New Jersey United Christian Academy
New Jersey United Christian Academy shows recent financial stability and growth after years of fluctuating revenues and expenses.
EIN: 208472227 · Cream Ridge, NJ · NTEE: B20 · Updated: 2026-03-28
Is New Jersey United Christian Academy Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
New Jersey United Christian Academy directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About New Jersey United Christian Academy
New Jersey United Christian Academy (EIN: 208472227) is a nonprofit organization based in Cream Ridge, NJ, classified under NTEE code B20. The organization reported total revenue of $965K and total assets of $196K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Jersey United Christian Academy's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates New Jersey United Christian Academy with a Mission Score of 80 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, New Jersey United Christian Academy allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that no salaries are paid to officers, which is highly unusual for an organization of this size and suggests a volunteer-led leadership structure or that compensation is reported under other expense categories.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of New Jersey United Christian Academy's IRS 990 filings:
- Historically high liabilities relative to assets in earlier years (e.g., $737,808 liabilities vs. $327,426 assets in 2018)
- Periods of expenses consistently exceeding revenue (e.g., 2016-2018, 2021-2022)
- Consistent 0% officer compensation, which can sometimes mask compensation reported in other categories or indicate potential over-reliance on unpaid labor for key roles.
Strengths
The following positive indicators were identified for New Jersey United Christian Academy:
- Strong recent financial performance with revenue exceeding expenses in 2023 and 2024.
- Significant reduction in liabilities from $737,808 in 2018 to $57,076 in 2024.
- Consistent reporting of 0% officer compensation, indicating a focus on mission-related spending.
- Growing asset base, reaching $192,023 in 2024 from $31,188 in 2016.
Frequently Asked Questions about New Jersey United Christian Academy
Is New Jersey United Christian Academy a legitimate charity?
Based on AI analysis of IRS 990 filings, New Jersey United Christian Academy (EIN: 208472227) some concerns. Mission Score: 80/100. 3 red flags identified, 4 strengths noted.
How does New Jersey United Christian Academy spend its money?
New Jersey United Christian Academy directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to New Jersey United Christian Academy tax-deductible?
New Jersey United Christian Academy is registered as a tax-exempt nonprofit (EIN: 208472227). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is New Jersey United Christian Academy a good charity?
Based on the available data, the academy shows positive financial trends in recent years, with revenue exceeding expenses and growing assets. The consistent 0% officer compensation is a strong indicator of mission-focused spending. However, a full assessment would require detailed program spending breakdowns, which are not provided in this summary.
How has the organization's financial health changed over time?
The organization's financial health has improved significantly in recent years. While it experienced periods where expenses exceeded revenue (e.g., 2016-2018, 2021-2022), the fiscal years 2023 and 2024 show healthy surpluses ($288,238 in 2023 and $58,596 in 2024), and liabilities have substantially decreased from a high of $737,808 in 2018 to $57,076 in 2024.
What is the trend in the organization's assets?
Assets have shown a positive upward trend in recent years, increasing from a low of $31,188 in 2016 to $192,023 in 2024. This indicates a growing financial base and improved solvency.
Does the organization pay its officers?
According to all available IRS 990 filings, officer compensation is consistently reported as 0%. This suggests that the organization's leadership may be entirely volunteer-based or that compensation is categorized differently.
Are there any concerns about the organization's liabilities?
While liabilities were a significant concern in past years, peaking at $737,808 in 2018, they have been drastically reduced to $57,076 in 2024. This represents a substantial improvement in managing debt and financial obligations.
Filing History
IRS 990 filing history for New Jersey United Christian Academy showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), New Jersey United Christian Academy's revenue has grown by 86.2%, moving from $808K to $1.5M. Total assets increased by 127.9% over the same period, from $84K to $192K. Total functional expenses rose by 79.5%, from $806K to $1.4M. In its most recent filing year (2024), New Jersey United Christian Academy reported a surplus of $59K, with revenue exceeding expenses. The organization holds $57K in liabilities against $192K in assets (debt-to-asset ratio: 29.7%), resulting in net assets of $135K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2024 | $1.5M | $1.4M | $192K | $57K | — | View 990 |
| 2023 | $1.5M | $1.2M | $183K | $106K | — | — |
| 2022 | $799K | $835K | $118K | $516K | — | View 990 |
| 2021 | $598K | $636K | $43K | $405K | — | View 990 |
| 2020 | $736K | $687K | $43K | $368K | — | View 990 |
| 2019 | $760K | $724K | $88K | $462K | — | View 990 |
| 2018 | $520K | $607K | $327K | $738K | — | View 990 |
| 2017 | $478K | $625K | $33K | $356K | — | View 990 |
| 2016 | $634K | $724K | $31K | $207K | — | View 990 |
| 2015 | $1.2M | $1.3M | $56K | $142K | — | View 990 |
| 2014 | $1.3M | $1.4M | $53K | $38K | — | View 990 |
| 2013 | $1.1M | $1.0M | $50K | $0 | — | View 990 |
| 2012 | $808K | $806K | $84K | $72K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $1.5M, expenses of $1.4M, and assets of $192K (revenue -1.3% year-over-year).
- 2023: Revenue of $1.5M, expenses of $1.2M, and assets of $183K (revenue +90.7% year-over-year).
- 2022: Revenue of $799K, expenses of $835K, and assets of $118K (revenue +33.8% year-over-year).
- 2021: Revenue of $598K, expenses of $636K, and assets of $43K (revenue -18.8% year-over-year).
- 2020: Revenue of $736K, expenses of $687K, and assets of $43K (revenue -3.2% year-over-year).
- 2019: Revenue of $760K, expenses of $724K, and assets of $88K (revenue +46.2% year-over-year).
- 2018: Revenue of $520K, expenses of $607K, and assets of $327K (revenue +8.8% year-over-year).
- 2017: Revenue of $478K, expenses of $625K, and assets of $33K (revenue -24.6% year-over-year).
- 2016: Revenue of $634K, expenses of $724K, and assets of $31K (revenue -46.2% year-over-year).
- 2015: Revenue of $1.2M, expenses of $1.3M, and assets of $56K (revenue -12.2% year-over-year).
- 2014: Revenue of $1.3M, expenses of $1.4M, and assets of $53K (revenue +27.8% year-over-year).
- 2013: Revenue of $1.1M, expenses of $1.0M, and assets of $50K (revenue +29.9% year-over-year).
- 2012: Revenue of $808K, expenses of $806K, and assets of $84K.
Data Sources and Methodology
This transparency report for New Jersey United Christian Academy is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.