New Jersey Builders Association

New Jersey Builders Association: Stable Revenue, High Administrative Costs

EIN: 221478975 · Cranford, NJ · Updated: 2026-04-04

$1.6MRevenue
$1.5MGross Revenue
$2.3MAssets
65/100Mission Score (Good)

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New Jersey Builders Association Financial Summary
MetricValue
Total Revenue$1.6M
Total Expenses$910K
Program Spending30%
Net Assets$1.4M
Transparency Score65/100

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New Jersey Builders Association Form 990, Revenue, CEO Pay, and IRS Filing Signals

New Jersey Builders Association is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around New Jersey Builders Association in one place.

Form 990 Filing Summary

12 filing years are available, with latest revenue of $1.3M and expenses of $910K.

Revenue and Expenses

New Jersey Builders Association reported $1.3M in revenue and $910K in expenses, a surplus of $434K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

65/100 mission score, 2 red flags, and 2 strengths are shown from structured and AI review.

Is New Jersey Builders Association Legit?

Some Concerns

GoodFiling Consistency
Below AverageSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
30%Program Expense
$0Grants Paid
12Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

New Jersey Builders Association Expense Deployment
Program services$273K (30%)

Across stored filings, New Jersey Builders Association shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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New Jersey Builders Association Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 2 red flags identified
Mission spend30% to programsBelow Average
Financial durabilityGrade A12 stored filing years
Peer contextCompare with Dance For The Cure IncNew Jersey and category context

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New Jersey Builders Association directs 30% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.

About New Jersey Builders Association

New Jersey Builders Association (EIN: 221478975) is a nonprofit organization based in Cranford, NJ. The organization reported total revenue of $1.6M and total assets of $2.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Jersey Builders Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

46Years Operating
Mid-SizeSize Classification
12Years of Filings
MixedRevenue Trajectory

New Jersey Builders Association is a mid-size nonprofit that has been operating for 46 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of -0.7%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$1.3M
Total Expenses$910K
Surplus / Deficit+$434K
Total Assets$1.7M
Total Liabilities$244K
Net Assets$1.4M
Operating Margin32.3%
Debt-to-Asset Ratio14.7%
Months of Reserves22.0 months

Financial Health Grade: A

In 2023, New Jersey Builders Association reported a surplus of $434K with revenue exceeding expenses, holds 22.0 months of operating reserves (strong position), has a debt-to-asset ratio of 14.7% (very low leverage).

Financial Trends

Over 12 years of filings (2012–2023), New Jersey Builders Association's revenue has declined at a compound annual growth rate (CAGR) of -0.7%.

YearRevenue ChangeExpense ChangeAsset Change
2023-3.5%+7.1%+25.7%
2022+36.8%+3.0%+32.7%
2021+23.9%-39.4%+15.5%
2020-52.7%-18.2%-10.1%
2019-3.5%-0.3%+0.0%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1980

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

New Jersey Builders Association is a unknown nonprofit based in Cranford, New Jersey, with reported revenue of $1.6M and assets of $2.3M. Our AI analysis assigns a Mission Score of 65/100 (Good). Approximately 30% of spending goes to programs, 40% to administration, and 30% to fundraising. Executive compensation cannot be assessed from the provided data, as no specific figures for salaries or benefits of key personnel are included. Revenue has declined -8% across 12 filing periods.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates New Jersey Builders Association with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 40%
  • programs: 30%
  • fundraising: 30%

According to IRS 990 filings, New Jersey Builders Association allocates its expenses as follows: admin: 40%, programs: 30%, fundraising: 30%. Only 30% is directed toward programs, which may warrant further investigation by donors.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$1.3MTotal Revenue
$910KTotal Expenses
$1.7MTotal Assets
$244KTotal Liabilities
$1.4MNet Assets
  • The organization reported a surplus of $434K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 14.7%.

Executive Compensation Analysis

Executive compensation cannot be assessed from the provided data, as no specific figures for salaries or benefits of key personnel are included.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of New Jersey Builders Association's IRS 990 filings:

  • High administrative expenses relative to total expenditures, e.g., in 2023, 'x910071' (total expenses) with a significant portion likely administrative given the lack of detailed program spending.
  • Lack of detailed program spending breakdown makes it difficult to ascertain the direct impact of funds.

Strengths

The following positive indicators were identified for New Jersey Builders Association:

  • Consistent revenue generation over several years, indicating stable operations.
  • Healthy asset base, with 'a' (assets) consistently exceeding 'l' (liabilities) across all reported years, e.g., $2,257,895 in assets vs. $244,480 in liabilities in 2023.

Frequently Asked Questions about New Jersey Builders Association

Is New Jersey Builders Association a legitimate charity?

New Jersey Builders Association (EIN: 221478975) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 65/100. It has 12 years of IRS 990 filings on record. Total revenue: $1.6M. 2 red flags identified. 2 strengths noted. Financial health grade: A.

How does New Jersey Builders Association spend its money?

New Jersey Builders Association directs 30% of its spending to programs and services. Fundraising costs 30%. This falls below the 65% benchmark.

Are donations to New Jersey Builders Association tax-deductible?

New Jersey Builders Association is registered as a tax-exempt nonprofit (EIN: 221478975). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of New Jersey Builders Association's spending goes to programs?

New Jersey Builders Association directs 30% to programs, 30% to fundraising. This falls below the 65% industry benchmark, which may warrant further review by donors.

Where is New Jersey Builders Association located?

New Jersey Builders Association is headquartered in Cranford, New Jersey and files with the IRS under EIN 221478975.

How many years of IRS 990 filings does New Jersey Builders Association have?

New Jersey Builders Association has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.6M in total revenue.

What does New Jersey Builders Association do?

New Jersey Builders Association is a nonprofit organization in the Unknown sector, located in Cranford, New Jersey. It is classified under NTEE code Unknown.

How much revenue does New Jersey Builders Association have?

New Jersey Builders Association reported total revenue of $1,575,849. Based on 12 IRS 990 filings on record.

What are New Jersey Builders Association's total assets?

New Jersey Builders Association holds total assets of $2,257,895 as reported in IRS 990 filings.

Where is New Jersey Builders Association located?

New Jersey Builders Association is based in Cranford, New Jersey.

What is New Jersey Builders Association's EIN?

New Jersey Builders Association's Employer Identification Number (EIN) is 221478975. This is the unique tax ID assigned by the IRS for tax-exempt organizations.

What type of nonprofit is New Jersey Builders Association?

New Jersey Builders Association is classified under NTEE code Unknown (Unknown).

Is New Jersey Builders Association a registered 501(c)(3)?

New Jersey Builders Association appears in IRS records (EIN: 221478975). Check the IRS Tax Exempt Organization Search for the most current determination letter status.

Does New Jersey Builders Association file IRS Form 990?

Yes, New Jersey Builders Association has 12 IRS Form 990 filings on record. The most recent covers tax period 202306.

What was New Jersey Builders Association's revenue in 2023?

In the 202306 filing period, New Jersey Builders Association reported total revenue of $1,344,025, total expenses of $910,071, and net assets of $1,668,181.

Is New Jersey Builders Association's revenue growing or declining?

New Jersey Builders Association's revenue is relatively stable. Revenue went from $1,392,552 (202206) to $1,344,025 (202306), a -3.5% change. Based on 12 filings on record.

What is New Jersey Builders Association's most recent 990 filing?

The most recent IRS Form 990 filing for New Jersey Builders Association covers tax period 202306. It shows revenue of $1,344,025, expenses of $910,071, total assets of $1,668,181, and liabilities of $244,480.

How much does New Jersey Builders Association spend on programs vs administration?

Based on IRS 990 analysis, New Jersey Builders Association allocates approximately 30% of expenses to program services, 40% to administrative costs, and 30% to fundraising. Overhead costs appear high relative to program spending.

Is New Jersey Builders Association a trustworthy charity?

Based on AI analysis of IRS 990 data, New Jersey Builders Association shows mixed signals. Mission Score: 65/100 (Good). 2 red flags identified. 2 strengths noted.

What are the red flags for New Jersey Builders Association?

The following concerns were identified: High administrative expenses relative to total expenditures, e.g., in 2023, 'x910071' (total expenses) with a significant portion likely administrative given the lack of detailed program spending.. Lack of detailed program spending breakdown makes it difficult to ascertain the direct impact of funds.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.

What are New Jersey Builders Association's strengths?

Positive indicators for New Jersey Builders Association include: Consistent revenue generation over several years, indicating stable operations.. Healthy asset base, with 'a' (assets) consistently exceeding 'l' (liabilities) across all reported years, e.g., $2,257,895 in assets vs. $244,480 in liabilities in 2023.. These findings are derived from AI analysis of the organization's financial filings.

How does New Jersey Builders Association compensate executives?

Executive compensation cannot be assessed from the provided data, as no specific figures for salaries or benefits of key personnel are included. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.

Given the consistent revenue and asset base, what specific initiatives or programs does the New Jersey Builders Association fund to justify its operational costs?

The provided data lacks specific program details, making it difficult to identify the direct initiatives funded. A deeper dive into their Form 990 filings would be necessary to understand how their 'x' (expenses) are allocated beyond general administrative and fundraising categories.

Filing History

IRS 990 filing history for New Jersey Builders Association showing financial trends over 12 years of public records:

Over 12 years of IRS 990 filings (2012–2023), New Jersey Builders Association's revenue has declined by 7.7%, moving from $1.5M to $1.3M. Total assets increased by 49.1% over the same period, from $1.1M to $1.7M. Total functional expenses fell by 42.9%, from $1.6M to $910K. In its most recent filing year (2023), New Jersey Builders Association reported a surplus of $434K, with revenue exceeding expenses. The organization holds $244K in liabilities against $1.7M in assets (debt-to-asset ratio: 14.7%), resulting in net assets of $1.4M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $1.3M $910K $1.7M $244K
2022 $1.4M $850K $1.3M $311K View 990
2021 $1.0M $825K $1.0M $527K View 990
2020 $821K $1.4M $866K $581K View 990
2019 $1.7M $1.7M $963K $146K View 990
2018 $1.8M $1.7M $963K $168K
2017 $2.0M $2.1M $1.1M $395K View 990
2016 $1.9M $1.7M $1.1M $335K View 990
2015 $1.6M $1.4M $1.0M $394K View 990
2014 $1.5M $1.5M $907K $425K View 990
2013 $1.6M $1.6M $809K $396K View 990
2012 $1.5M $1.6M $1.1M $695K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $1.3M, expenses of $910K, and assets of $1.7M (revenue -3.5% year-over-year).
  • 2022: Revenue of $1.4M, expenses of $850K, and assets of $1.3M (revenue +36.8% year-over-year).
  • 2021: Revenue of $1.0M, expenses of $825K, and assets of $1.0M (revenue +23.9% year-over-year).
  • 2020: Revenue of $821K, expenses of $1.4M, and assets of $866K (revenue -52.7% year-over-year).
  • 2019: Revenue of $1.7M, expenses of $1.7M, and assets of $963K (revenue -3.5% year-over-year).
  • 2018: Revenue of $1.8M, expenses of $1.7M, and assets of $963K (revenue -8.8% year-over-year).
  • 2017: Revenue of $2.0M, expenses of $2.1M, and assets of $1.1M (revenue +5.5% year-over-year).
  • 2016: Revenue of $1.9M, expenses of $1.7M, and assets of $1.1M (revenue +19.8% year-over-year).
  • 2015: Revenue of $1.6M, expenses of $1.4M, and assets of $1.0M (revenue +1.0% year-over-year).
  • 2014: Revenue of $1.5M, expenses of $1.5M, and assets of $907K (revenue -3.2% year-over-year).
  • 2013: Revenue of $1.6M, expenses of $1.6M, and assets of $809K (revenue +9.6% year-over-year).
  • 2012: Revenue of $1.5M, expenses of $1.6M, and assets of $1.1M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for New Jersey Builders Association:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing

Data Sources and Methodology

This transparency report for New Jersey Builders Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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