New Marblehead Seniors Housing Corporation

New Marblehead Seniors Housing Corporation consistently operates at a deficit with liabilities exceeding assets, despite zero officer compensation.

EIN: 10353352 · Portland, ME · Updated: 2026-03-28

$451KRevenue
$892KAssets
65/100Mission Score (Good)
New Marblehead Seniors Housing Corporation Financial Summary
MetricValue
Total Revenue$451K
Total Expenses$277K
Program Spending90%
Net Assets$-204,905
Transparency Score65/100

Is New Marblehead Seniors Housing Corporation Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

New Marblehead Seniors Housing Corporation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About New Marblehead Seniors Housing Corporation

New Marblehead Seniors Housing Corporation (EIN: 10353352) is a nonprofit organization based in Portland, ME. The organization reported total revenue of $451K and total assets of $892K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Marblehead Seniors Housing Corporation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

47Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

New Marblehead Seniors Housing Corporation is a small nonprofit that has been operating for 47 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.1%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$246K
Total Expenses$277K
Surplus / Deficit$-30,849
Total Assets$737K
Total Liabilities$942K
Net Assets$-204,905
Operating Margin-12.5%
Debt-to-Asset Ratio127.8%
Months of Reserves31.9 months

Financial Health Grade: C

In 2023, New Marblehead Seniors Housing Corporation reported a deficit of $31K with expenses exceeding revenue, holds 31.9 months of operating reserves (strong position), has a debt-to-asset ratio of 127.8% (high leverage).

Financial Trends

Over 13 years of filings (2011–2023), New Marblehead Seniors Housing Corporation's revenue has grown at a compound annual growth rate (CAGR) of 1.1%.

YearRevenue ChangeExpense ChangeAsset Change
2023+0.3%+1.4%-5.9%
2022+4.6%+2.5%-5.4%
2021+0.8%+26.4%-5.9%
2020+0.1%-9.1%+186.6%
2019+7.0%+24.2%-6.0%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1979

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

New Marblehead Seniors Housing Corporation appears to be a stable, albeit small, organization focused on its mission. The organization consistently reports zero officer compensation, indicating a volunteer-led or very lean administrative structure, which is a positive sign for donor confidence and efficient use of funds. However, the organization has consistently operated at a deficit in recent years, with expenses exceeding revenue in 2023 ($277,061 vs. $246,212), 2022 ($273,335 vs. $245,522), and 2021 ($266,612 vs. $234,821). This trend of spending more than it earns could be a concern for long-term financial sustainability if not addressed. Despite the operational deficits, the organization's assets have shown some growth over the past decade, from $284,914 in 2014 to $737,271 in 2023, though they have slightly decreased from a peak of $880,006 in 2020. A significant red flag is the consistently high liabilities, which have exceeded assets in recent years, reaching $942,176 in 2023 against assets of $737,271. This indicates a negative net asset position, suggesting the organization is technically insolvent. The lack of reported officer compensation points to good transparency regarding executive pay, but the overall financial picture warrants closer examination regarding its long-term viability and debt management.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates New Marblehead Seniors Housing Corporation with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, New Marblehead Seniors Housing Corporation allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$246KTotal Revenue
$277KTotal Expenses
$737KTotal Assets
$942KTotal Liabilities
$-204,905Net Assets
  • The organization reported a deficit of $31K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 127.8%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that the organization is likely volunteer-led at the executive level or has no paid officers, which is highly efficient for an organization of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of New Marblehead Seniors Housing Corporation's IRS 990 filings:

  • Consistent operational deficits (expenses exceeding revenue in 2023, 2022, 2021)
  • Liabilities consistently exceed assets, indicating a negative net asset position (e.g., $942,176 liabilities vs. $737,271 assets in 2023)
  • Assets have decreased from a peak of $880,006 in 2020 to $737,271 in 2023

Strengths

The following positive indicators were identified for New Marblehead Seniors Housing Corporation:

  • Zero officer compensation reported across all filings, indicating efficient use of funds at the executive level
  • Consistent revenue generation over the past decade, albeit not always covering expenses
  • Focus on mission with high program spending implied by low administrative and fundraising costs

Frequently Asked Questions about New Marblehead Seniors Housing Corporation

Is New Marblehead Seniors Housing Corporation a legitimate charity?

New Marblehead Seniors Housing Corporation (EIN: 10353352) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 65/100. It has 13 years of IRS 990 filings on record. Total revenue: $451K. 3 red flags identified. 3 strengths noted. Financial health grade: C.

How does New Marblehead Seniors Housing Corporation spend its money?

New Marblehead Seniors Housing Corporation directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to New Marblehead Seniors Housing Corporation tax-deductible?

New Marblehead Seniors Housing Corporation is registered as a tax-exempt nonprofit (EIN: 10353352). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Where is New Marblehead Seniors Housing Corporation located?

New Marblehead Seniors Housing Corporation is headquartered in Portland, Maine and files with the IRS under EIN 10353352.

How many years of IRS 990 filings does New Marblehead Seniors Housing Corporation have?

New Marblehead Seniors Housing Corporation has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $451K in total revenue.

Is New Marblehead Seniors Housing Corporation financially sustainable?

The organization has consistently reported expenses exceeding revenue in recent years (e.g., $277,061 expenses vs. $246,212 revenue in 2023), and its liabilities ($942,176 in 2023) significantly exceed its assets ($737,271 in 2023), raising concerns about its long-term financial sustainability.

What is the primary cause of the organization's high liabilities?

The provided data does not specify the nature of the liabilities, but their consistent high level and exceeding assets suggest significant debt or other financial obligations that warrant further investigation.

How does the organization manage to operate with negative net assets?

Operating with negative net assets (liabilities exceeding assets) indicates a challenging financial position. The organization might be relying on future revenue streams, specific grants, or other arrangements to cover its obligations, but this is not sustainable long-term without a plan to reduce liabilities or increase assets.

What is the NTEE Code for this organization?

The NTEE Code for New Marblehead Seniors Housing Corporation is listed as 'Unknown' in the provided data.

Filing History

IRS 990 filing history for New Marblehead Seniors Housing Corporation showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), New Marblehead Seniors Housing Corporation's revenue has grown by 14.1%, moving from $216K to $246K. Total assets increased by 109.2% over the same period, from $352K to $737K. Total functional expenses rose by 27.2%, from $218K to $277K. In its most recent filing year (2023), New Marblehead Seniors Housing Corporation reported a deficit of $31K, with expenses exceeding revenue. The organization holds $942K in liabilities against $737K in assets (debt-to-asset ratio: 127.8%), resulting in net assets of $-204,905.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $246K $277K $737K $942K
2022 $246K $273K $784K $958K View 990
2021 $235K $267K $828K $975K View 990
2020 $233K $211K $880K $994K View 990
2019 $233K $232K $307K $444K View 990
2018 $217K $187K $327K $464K View 990
2017 $214K $193K $310K $477K
2016 $215K $192K $307K $496K View 990
2015 $216K $176K $307K $520K View 990
2014 $213K $244K $285K $538K View 990
2013 $218K $212K $331K $553K View 990
2012 $218K $217K $338K $566K View 990
2011 $216K $218K $352K $582K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $246K, expenses of $277K, and assets of $737K (revenue +0.3% year-over-year).
  • 2022: Revenue of $246K, expenses of $273K, and assets of $784K (revenue +4.6% year-over-year).
  • 2021: Revenue of $235K, expenses of $267K, and assets of $828K (revenue +0.8% year-over-year).
  • 2020: Revenue of $233K, expenses of $211K, and assets of $880K (revenue +0.1% year-over-year).
  • 2019: Revenue of $233K, expenses of $232K, and assets of $307K (revenue +7.0% year-over-year).
  • 2018: Revenue of $217K, expenses of $187K, and assets of $327K (revenue +1.3% year-over-year).
  • 2017: Revenue of $214K, expenses of $193K, and assets of $310K (revenue -0.4% year-over-year).
  • 2016: Revenue of $215K, expenses of $192K, and assets of $307K (revenue -0.5% year-over-year).
  • 2015: Revenue of $216K, expenses of $176K, and assets of $307K (revenue +1.5% year-over-year).
  • 2014: Revenue of $213K, expenses of $244K, and assets of $285K (revenue -2.1% year-over-year).
  • 2013: Revenue of $218K, expenses of $212K, and assets of $331K (revenue -0.2% year-over-year).
  • 2012: Revenue of $218K, expenses of $217K, and assets of $338K (revenue +1.2% year-over-year).
  • 2011: Revenue of $216K, expenses of $218K, and assets of $352K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for New Marblehead Seniors Housing Corporation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for New Marblehead Seniors Housing Corporation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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