRS 990 filings on record.
What are National Housing Institute's total assets?
National Housing Institute holds total assets of $1,066,703 as reported in IRS 990 filings.
Where is National Housing Institute located?
National Housing Institute is based in Montclair, New Jersey.
What is National Housing Institute's EIN?
National Housing Institute's Employer Identification Number (EIN) is 222432179. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is National Housing Institute?
National Housing Institute is classified under NTEE code L80Z (Housing & Shelter).
Is National Housing Institute a registered 501(c)(3)?
Yes, National Housing Institute is recognized as a tax-exempt organization by the IRS. EIN: 222432179.
Does National Housing Institute file IRS Form 990?
Yes, National Housing Institute has 14 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was National Housing Institute's revenue in 2023?
In the 202312 filing period, National Housing Institute reported total revenue of $809,859, total expenses of $763,931, and net assets of $1,003,787.
Is National Housing Institute's revenue growing or declining?
National Housing Institute's revenue is declining. Revenue went from $874,492 (202212) to $809,859 (202312), a -7.4% change. Based on 14 filings on record.
What is National Housing Institute's most recent 990 filing?
The most recent IRS Form 990 filing for National Housing Institute covers tax period 202312. It shows revenue of $809,859, expenses of $763,931, total assets of $1,003,787, and liabilities of $16,756.
How much does National Housing Institute spend on programs vs administration?
Based on IRS 990 analysis, National Housing Institute allocates approximately 70% of expenses to program services, 20% to administrative costs, and 10% to fundraising. Program spending is moderate relative to overhead.
Is National Housing Institute a trustworthy charity?
Based on AI analysis of IRS 990 data, National Housing Institute appears trustworthy. Mission Score: 85/100 (Excellent). 2 red flags identified. 3 strengths noted.
What are the red flags for National Housing Institute?
The following concerns were identified: Administrative expenses appear to be a significant portion of total expenditures, potentially impacting program efficiency.. The organization's liabilities have fluctuated, reaching a high of $264,831 in 2020.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are National Housing Institute's strengths?
Positive indicators for National Housing Institute include: Consistent revenue generation over several years, demonstrating financial stability.. Strong asset base, consistently exceeding liabilities, indicating good financial health.. The organization has maintained a positive net income in most recent years.. These findings are derived from AI analysis of the organization's financial filings.
How does National Housing Institute compensate executives?
Executive compensation details are not explicitly provided in the summary data, preventing a specific assessment of individual salaries. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How has the organization managed to maintain a strong asset base despite fluctuating revenues and significant administrative costs?
The organization has consistently generated more revenue than expenses in recent years, allowing for asset accumulation. For example, in 2023, revenues were $809,859 while expenses were $763,931, contributing to an asset base of $1,003,787.
What factors contributed to the substantial increase in liabilities in 2020 to $264,831, and how was this managed in subsequent years?
The provided data does not specify the exact nature of the liabilities in 2020. However, the subsequent decrease to $16,756 by 2023 suggests effective financial management or resolution of the underlying obligations.
Filing History
IRS 990 filing history for National Housing Institute showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), National Housing Institute's revenue has grown by 245.6%, moving from $234K to $810K. Total assets increased by 416.5% over the same period, from $194K to $1.0M. Total functional expenses rose by 202.3%, from $253K to $764K. In its most recent filing year (2023), National Housing Institute reported a surplus of $46K, with revenue exceeding expenses. The organization holds $17K in liabilities against $1.0M in assets (debt-to-asset ratio: 1.7%), resulting in net assets of $987K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $810K | $764K | $1.0M | $17K | — | — |
| 2022 | $874K | $691K | $951K | $10K | — | View 990 |
| 2021 | $815K | $659K | $775K | $17K | — | View 990 |
| 2020 | $771K | $535K | $867K | $265K | — | View 990 |
| 2019 | $684K | $534K | $567K | $201K | — | View 990 |
| 2018 | $205K | $509K | $238K | $23K | — | View 990 |
| 2017 | $161K | $486K | $541K | $21K | — | View 990 |
| 2016 | $931K | $507K | $859K | $14K | — | View 990 |
| 2015 | $668K | $419K | $433K | $12K | — | View 990 |
| 2014 | $343K | $458K | $188K | $17K | — | View 990 |
| 2013 | $574K | $438K | $299K | $13K | — | View 990 |
| 2012 | $587K | $504K | $165K | $15K | — | View 990 |
| 2011 | $358K | $351K | $87K | $19K | — | View 990 |
| 2010 | $234K | $253K | $194K | $133K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $810K, expenses of $764K, and assets of $1.0M (revenue -7.4% year-over-year).
- 2022: Revenue of $874K, expenses of $691K, and assets of $951K (revenue +7.3% year-over-year).
- 2021: Revenue of $815K, expenses of $659K, and assets of $775K (revenue +5.7% year-over-year).
- 2020: Revenue of $771K, expenses of $535K, and assets of $867K (revenue +12.6% year-over-year).
- 2019: Revenue of $684K, expenses of $534K, and assets of $567K (revenue +234.6% year-over-year).
- 2018: Revenue of $205K, expenses of $509K, and assets of $238K (revenue +26.7% year-over-year).
- 2017: Revenue of $161K, expenses of $486K, and assets of $541K (revenue -82.7% year-over-year).
- 2016: Revenue of $931K, expenses of $507K, and assets of $859K (revenue +39.3% year-over-year).
- 2015: Revenue of $668K, expenses of $419K, and assets of $433K (revenue +95.1% year-over-year).
- 2014: Revenue of $343K, expenses of $458K, and assets of $188K (revenue -40.3% year-over-year).
- 2013: Revenue of $574K, expenses of $438K, and assets of $299K (revenue -2.2% year-over-year).
- 2012: Revenue of $587K, expenses of $504K, and assets of $165K (revenue +63.9% year-over-year).
- 2011: Revenue of $358K, expenses of $351K, and assets of $87K (revenue +52.7% year-over-year).
- 2010: Revenue of $234K, expenses of $253K, and assets of $194K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for National Housing Institute:
Data Sources and Methodology
This transparency report for National Housing Institute is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.