National Paper Trade Association
National Paper Trade Association maintains stable finances with decreasing liabilities and no reported officer compensation.
EIN: 131086900 · Chicago, IL · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $963K |
| Total Expenses | $841K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $943K |
| Transparency Score | 85/100 |
Is National Paper Trade Association Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
National Paper Trade Association directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About National Paper Trade Association
National Paper Trade Association (EIN: 131086900) is a nonprofit organization based in Chicago, IL. The organization reported total revenue of $963K and total assets of $1.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of National Paper Trade Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
National Paper Trade Association is a small nonprofit that has been operating for 54 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -1.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $880K |
| Total Expenses | $841K |
| Surplus / Deficit | +$39K |
| Total Assets | $1.2M |
| Total Liabilities | $256K |
| Net Assets | $943K |
| Operating Margin | 4.5% |
| Debt-to-Asset Ratio | 21.4% |
| Months of Reserves | 17.1 months |
Financial Health Grade: A
In 2023, National Paper Trade Association reported a surplus of $39K with revenue exceeding expenses, holds 17.1 months of operating reserves (strong position), has a debt-to-asset ratio of 21.4% (moderate leverage).
Financial Trends
Over 14 years of filings (2010–2023), National Paper Trade Association's revenue has declined at a compound annual growth rate (CAGR) of -1.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +21.7% | +5.1% | -1.3% |
| 2022 | +37.2% | +46.9% | -14.8% |
| 2021 | -23.7% | -31.4% | +22.4% |
| 2020 | -30.6% | -19.0% | -10.6% |
| 2019 | +6.9% | +4.4% | +10.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1972 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates National Paper Trade Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, National Paper Trade Association allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $39K, with revenue exceeding expenses.
- Debt-to-asset ratio: 21.4%.
Executive Compensation Analysis
The National Paper Trade Association consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either uncompensated or compensated through mechanisms not classified as officer compensation, which is highly unusual for an organization with nearly $1 million in annual revenue and suggests a strong commitment to minimizing overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for National Paper Trade Association:
- Consistent reporting of 0% officer compensation, indicating strong fiscal responsibility.
- Significant reduction in liabilities over the past decade, improving financial stability (from $876,363 in 2014 to $256,365 in 2023).
- Stable asset base consistently above $1 million, providing a solid financial foundation.
- Consistent filing of IRS 990 forms over 14 periods, demonstrating transparency and compliance.
- Revenues generally cover expenses, indicating sustainable operations (e.g., 2023 revenue $880,197 vs. expenses $840,759).
Frequently Asked Questions about National Paper Trade Association
Is National Paper Trade Association a legitimate charity?
National Paper Trade Association (EIN: 131086900) is a registered tax-exempt nonprofit based in Illinois. Our AI analysis gives it a Mission Score of 85/100. It has 14 years of IRS 990 filings on record. Total revenue: $963K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does National Paper Trade Association spend its money?
National Paper Trade Association directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to National Paper Trade Association tax-deductible?
National Paper Trade Association is registered as a tax-exempt nonprofit (EIN: 131086900). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the National Paper Trade Association CEO make?
National Paper Trade Association's highest-compensated officer earns $1 annually. The organization reported $963K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of National Paper Trade Association's spending goes to programs?
National Paper Trade Association directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is National Paper Trade Association located?
National Paper Trade Association is headquartered in Chicago, Illinois and files with the IRS under EIN 131086900.
How many years of IRS 990 filings does National Paper Trade Association have?
National Paper Trade Association has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $963K in total revenue.
Is the National Paper Trade Association financially stable?
Yes, the NPTA appears financially stable. Its assets consistently exceed $1 million, and liabilities have significantly decreased from $876,363 in 2014 to $256,365 in 2023, indicating improved financial health. Revenues generally cover expenses, as seen in 2023 where revenue was $880,197 and expenses were $840,759.
How does the NPTA manage executive compensation?
The NPTA reports 0% officer compensation in all available IRS 990 filings. This suggests that its leadership is either entirely volunteer-based or compensated through non-officer roles, which is a notable practice for an organization of its size.
Has the NPTA's financial health improved over time?
Yes, the NPTA's financial health has improved, particularly regarding its liabilities. Total liabilities have decreased substantially from $876,363 in 2014 to $256,365 in 2023, while assets have remained robust, indicating a stronger balance sheet.
Filing History
IRS 990 filing history for National Paper Trade Association showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), National Paper Trade Association's revenue has declined by 18.5%, moving from $1.1M to $880K. Total assets decreased by 16.1% over the same period, from $1.4M to $1.2M. Total functional expenses fell by 25.4%, from $1.1M to $841K. In its most recent filing year (2023), National Paper Trade Association reported a surplus of $39K, with revenue exceeding expenses. The organization holds $256K in liabilities against $1.2M in assets (debt-to-asset ratio: 21.4%), resulting in net assets of $943K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $880K | $841K | $1.2M | $256K | — | — |
| 2022 | $723K | $800K | $1.2M | $394K | — | — |
| 2021 | $527K | $545K | $1.4M | $332K | — | View 990 |
| 2020 | $691K | $794K | $1.2M | $442K | — | — |
| 2019 | $996K | $981K | $1.3M | $551K | — | — |
| 2018 | $931K | $939K | $1.2M | $581K | — | View 990 |
| 2017 | $971K | $870K | $1.3M | $598K | — | — |
| 2016 | $949K | $876K | $1.3M | $756K | — | View 990 |
| 2015 | $963K | $918K | $1.2M | $809K | — | View 990 |
| 2014 | $781K | $756K | $1.2M | $876K | — | View 990 |
| 2013 | $888K | $899K | $1.1M | $810K | — | View 990 |
| 2012 | $1.1M | $918K | $1.0M | $857K | — | View 990 |
| 2011 | $1.1M | $918K | $1.0M | $857K | — | View 990 |
| 2010 | $1.1M | $1.1M | $1.4M | $1.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $880K, expenses of $841K, and assets of $1.2M (revenue +21.7% year-over-year).
- 2022: Revenue of $723K, expenses of $800K, and assets of $1.2M (revenue +37.2% year-over-year).
- 2021: Revenue of $527K, expenses of $545K, and assets of $1.4M (revenue -23.7% year-over-year).
- 2020: Revenue of $691K, expenses of $794K, and assets of $1.2M (revenue -30.6% year-over-year).
- 2019: Revenue of $996K, expenses of $981K, and assets of $1.3M (revenue +6.9% year-over-year).
- 2018: Revenue of $931K, expenses of $939K, and assets of $1.2M (revenue -4.1% year-over-year).
- 2017: Revenue of $971K, expenses of $870K, and assets of $1.3M (revenue +2.3% year-over-year).
- 2016: Revenue of $949K, expenses of $876K, and assets of $1.3M (revenue -1.4% year-over-year).
- 2015: Revenue of $963K, expenses of $918K, and assets of $1.2M (revenue +23.2% year-over-year).
- 2014: Revenue of $781K, expenses of $756K, and assets of $1.2M (revenue -12.0% year-over-year).
- 2013: Revenue of $888K, expenses of $899K, and assets of $1.1M (revenue -16.9% year-over-year).
- 2012: Revenue of $1.1M, expenses of $918K, and assets of $1.0M (revenue +0.0% year-over-year).
- 2011: Revenue of $1.1M, expenses of $918K, and assets of $1.0M (revenue -1.0% year-over-year).
- 2010: Revenue of $1.1M, expenses of $1.1M, and assets of $1.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for National Paper Trade Association:
Data Sources and Methodology
This transparency report for National Paper Trade Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.