United Way Of Northern New Jersey Inc
United Way Of Northern New Jersey: Strong Asset Growth, but Revenue Volatility and High Executive Compensation Warrant Scrutiny
EIN: 221487247 · Cedar Knolls, NJ · NTEE: T700 · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $12.1M |
| Total Expenses | $9.7M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $350,000 |
| Net Assets | $13.8M |
| Transparency Score | 75/100 |
Search Intent Cockpit
United Way Of Northern New Jersey Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
United Way Of Northern New Jersey Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around United Way Of Northern New Jersey Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $8.8M and expenses of $9.7M.
Revenue and Expenses
United Way Of Northern New Jersey Inc reported $8.8M in revenue and $9.7M in expenses, a deficit of $867K.
Executive Compensation
Top officer compensation appears as $350,000 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
75/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is United Way Of Northern New Jersey Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $7.2M (75%) |
Across stored filings, United Way Of Northern New Jersey Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 75% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and Philanthropy context |
Trust Check
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Keep the Investigation Moving
United Way Of Northern New Jersey Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Way Of Northern New Jersey Inc
United Way Of Northern New Jersey Inc (EIN: 221487247) is a nonprofit organization based in Cedar Knolls, NJ, classified under NTEE code T700. The organization reported total revenue of $12.1M and total assets of $19.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Way Of Northern New Jersey Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
United Way Of Northern New Jersey Inc is a large nonprofit that has been operating for 76 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $8.8M |
| Total Expenses | $9.7M |
| Surplus / Deficit | $-866,769 |
| Total Assets | $19.7M |
| Total Liabilities | $6.0M |
| Net Assets | $13.8M |
| Operating Margin | -9.9% |
| Debt-to-Asset Ratio | 30.2% |
| Months of Reserves | 24.5 months |
Financial Health Grade: B
In 2023, United Way Of Northern New Jersey Inc reported a deficit of $867K with expenses exceeding revenue, holds 24.5 months of operating reserves (strong position), has a debt-to-asset ratio of 30.2% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), United Way Of Northern New Jersey Inc's revenue has declined at a compound annual growth rate (CAGR) of -2.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -16.2% | +2.5% | +16.0% |
| 2022 | -44.4% | +20.1% | -6.1% |
| 2021 | +114.3% | -9.9% | +261.6% |
| 2020 | +21.0% | +6.6% | +18.6% |
| 2019 | -14.6% | -15.8% | -20.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1950 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Way Of Northern New Jersey Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, United Way Of Northern New Jersey Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $867K, with expenses exceeding revenue.
- Debt-to-asset ratio: 30.2%.
Executive Compensation Analysis
Executive compensation appears high relative to revenue, with the CEO's compensation reported at $350,000 in 2023, representing approximately 4% of the $8,793,562 in revenue for that year.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of United Way Of Northern New Jersey Inc's IRS 990 filings:
- Significant revenue volatility observed over the past five years, ranging from a high of $18,858,850 in 2021 to a low of $7,276,255 in 2019, which could impact program stability.
- Executive compensation, particularly the CEO's $350,000 in 2023, is a notable percentage of the organization's revenue, especially in years with lower revenue figures.
- While assets have grown, the organization reported a net loss in 2023 (expenses of $9,660,331 exceeding revenue of $8,793,562).
Strengths
The following positive indicators were identified for United Way Of Northern New Jersey Inc:
- Consistent growth in assets, from $4,227,806 in 2019 to $19,734,995 in 2023, indicating strong financial management and investment.
- Maintains a healthy liquidity position, with current assets significantly exceeding current liabilities.
- Demonstrates a commitment to programs, with a substantial portion of expenses allocated to programmatic activities.
Frequently Asked Questions about United Way Of Northern New Jersey Inc
Is United Way Of Northern New Jersey Inc a legitimate charity?
United Way Of Northern New Jersey Inc (EIN: 221487247) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $12.1M. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does United Way Of Northern New Jersey Inc spend its money?
United Way Of Northern New Jersey Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to United Way Of Northern New Jersey Inc tax-deductible?
United Way Of Northern New Jersey Inc is registered as a tax-exempt nonprofit (EIN: 221487247). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the United Way Of Northern New Jersey Inc CEO make?
United Way Of Northern New Jersey Inc's highest-compensated officer earns $350,000 annually. The organization reported $12.1M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of United Way Of Northern New Jersey Inc's spending goes to programs?
United Way Of Northern New Jersey Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does United Way Of Northern New Jersey Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), United Way Of Northern New Jersey Inc is above average for NTEE category T700 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is United Way Of Northern New Jersey Inc located?
United Way Of Northern New Jersey Inc is headquartered in Cedar Knolls, New Jersey and files with the IRS under EIN 221487247. It is classified under NTEE code T700.
How many years of IRS 990 filings does United Way Of Northern New Jersey Inc have?
United Way Of Northern New Jersey Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $12.1M in total revenue.
What does United Way Of Northern New Jersey Inc do?
United Way Of Northern New Jersey Inc is a nonprofit organization in the Philanthropy, Voluntarism & Grantmaking sector, located in Cedar Knolls, New Jersey. It is classified under NTEE code T700.
How much revenue does United Way Of Northern New Jersey Inc have?
United Way Of Northern New Jersey Inc reported total revenue of $12,136,379. Based on 13 IRS 990 filings on record.
What are United Way Of Northern New Jersey Inc's total assets?
United Way Of Northern New Jersey Inc holds total assets of $19,504,062 as reported in IRS 990 filings.
Where is United Way Of Northern New Jersey Inc located?
United Way Of Northern New Jersey Inc is based in Cedar Knolls, New Jersey.
What is United Way Of Northern New Jersey Inc's EIN?
United Way Of Northern New Jersey Inc's Employer Identification Number (EIN) is 221487247. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is United Way Of Northern New Jersey Inc?
United Way Of Northern New Jersey Inc is classified under NTEE code T700 (Philanthropy, Voluntarism & Grantmaking).
Is United Way Of Northern New Jersey Inc a registered 501(c)(3)?
Yes, United Way Of Northern New Jersey Inc is recognized as a tax-exempt organization by the IRS. EIN: 221487247.
Does United Way Of Northern New Jersey Inc file IRS Form 990?
Yes, United Way Of Northern New Jersey Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was United Way Of Northern New Jersey Inc's revenue in 2023?
In the 202306 filing period, United Way Of Northern New Jersey Inc reported total revenue of $8,793,562, total expenses of $9,660,331, and net assets of $19,734,995.
Is United Way Of Northern New Jersey Inc's revenue growing or declining?
United Way Of Northern New Jersey Inc's revenue is declining. Revenue went from $10,490,738 (202206) to $8,793,562 (202306), a -16.2% change. Based on 13 filings on record.
What is United Way Of Northern New Jersey Inc's most recent 990 filing?
The most recent IRS Form 990 filing for United Way Of Northern New Jersey Inc covers tax period 202306. It shows revenue of $8,793,562, expenses of $9,660,331, total assets of $19,734,995, and liabilities of $5,957,449.
How much does United Way Of Northern New Jersey Inc spend on programs vs administration?
Based on IRS 990 analysis, United Way Of Northern New Jersey Inc allocates approximately 75% of expenses to program services, 15% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is United Way Of Northern New Jersey Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, United Way Of Northern New Jersey Inc appears trustworthy. Mission Score: 75/100 (Good). 3 red flags identified. 3 strengths noted.
What are the red flags for United Way Of Northern New Jersey Inc?
The following concerns were identified: Significant revenue volatility observed over the past five years, ranging from a high of $18,858,850 in 2021 to a low of $7,276,255 in 2019, which could impact program stability.. Executive compensation, particularly the CEO's $350,000 in 2023, is a notable percentage of the organization's revenue, especially in years with lower revenue figures.. While assets have grown, the organization reported a net loss in 2023 (expenses of $9,660,331 exceeding revenue of $8,793,562).. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are United Way Of Northern New Jersey Inc's strengths?
Positive indicators for United Way Of Northern New Jersey Inc include: Consistent growth in assets, from $4,227,806 in 2019 to $19,734,995 in 2023, indicating strong financial management and investment.. Maintains a healthy liquidity position, with current assets significantly exceeding current liabilities.. Demonstrates a commitment to programs, with a substantial portion of expenses allocated to programmatic activities.. These findings are derived from AI analysis of the organization's financial filings.
How does United Way Of Northern New Jersey Inc compensate executives?
Executive compensation appears high relative to revenue, with the CEO's compensation reported at $350,000 in 2023, representing approximately 4% of the $8,793,562 in revenue for that year. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the substantial revenue fluctuations, what strategies are in place to ensure consistent funding for core programs and mitigate the impact of potential future revenue declines?
The organization appears to be building its asset base, which could serve as a buffer during periods of lower revenue. However, specific strategies for revenue diversification and stabilization would need further inquiry beyond the provided data.
How does the organization justify the executive compensation levels, particularly in years where revenue has decreased or the organization has operated at a deficit, and what benchmarks are used for comparison?
Without further information, it's difficult to ascertain the specific justification. A detailed compensation philosophy and comparison to similar-sized nonprofits in the region would be necessary to fully assess the appropriateness of the executive compensation.
Filing History
IRS 990 filing history for United Way Of Northern New Jersey Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), United Way Of Northern New Jersey Inc's revenue has declined by 26%, moving from $11.9M to $8.8M. Total assets increased by 32.3% over the same period, from $14.9M to $19.7M. Total functional expenses fell by 3.4%, from $10.0M to $9.7M. In its most recent filing year (2023), United Way Of Northern New Jersey Inc reported a deficit of $867K, with expenses exceeding revenue. The organization holds $6.0M in liabilities against $19.7M in assets (debt-to-asset ratio: 30.2%), resulting in net assets of $13.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $8.8M | $9.7M | $19.7M | $6.0M | — | View 990 |
| 2022 | $10.5M | $9.4M | $17.0M | $3.7M | — | View 990 |
| 2021 | $18.9M | $7.8M | $18.1M | $2.7M | — | View 990 |
| 2020 | $8.8M | $8.7M | $5.0M | $1.3M | — | View 990 |
| 2019 | $7.3M | $8.2M | $4.2M | $430K | — | View 990 |
| 2018 | $8.5M | $9.7M | $5.3M | $373K | — | View 990 |
| 2017 | $10.6M | $11.6M | $8.2M | $1.2M | — | View 990 |
| 2016 | $13.2M | $14.5M | $9.2M | $1.4M | — | View 990 |
| 2015 | $13.6M | $15.3M | $10.9M | $1.6M | — | View 990 |
| 2014 | $15.2M | $16.6M | $13.0M | $1.8M | — | View 990 |
| 2013 | $14.5M | $14.5M | $14.0M | $2.0M | — | View 990 |
| 2012 | $14.4M | $14.3M | $13.7M | $1.9M | — | View 990 |
| 2011 | $11.9M | $10.0M | $14.9M | $3.2M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $8.8M, expenses of $9.7M, and assets of $19.7M (revenue -16.2% year-over-year).
- 2022: Revenue of $10.5M, expenses of $9.4M, and assets of $17.0M (revenue -44.4% year-over-year).
- 2021: Revenue of $18.9M, expenses of $7.8M, and assets of $18.1M (revenue +114.3% year-over-year).
- 2020: Revenue of $8.8M, expenses of $8.7M, and assets of $5.0M (revenue +21.0% year-over-year).
- 2019: Revenue of $7.3M, expenses of $8.2M, and assets of $4.2M (revenue -14.6% year-over-year).
- 2018: Revenue of $8.5M, expenses of $9.7M, and assets of $5.3M (revenue -19.9% year-over-year).
- 2017: Revenue of $10.6M, expenses of $11.6M, and assets of $8.2M (revenue -19.6% year-over-year).
- 2016: Revenue of $13.2M, expenses of $14.5M, and assets of $9.2M (revenue -2.8% year-over-year).
- 2015: Revenue of $13.6M, expenses of $15.3M, and assets of $10.9M (revenue -10.3% year-over-year).
- 2014: Revenue of $15.2M, expenses of $16.6M, and assets of $13.0M (revenue +5.0% year-over-year).
- 2013: Revenue of $14.5M, expenses of $14.5M, and assets of $14.0M (revenue +0.4% year-over-year).
- 2012: Revenue of $14.4M, expenses of $14.3M, and assets of $13.7M (revenue +21.3% year-over-year).
- 2011: Revenue of $11.9M, expenses of $10.0M, and assets of $14.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for United Way Of Northern New Jersey Inc:
Data Sources and Methodology
This transparency report for United Way Of Northern New Jersey Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.