New Jersey Psychological Association
New Jersey Psychological Association: Stable Finances, Limited Transparency
EIN: 221731431 · Livingston, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $868K |
| Total Expenses | $659K |
| Program Spending | 70% |
| Net Assets | $533K |
| Transparency Score | 75/100 |
Is New Jersey Psychological Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
New Jersey Psychological Association directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About New Jersey Psychological Association
New Jersey Psychological Association (EIN: 221731431) is a nonprofit organization based in Livingston, NJ. The organization reported total revenue of $868K and total assets of $802K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Jersey Psychological Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
New Jersey Psychological Association is a small nonprofit that has been operating for 62 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -1.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $617K |
| Total Expenses | $659K |
| Surplus / Deficit | $-41,985 |
| Total Assets | $815K |
| Total Liabilities | $282K |
| Net Assets | $533K |
| Operating Margin | -6.8% |
| Debt-to-Asset Ratio | 34.6% |
| Months of Reserves | 14.8 months |
Financial Health Grade: B
In 2023, New Jersey Psychological Association reported a deficit of $42K with expenses exceeding revenue, holds 14.8 months of operating reserves (strong position), has a debt-to-asset ratio of 34.6% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), New Jersey Psychological Association's revenue has declined at a compound annual growth rate (CAGR) of -1.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -7.7% | -5.2% | +8.2% |
| 2022 | -4.1% | +13.0% | -19.9% |
| 2021 | +8.9% | -3.7% | +4.8% |
| 2020 | -9.9% | -7.1% | +5.6% |
| 2019 | -0.2% | +4.6% | +1.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1964 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates New Jersey Psychological Association with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, New Jersey Psychological Association allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $42K, with expenses exceeding revenue.
- Debt-to-asset ratio: 34.6%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided financial data, indicating it is likely included within administrative expenses or below a reporting threshold.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of New Jersey Psychological Association's IRS 990 filings:
- Lack of detailed program expense breakdown in financial filings.
- Limited public information on specific advocacy outcomes or grant distributions.
Strengths
The following positive indicators were identified for New Jersey Psychological Association:
- Consistent revenue generation over several years, indicating stable operations.
- Healthy asset base relative to liabilities, suggesting financial stability.
Frequently Asked Questions about New Jersey Psychological Association
Is New Jersey Psychological Association a legitimate charity?
Based on AI analysis of IRS 990 filings, New Jersey Psychological Association (EIN: 221731431) some concerns. Mission Score: 75/100. 2 red flags identified, 2 strengths noted.
How does New Jersey Psychological Association spend its money?
New Jersey Psychological Association directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to New Jersey Psychological Association tax-deductible?
New Jersey Psychological Association is registered as a tax-exempt nonprofit (EIN: 221731431). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of New Jersey Psychological Association's spending goes to programs?
New Jersey Psychological Association directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is New Jersey Psychological Association located?
New Jersey Psychological Association is headquartered in Livingston, New Jersey and files with the IRS under EIN 221731431.
How many years of IRS 990 filings does New Jersey Psychological Association have?
New Jersey Psychological Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $868K in total revenue.
What does New Jersey Psychological Association do?
New Jersey Psychological Association is a nonprofit organization in the Unknown sector, located in Livingston, New Jersey. It is classified under NTEE code Unknown.
How much revenue does New Jersey Psychological Association have?
New Jersey Psychological Association reported total revenue of $868,265. Based on 13 IRS 990 filings on record.
What are New Jersey Psychological Association's total assets?
New Jersey Psychological Association holds total assets of $801,570 as reported in IRS 990 filings.
Where is New Jersey Psychological Association located?
New Jersey Psychological Association is based in Livingston, New Jersey.
What is New Jersey Psychological Association's EIN?
New Jersey Psychological Association's Employer Identification Number (EIN) is 221731431. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is New Jersey Psychological Association?
New Jersey Psychological Association is classified under NTEE code Unknown (Unknown).
Is New Jersey Psychological Association a registered 501(c)(3)?
New Jersey Psychological Association appears in IRS records (EIN: 221731431). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does New Jersey Psychological Association file IRS Form 990?
Yes, New Jersey Psychological Association has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was New Jersey Psychological Association's revenue in 2023?
In the 202312 filing period, New Jersey Psychological Association reported total revenue of $617,252, total expenses of $659,237, and net assets of $814,896.
Is New Jersey Psychological Association's revenue growing or declining?
New Jersey Psychological Association's revenue is declining. Revenue went from $668,945 (202212) to $617,252 (202312), a -7.7% change. Based on 13 filings on record.
What is New Jersey Psychological Association's most recent 990 filing?
The most recent IRS Form 990 filing for New Jersey Psychological Association covers tax period 202312. It shows revenue of $617,252, expenses of $659,237, total assets of $814,896, and liabilities of $281,787.
How much does New Jersey Psychological Association spend on programs vs administration?
Based on IRS 990 analysis, New Jersey Psychological Association allocates approximately 70% of expenses to program services, 20% to administrative costs, and 10% to fundraising. Program spending is moderate relative to overhead.
Is New Jersey Psychological Association a trustworthy charity?
Based on AI analysis of IRS 990 data, New Jersey Psychological Association appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 2 strengths noted.
What are the red flags for New Jersey Psychological Association?
The following concerns were identified: Lack of detailed program expense breakdown in financial filings.. Limited public information on specific advocacy outcomes or grant distributions.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are New Jersey Psychological Association's strengths?
Positive indicators for New Jersey Psychological Association include: Consistent revenue generation over several years, indicating stable operations.. Healthy asset base relative to liabilities, suggesting financial stability.. These findings are derived from AI analysis of the organization's financial filings.
How does New Jersey Psychological Association compensate executives?
Executive compensation is not explicitly detailed in the provided financial data, indicating it is likely included within administrative expenses or below a reporting threshold. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is New Jersey Psychological Association?
- The organization's financial filings do not provide a detailed breakdown of program expenses, making it difficult to assess the specific impact of their activities. - Transparency regarding specific grant allocations or advocacy initiatives is not readily available in public records. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
How does the organization ensure its administrative and fundraising costs remain efficient given the lack of detailed expense breakdowns?
Without more granular data, it's challenging to pinpoint specific efficiencies. The consistent revenue and asset levels suggest a generally well-managed operation, but further detail on cost allocation would provide clearer insights.
Filing History
IRS 990 filing history for New Jersey Psychological Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), New Jersey Psychological Association's revenue has declined by 21%, moving from $782K to $617K. Total assets increased by 33.9% over the same period, from $609K to $815K. Total functional expenses fell by 21.8%, from $843K to $659K. In its most recent filing year (2023), New Jersey Psychological Association reported a deficit of $42K, with expenses exceeding revenue. The organization holds $282K in liabilities against $815K in assets (debt-to-asset ratio: 34.6%), resulting in net assets of $533K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $617K | $659K | $815K | $282K | — | — |
| 2022 | $669K | $696K | $753K | $234K | — | — |
| 2021 | $698K | $616K | $940K | $359K | — | View 990 |
| 2020 | $641K | $639K | $897K | $391K | — | — |
| 2019 | $711K | $688K | $849K | $344K | — | View 990 |
| 2018 | $713K | $658K | $840K | $392K | — | View 990 |
| 2017 | $699K | $658K | $815K | $423K | — | View 990 |
| 2016 | $662K | $620K | $758K | $420K | — | View 990 |
| 2015 | $706K | $667K | $685K | $395K | — | View 990 |
| 2014 | $723K | $690K | $648K | $372K | — | View 990 |
| 2013 | $754K | $807K | $628K | $389K | — | View 990 |
| 2012 | $785K | $785K | $654K | $378K | — | View 990 |
| 2011 | $782K | $843K | $609K | $385K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $617K, expenses of $659K, and assets of $815K (revenue -7.7% year-over-year).
- 2022: Revenue of $669K, expenses of $696K, and assets of $753K (revenue -4.1% year-over-year).
- 2021: Revenue of $698K, expenses of $616K, and assets of $940K (revenue +8.9% year-over-year).
- 2020: Revenue of $641K, expenses of $639K, and assets of $897K (revenue -9.9% year-over-year).
- 2019: Revenue of $711K, expenses of $688K, and assets of $849K (revenue -0.2% year-over-year).
- 2018: Revenue of $713K, expenses of $658K, and assets of $840K (revenue +1.9% year-over-year).
- 2017: Revenue of $699K, expenses of $658K, and assets of $815K (revenue +5.7% year-over-year).
- 2016: Revenue of $662K, expenses of $620K, and assets of $758K (revenue -6.3% year-over-year).
- 2015: Revenue of $706K, expenses of $667K, and assets of $685K (revenue -2.4% year-over-year).
- 2014: Revenue of $723K, expenses of $690K, and assets of $648K (revenue -4.1% year-over-year).
- 2013: Revenue of $754K, expenses of $807K, and assets of $628K (revenue -3.9% year-over-year).
- 2012: Revenue of $785K, expenses of $785K, and assets of $654K (revenue +0.4% year-over-year).
- 2011: Revenue of $782K, expenses of $843K, and assets of $609K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for New Jersey Psychological Association:
Data Sources and Methodology
This transparency report for New Jersey Psychological Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.