New Hampshire Commerical Investment Board Of Realtors Inc
New Hampshire Commercial Investment Board of Realtors consistently operates with a surplus and no reported officer compensation.
EIN: 20464391 · Bedford, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $220K |
| Total Expenses | $172K |
| Program Spending | 80% |
| CEO/Top Officer Pay | $219,824 |
| Net Assets | $233K |
| Transparency Score | 85/100 |
Is New Hampshire Commerical Investment Board Of Realtors Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
New Hampshire Commerical Investment Board Of Realtors Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About New Hampshire Commerical Investment Board Of Realtors Inc
New Hampshire Commerical Investment Board Of Realtors Inc (EIN: 20464391) is a nonprofit organization based in Bedford, NH. The organization reported total revenue of $220K and total assets of $441K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Hampshire Commerical Investment Board Of Realtors Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
New Hampshire Commerical Investment Board Of Realtors Inc is a small nonprofit that has been operating for 31 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $207K |
| Total Expenses | $172K |
| Surplus / Deficit | +$35K |
| Total Assets | $355K |
| Total Liabilities | $122K |
| Net Assets | $233K |
| Operating Margin | 16.9% |
| Debt-to-Asset Ratio | 34.3% |
| Months of Reserves | 24.8 months |
Financial Health Grade: A
In 2023, New Hampshire Commerical Investment Board Of Realtors Inc reported a surplus of $35K with revenue exceeding expenses, holds 24.8 months of operating reserves (strong position), has a debt-to-asset ratio of 34.3% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), New Hampshire Commerical Investment Board Of Realtors Inc's revenue has grown at a compound annual growth rate (CAGR) of 4.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -7.3% | -12.9% | +6.0% |
| 2022 | +34.5% | +42.8% | +15.9% |
| 2021 | +9.3% | +1.1% | +8.5% |
| 2020 | -19.0% | -20.7% | +2.8% |
| 2019 | +7.5% | +2.4% | +13.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1995 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates New Hampshire Commerical Investment Board Of Realtors Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, New Hampshire Commerical Investment Board Of Realtors Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $35K, with revenue exceeding expenses.
- Debt-to-asset ratio: 34.3%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating a volunteer-led structure or very minimal paid leadership, which is highly efficient for an organization of its size (latest revenue $219,824).
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of New Hampshire Commerical Investment Board Of Realtors Inc's IRS 990 filings:
- NTEE Code is unknown, making peer benchmarking difficult
- Detailed breakdown of program, administrative, and fundraising expenses not explicitly provided in summary data
Strengths
The following positive indicators were identified for New Hampshire Commerical Investment Board Of Realtors Inc:
- Consistent financial surplus, indicating sound management (e.g., 2023 revenue $206,624 vs. expenses $171,727)
- Zero reported officer compensation across all filings, suggesting high efficiency
- Steady growth in assets over the past decade (from $240,727 in 2014 to $355,016 in 2023)
- Consistent filing of IRS 990s, demonstrating transparency
Frequently Asked Questions about New Hampshire Commerical Investment Board Of Realtors Inc
Is New Hampshire Commerical Investment Board Of Realtors Inc a legitimate charity?
New Hampshire Commerical Investment Board Of Realtors Inc (EIN: 20464391) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $220K. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does New Hampshire Commerical Investment Board Of Realtors Inc spend its money?
New Hampshire Commerical Investment Board Of Realtors Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to New Hampshire Commerical Investment Board Of Realtors Inc tax-deductible?
New Hampshire Commerical Investment Board Of Realtors Inc is registered as a tax-exempt nonprofit (EIN: 20464391). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the New Hampshire Commerical Investment Board Of Realtors Inc CEO make?
New Hampshire Commerical Investment Board Of Realtors Inc's highest-compensated officer earns $219,824 annually. The organization reported $220K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of New Hampshire Commerical Investment Board Of Realtors Inc's spending goes to programs?
New Hampshire Commerical Investment Board Of Realtors Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is New Hampshire Commerical Investment Board Of Realtors Inc located?
New Hampshire Commerical Investment Board Of Realtors Inc is headquartered in Bedford, New Hampshire and files with the IRS under EIN 20464391.
How many years of IRS 990 filings does New Hampshire Commerical Investment Board Of Realtors Inc have?
New Hampshire Commerical Investment Board Of Realtors Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $220K in total revenue.
Is New Hampshire Commercial Investment Board Of Realtors Inc a good charity?
Based on the available financial data, the organization appears to be well-managed, consistently operating with a surplus, and reports 0% officer compensation, suggesting efficient use of funds. Its consistent financial growth and stability are positive indicators.
How has the organization's financial health changed over time?
The organization has shown consistent financial growth and stability. Assets have increased from $240,727 in 2014 to $355,016 in 2023, and it has generally maintained a positive net income, with revenue exceeding expenses in most years, such as $206,624 revenue vs. $171,727 expenses in 2023.
What is the significance of 0% officer compensation?
0% officer compensation is a strong indicator of financial efficiency, suggesting that the organization's leadership is either entirely volunteer-based or compensated through other means not classified as officer compensation, allowing more funds to be directed towards its mission.
Filing History
IRS 990 filing history for New Hampshire Commerical Investment Board Of Realtors Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), New Hampshire Commerical Investment Board Of Realtors Inc's revenue has grown by 76.3%, moving from $117K to $207K. Total assets increased by 59.9% over the same period, from $222K to $355K. Total functional expenses rose by 43.5%, from $120K to $172K. In its most recent filing year (2023), New Hampshire Commerical Investment Board Of Realtors Inc reported a surplus of $35K, with revenue exceeding expenses. The organization holds $122K in liabilities against $355K in assets (debt-to-asset ratio: 34.3%), resulting in net assets of $233K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $207K | $172K | $355K | $122K | — | — |
| 2022 | $223K | $197K | $335K | $137K | — | View 990 |
| 2021 | $166K | $138K | $289K | $116K | — | — |
| 2020 | $152K | $137K | $266K | $122K | — | View 990 |
| 2019 | $187K | $172K | $259K | $129K | — | View 990 |
| 2018 | $174K | $168K | $228K | $113K | — | View 990 |
| 2017 | $153K | $151K | $227K | $118K | — | View 990 |
| 2016 | $146K | $161K | $211K | $104K | — | View 990 |
| 2015 | $128K | $145K | $214K | $93K | — | View 990 |
| 2014 | $109K | $121K | $241K | $102K | — | View 990 |
| 2013 | $107K | $110K | $239K | $89K | — | View 990 |
| 2012 | $121K | $118K | $253K | $100K | — | View 990 |
| 2011 | $117K | $120K | $222K | $73K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $207K, expenses of $172K, and assets of $355K (revenue -7.3% year-over-year).
- 2022: Revenue of $223K, expenses of $197K, and assets of $335K (revenue +34.5% year-over-year).
- 2021: Revenue of $166K, expenses of $138K, and assets of $289K (revenue +9.3% year-over-year).
- 2020: Revenue of $152K, expenses of $137K, and assets of $266K (revenue -19.0% year-over-year).
- 2019: Revenue of $187K, expenses of $172K, and assets of $259K (revenue +7.5% year-over-year).
- 2018: Revenue of $174K, expenses of $168K, and assets of $228K (revenue +13.9% year-over-year).
- 2017: Revenue of $153K, expenses of $151K, and assets of $227K (revenue +4.6% year-over-year).
- 2016: Revenue of $146K, expenses of $161K, and assets of $211K (revenue +14.2% year-over-year).
- 2015: Revenue of $128K, expenses of $145K, and assets of $214K (revenue +17.0% year-over-year).
- 2014: Revenue of $109K, expenses of $121K, and assets of $241K (revenue +2.4% year-over-year).
- 2013: Revenue of $107K, expenses of $110K, and assets of $239K (revenue -12.0% year-over-year).
- 2012: Revenue of $121K, expenses of $118K, and assets of $253K (revenue +3.6% year-over-year).
- 2011: Revenue of $117K, expenses of $120K, and assets of $222K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for New Hampshire Commerical Investment Board Of Realtors Inc:
Data Sources and Methodology
This transparency report for New Hampshire Commerical Investment Board Of Realtors Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.